Strata Credit Union


Overview / Commentary
661-327-9461
1717 Truxtun Ave
Bakersfield, CA 93301

Strata Credit Union is headquartered in Bakersfield and is the 104th largest credit union in the state of California. It is also the 938th largest credit union in the nation. It was established in 1949 and as of June of 2024, it had grown to 70 employees and 24,040 members at 4 locations. Strata Credit Union has an A health rating.

Field of Membership Restrictions

Strata Credit Union is open to anyone who lives, works, goes to school or worships in Kern County, California.
See current membership details

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Health

Health Grade Components

Overall
NCUA #6032
Year Chartered1949
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD14%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$342.4MM$348.2MM
LoansQ2 2024vs Q2 2023$258.2MM$258.8MM
DepositsQ2 2024vs Q2 2023$289.1MM$293.9MM
Equity CapitalQ2 2024vs Q2 2023$46.6MM$41.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.1MM$2.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$778K$1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Strata Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Strata Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Savings Account

Strata Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% $1 - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

Strata Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1-Plus Checking

Strata Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$100-12 Month Wealth Builder CD
0.75%$100-60 Month CD
0.60%$100-48 Month CD
0.50%$100-36 Month CD
0.30%$100-24 Month CD
0.20%$100-12 Month CD
0.20%$100-1 Year Bump-Up CD
0.20%$100-1 Year Add-On CD
0.15%$100-6 Month CD
0.10%$100-3 Month CD
Locations


Strata Credit Union Locations
Branch Office4180 Coffee RdBakersfield, CA 93308
Branch Office1717 Truxtun AveBakersfield, CA 93301-5102
Branch Office1535 Panama LnBakersfield, CA 93307-5680
Branch Office2830 CA-46Wasco, CA 93280

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