First Street Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stfcu.com

337-463-3621

709 W 1st St
DeRidder, LA 70634

First Street Federal Credit Union is headquartered in DERIDDER and is the 45^th largest credit union in the state of Louisiana. It is also the 2,346^th largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 8 employees and 3,318 members at 1 location. First Street Federal Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees of Packaging Corporation of America, Beauregard Electric Co-op, Ingevity, or Ampacet in DeRidder, Louisiana.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Street Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	20417
Year Chartered	1970
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	7.55%
Annual Interest Income	$632K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$55.8MM$52.3MM
Loans	Q1 2025vs Q1 2024	$29.3MM$30MM
Deposits	Q1 2025vs Q1 2024	$46.9MM$44MM
Equity Capital	Q1 2025vs Q1 2024	$9MM$8.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$37K$67K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$73K$59K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Street Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%^*	$100k^*	-	Share Savings Account
OTHER TIERS: 1.51% → $100 - $25k \| 2.02% → $25k - $100k

First Street Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$5	-	Share Draft Account

Locations

First Street Federal Credit Union Locations
Branch Office	709 W 1ST ST	DERIDDER, LA 70634

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