Stroud National Bank

Overview / Commentary
300 West Main
Stroud, OK 74079

Stroud National Bank is headquartered in Stroud and is the 143rd largest bank in the state of Oklahoma. It is also the 4,264th largest bank in the nation. It was established in 1898 and as of June of 2020, it had grown to 30 employees at 3 locations. Stroud National Bank has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Stroud National Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #4204
Year Established1898
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.34%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$83.8MM$79.5MM
LoansQ2 2020vs Q2 2019$47.5MM$45.5MM
DepositsQ2 2020vs Q2 2019$70.6MM$66.3MM
Equity CapitalQ2 2020vs Q2 2019$10.4MM$9.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$540.00K$544.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.2MM$1.0MM
Real Estate OwnedQ2 2020vs Q2 2019$30.00K$9.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Stroud National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stroud National Bank Savings Account Rates

0.20%*$5k*-Passbook Savings
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $5k
0.10%*$4k*-Prestige Account
OTHER TIERS: 0.05% $1.5k - $4k
0.10%*$4k*-Senior Prestige Account
OTHER TIERS: 0.05% $1.5k - $4k

Stroud National Bank Money Market Rates

0.10%$1k-Money Market Demand Account
0.10%$1k-Corporate Money Market Accounts

Stroud National Bank Checking Account Rates

0.05%$500-Super Now Account
0.05%$500-Commercial Investment Now Accounts

Stroud National Bank CD Rates

0.70%$1k-60 Month CD
0.60%$1k-36 Month CD
0.60%$1k-48 Month CD
0.55%$1k-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD
0.05%$1k-91 Day CD

Stroud National Bank IRA Rates

0.55%$100-18 Month Variable IRA

Stroud National Bank Locations
Wellston Branch215 Second StreetWellston, OK 74881
Stroud National Bank300 West MainStroud, OK 74079
Perkins Branch830 N Main StreetPerkins, OK 74059

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.