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Suffolk Federal Credit Union


Overview / Commentary
www.suffolkfcu.org
631-615-7489
3681 Horseblock Rd
Medford, NY 11763

Suffolk Federal Credit Union is headquartered in Medford and is the 16th largest credit union in the state of New York. It is also the 279th largest credit union in the nation. It was established in 1967 and as of December of 2021, it had grown to 146 employees and 66,379 members at 10 locations. Suffolk Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Suffolk Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in Nassau County or Suffolk County, New York. Immediate family members of existing members may also join.
See current membership details

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Reviews (3)

Suffolk Federal

Posted by: |

Working at the main Suffolk Federal branch, in the past i have realized that this institution takes pride in their members. They really practice ethical and proper ways to communicate their products to their members. They are always trying to find their members the best deals and interest rates are constantly lowering every day. As an employee even their top guy will have a conversation with the man at the bottom of the totem pole. People who work there really take pride in building relationships with their members. The mobile banking does have its up and downs put for a smaller credit union, they really know what they are doing. The online banking also faces some of these problems as well, but with the IT department learning more and more everyday these problems can be solved.

4

Long Time Member

Posted by: |

It's like a bank, but less modern. Easy to bank here, but over the years the bankers I appreciated keep being replaced or moving on and the overall mood and atmosphere feels upbeat but forced. I don't think they take care of their staff here anymore. The employees used to genuinely be happy years ago, the service is fake and smiles forced now. Restore the credit union back to a loving business, Bethpage FCU hasn't lost their spirit compared to here.

5

Untrained Teller, Argumentative Manager - Miller Place Branch

Posted by: |

 

Teller are unsure how to process all but the most basic transactions. manager likes to argue with customers. I'm closing my account.

9


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #17914
Year Chartered1967
Employees146
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.2%
Annual Interest Income$38.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.58B$1.41B
LoansQ4 2021vs Q4 2020$918.3MM$790.6MM
DepositsQ4 2021vs Q4 2020$1.45B$1.27B
Equity CapitalQ4 2021vs Q4 2020$123.9MM$126.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.0MM$5.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.9MM$4.9MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Suffolk Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Suffolk Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*$100*$1kYouth Savings
OTHER TIERS: 0.10% → $1k+
0.10%--IRA Savings
0.05%$100-Share Savings
0.05%$100-Holiday Club
0.05%$100-Vacation Club
0.05%$100-First Time Homebuyers Club
0.05%$100-Tax Time Club

Suffolk Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Insured Money Market
OTHER TIERS: 0.20% → $2.5k - $25k | 0.35% → $25k - $100k

Suffolk Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$25kFREE Advantage Checking with Beacon Rewards
OTHER TIERS: 0.35% → $25k+
0.15%*$50k*-Max Money Checking
OTHER TIERS: 0.10% → $10k - $50k
0.10%--Deluxe Business Checking
0.05%$10k-Advantage Checking
0.05%$10k-Girl Scouts Free Checking
0.05%$10k-Sharks Checking

Suffolk Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month Certificate
2.10%$500-48 Month Certificate
1.75%$500-40 Month Certificate
1.45%$500-36 Month Certificate
1.30%$500-24 Month Certificate
1.20%$500-16 Month Certificate
0.75%$500-12 Month Certificate
0.50%$500-6 Month Certificate
0.30%$500-3 Month Certificate

Suffolk Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month IRA
2.10%$500-48 Month IRA
1.75%$500-40 Month IRA
1.45%$500-36 Month IRA
1.30%$500-24 Month IRA
1.20%$500-16 Month IRA
0.75%$500-12 Month IRA
0.50%$500-6 Month IRA
0.30%$500-3 Month IRA
Locations


Cities: Commack, Eastport, Islandia, Medford, Miller Place, Port Jefferson, Riverhead, Sayville, Southampton, West Babylon

Commack Branches
Branch Office6150 Jericho Tpke # RtCommack, NY 11725-2802

Eastport Branches
Branch Office5 Eastport Manor Rd # 25Eastport, NY 11941-1410

Islandia Branches
Branch Office1282 Motor PkwyIslandia, NY 11749-1405

Medford Branches
Branch Office3681 Horseblock RdMedford, NY 11763-2242

Miller Place Branches
Branch Office691 Route 25AMiller Place, NY 11764-2643

Port Jefferson Branches
Branch Office200 Belle Terre RdPort Jefferson, NY 11777-1928

Riverhead Branches
Branch Office2 Enterprise Zone Dr # RtRiverhead, NY 11901-3707

Sayville Branches
Branch Office213 N Main StSayville, NY 11782

Southampton Branches
Branch Office850 County Road 39Southampton, NY 11968

West Babylon Branches
Branch Office50 Route 109 # 110West Babylon, NY 11704-6208

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