Overview / Commentary
Studio Bank is headquartered in Nashville and is the 78th largest bank in the state of Tennessee. It is also the 2,663rd largest bank in the nation. It was established in 2018 and as of December of 2019, it had grown to 52 employees at 1 location. Studio Bank has an A health rating.
Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Studio Bank has a negative return on equity.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 59112 |
| Year Established | 2018 |
| Employees | 52 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -3.12% |
| Return on Equity - YTD | -13.02% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $225.3MM$113.5MM |
| Loans | Q4 2019vs Q4 2018 | $165.9MM$38.8MM |
| Deposits | Q4 2019vs Q4 2018 | $187.1MM$71.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $37.6MM$41.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.6MM$348.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $0$0 |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |