Strata Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stratacu.org

661-327-9461

1717 Truxtun Ave
Bakersfield, CA 93301

Strata Credit Union is headquartered in Bakersfield and is the 104^th largest credit union in the state of California. It is also the 953^rd largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 72 employees and 24,308 members at 4 locations. Strata Credit Union has an A health rating.

Field of Membership Restrictions

Strata Credit Union is open to anyone who lives, works, goes to school or worships in Kern County, California.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6032
Year Chartered	1949
Employees	72
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.19%
Return on Equity - YTD	-1.39%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$343.1MM$349.2MM
Loans	Q1 2025vs Q1 2024	$249.6MM$259.8MM
Deposits	Q1 2025vs Q1 2024	$291.9MM$290.6MM
Equity Capital	Q1 2025vs Q1 2024	$46.9MM$43.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Strata Credit Union are currently being reviewed.

Locations

Strata Credit Union Locations
Branch Office	4180 Coffee Rd	Bakersfield, CA 93308
Branch Office	1717 Truxtun Ave	Bakersfield, CA 93301-5102
Branch Office	1535 Panama Ln	Bakersfield, CA 93307-5680
Branch Office	2830 CA-46	Wasco, CA 93280

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