Strata Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stratacu.org

661-327-9461

1717 Truxtun Ave
Bakersfield, CA 93301

Strata Credit Union is headquartered in Bakersfield and is the 107^th largest credit union in the state of California. It is also the 947^th largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 71 employees and 24,137 members at 4 locations. Strata Credit Union has an A health rating.

Field of Membership Restrictions

Strata Credit Union is open to anyone who lives, works, goes to school or worships in Kern County, California.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6032
Year Chartered	1949
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	7.93%
Annual Interest Income	$17.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$339.7MM$341.3MM
Loans	Q4 2024vs Q4 2023	$250.6MM$265.9MM
Deposits	Q4 2024vs Q4 2023	$287.1MM$282.8MM
Equity Capital	Q4 2024vs Q4 2023	$47.1MM$43.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2.8MM$2.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.9MM$1.5MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Strata Credit Union are currently being reviewed.

Locations

Strata Credit Union Locations
Branch Office	4180 Coffee Rd	Bakersfield, CA 93308
Branch Office	1717 Truxtun Ave	Bakersfield, CA 93301-5102
Branch Office	1535 Panama Ln	Bakersfield, CA 93307-5680
Branch Office	2830 CA-46	Wasco, CA 93280

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