Suffolk Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 3.10% | 5-year IRA | 2.19% - National Average |
| 1.10% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
Suffolk Federal Credit Union is headquartered in Medford and is the 19th largest credit union in the state of New York. It is also the 277th largest credit union in the nation. It was established in 1967 and as of June of 2018, it had grown to 150 employees and 57,844 members at 10 locations. Suffolk Federal Credit Union's money market rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Suffolk Federal Credit Union is open to those who reside, work, worship, attend school or conduct business in Suffolk County, New York. Immediate family members of existing members may also join.
See current membership details
Related Posts
Suffolk Federal
Working at the main Suffolk Federal branch, in the past i have realized that this institution takes pride in their members. They really practice ethical and proper ways to communicate their products to their members. They are always trying to find their members the best deals and interest rates are constantly lowering every day. As an employee even their top guy will have a conversation with the man at the bottom of the totem pole. People who work there really take pride in building relationships with their members. The mobile banking does have its up and downs put for a smaller credit union, they really know what they are doing. The online banking also faces some of these problems as well, but with the IT department learning more and more everyday these problems can be solved.
Long Time Member
It's like a bank, but less modern. Easy to bank here, but over the years the bankers I appreciated keep being replaced or moving on and the overall mood and atmosphere feels upbeat but forced. I don't think they take care of their staff here anymore. The employees used to genuinely be happy years ago, the service is fake and smiles forced now. Restore the credit union back to a loving business, Bethpage FCU hasn't lost their spirit compared to here.
Untrained Teller, Argumentative Manager - Miller Place Branch
Teller are unsure how to process all but the most basic transactions. manager likes to argue with customers. I'm closing my account.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17914 |
| Year Chartered | 1967 |
| Employees | 150 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 7.05% |
| Annual Interest Income | $16.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.09B$1.08B |
| Loans | Q2 2018vs Q2 2017 | $673.5MM$635.2MM |
| Deposits | Q2 2018vs Q2 2017 | $952.0MM$938.0MM |
| Equity Capital | Q2 2018vs Q2 2017 | $94.7MM$96.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $7.0MM$3.8MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $3.3MM$3.4MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$325.00K |
Always verify rates and promotions with the bank or credit union. We are not Suffolk Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Suffolk Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.56%* | $100* | $1k | Youth Savings | ||
| OTHER TIERS: 0.10% → $1k+ | |||||
| 0.15%* | $5k* | - | Holiday Club | ||
| OTHER TIERS: 0.10% → $100 - $5k | |||||
| 0.15%* | $5k* | - | Vacation Club | ||
| OTHER TIERS: 0.10% → $100 - $5k | |||||
| 0.15%* | $5k* | - | First Time Homebuyers Club | ||
| OTHER TIERS: 0.10% → $100 - $5k | |||||
| 0.15%* | $5k* | - | Tax Time Club | ||
| OTHER TIERS: 0.10% → $100 - $5k | |||||
| 0.15%* | $5k* | - | First Home Club | ||
| OTHER TIERS: 0.10% → $100 - $5k | |||||
| 0.10% | $100 | - | Share Savings | ||
| 0.10% | - | - | IRA Savings | ||
Suffolk Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.65%* | $500k* | - | Insured Money Market | ||
| OTHER TIERS: 0.45% → $2.5k - $25k | 0.65% → $25k - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $250k | 1.55% → $250k - $500k | |||||
Suffolk Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Deluxe Business Checking | ||
| OTHER TIERS: 0.30% → Up to $50k | 0.35% → $50k - $100k | |||||
| 0.25%* | $50k* | - | Max Money Checking | ||
| OTHER TIERS: 0.10% → $10k - $25k | 0.11% → $25k - $50k | |||||
| 0.10% | $10k | - | Advantage Checking | ||
| 0.10% | $10k | - | Girl Scouts Free Checking | ||
| 0.10% | $10k | - | LI2Day Free Checking | ||
Suffolk Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $500 | - | 60 Month Certificate | |
| 3.05% | $500 | - | 48 Month Certificate | |
| 3.00% | $500 | - | 36 Month Certificate | |
| 2.50% | $500 | - | 17 Month Certificate | |
| 2.20% | $500 | - | 11 Month Certificate | |
| 2.00% | $500 | - | 24 Month Certificate | |
| 1.10% | $500 | - | 12 Month Certificate | |
| 1.00% | $500 | - | 6 Month Certificate | |
| 0.30% | $500 | - | 3 Month Certificate |
Suffolk Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $500 | - | 60 Month IRA Certificate | |
| 3.05% | $500 | - | 48 Month IRA Certificate | |
| 3.00% | $500 | - | 36 Month IRA Certificate | |
| 2.50% | $500 | - | 17 Month IRA Certificate | |
| 2.20% | $500 | - | 11 Month IRA Certificate | |
| 2.00% | $500 | - | 24 Month IRA Certificate | |
| 1.10% | $500 | - | 12 Month IRA Certificate | |
| 1.00% | $500 | - | 6 Month IRA Certificate | |
| 0.30% | $500 | - | 3 Month IRA Certificate |
| Commack Branches | ||
|---|---|---|
| Branch Office | 6150 Jericho Tpke # Rt | Commack, NY 11725-2802 |
| Eastport Branches | ||
|---|---|---|
| Branch Office | 5 Eastport Manor Rd # 25 | Eastport, NY 11941-1410 |
| Islandia Branches | ||
|---|---|---|
| Branch Office | 1282 Motor Pkwy | Islandia, NY 11749-1405 |
| Medford Branches | ||
|---|---|---|
| Branch Office | 3681 Horseblock Rd | Medford, NY 11763-2242 |
| Miller Place Branches | ||
|---|---|---|
| Branch Office | 691 Route 25A (Aliano Shopping Center) | Miller Place, NY 11764-2643 |
| Port Jefferson Branches | ||
|---|---|---|
| Branch Office | 200 Belle Terre Rd | Port Jefferson, NY 11777-1928 |
| Riverhead Branches | ||
|---|---|---|
| Branch Office | 2 Enterprise Zone Dr # Rt | Riverhead, NY 11901-3707 |
| Sayville Branches | ||
|---|---|---|
| Branch Office | 213 N Main St | Sayville, NY 11782 |
| Southampton Branches | ||
|---|---|---|
| Branch Office | 850 County Road 39 | Southampton, NY 11968 |
| West Babylon Branches | ||
|---|---|---|
| Branch Office | 50 Route 109 # 110 (Shop-Rite Center) | West Babylon, NY 11704-6208 |