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Sturdy Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.sturdyonline.com
609-368-2911
9417 Third Ave
Stone Harbor, NJ 08247

Sturdy Savings Bank is headquartered in STONE HARBOR and is the 21st largest bank in the state of New Jersey. It is also the 927th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 148 employees at 13 locations. Sturdy Savings Bank's CD rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28788
Year Established1922
Employees148
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.92%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.13B$1.14B
LoansQ1 2025vs Q1 2024$624.2MM$567.8MM
DepositsQ1 2025vs Q1 2024$983.4MM$975.9MM
Equity CapitalQ1 2025vs Q1 2024$82.3MM$72.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.8MM$3.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$560K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sturdy Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-Gold Savings
OTHER TIERS: 0.02% → $100 - $75k | 0.03% → $75k - $100k
0.02%$100-Regular Savings
0.02%$0-Holiday Club

Sturdy Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-Money Market Account
OTHER TIERS: 0.02% → $100 - $75k | 0.03% → $75k - $100k
0.05%*$100k*-Premier Money Market
OTHER TIERS: 0.02% → $100 - $75k | 0.03% → $75k - $100k
0.05%*$100k*-Business Money Market
OTHER TIERS: 0.02% → $100 - $75k | 0.03% → $75k - $100k

Sturdy Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$100-NOW Checking
0.01%$100-Premier NOW Checking
0.01%$500-Small Business NOW
0.01%$500-Small Business Checking (for Non-Profit Organizations)

Sturdy Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$1k-6 Month CD
2.50%$1k-9 Month CD
2.50%$500-12 Month CD
0.13%$500-60 Month CD
0.08%$500-48 Month CD
0.06%$500-36 Month CD
0.05%$500-Excel-A-Rate CD
0.04%$500-24 Month CD
0.04%$500-30 Month CD
0.02%$1k-3 Month CD
0.02%$500-18 Month CD
0.01%$100-18 Month Variable CD

Sturdy Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-12 Month IRA
0.13%$500-60 Month IRA
0.08%$500-48 Month IRA
0.06%$500-36 Month IRA
0.05%$500-Excel-A-Rate IRA
0.04%$500-24 Month IRA
0.04%$500-30 Month IRA
0.02%$100-Savings Retirement Account
0.02%$500-18 Month IRA
0.01%$100-18 Month Variable IRA
Locations

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