Featured Savings Rates
Featured Accounts
Overview / Commentary
4800 American Pkwy
Madison, WI 53718

Summit Credit Union (WI) is headquartered in Madison and is the 2nd largest credit union in the state of Wisconsin. It is also the 74th largest credit union in the nation. It was established in 1935 and as of December of 2015, it had grown to 393 employees and 152,634 members at 32 locations. Summit Credit Union (WI) has an A+ health rating.

Field of Membership Restrictions

Membership eligibility to join the Summit Credit Union of Wisconsin is open to every resident within the entire state as long as they can meet the minimal financial obligation required by the credit union by-laws.
See current membership details

Related Posts

View all posts from:

Reviews (4)

Low Fees, Wide Range of Products

Posted by: Iambatman | Jan 29, 2015

I have been a member of Summit Credit Union for over fifteen years. I have used a variety of products that Summit has to offer including checking, debit card, mortgage, certificates of deposit, personal loan and their notary public services. I have always found the staff to be extremely helpful and friendly. They are responsive to my questions. In addition, I feel valued as a customer. On an occasion where I was overdrawn due to a calculation error, the bank covered my overdraft and did not charge me an overdraft fee because I had been a customer for so long and had always managed my checking account well. They were understanding about my human error. Summit's fees are minimal, and there is no ATM fee when using any credit union ATM which I greatly appreciate.

Summit Credit Union

Posted by: JenZ | Apr 29, 2014

I have been a member of Summit Credit Union for over five years now. Every time I go there, I have been treated with respect. Even when applying for a mortgage, they made me feel welcome, and never intimidated. Every person who works there - in the front, or the back offices, has always been helpful and extremely professional. I would not go back to a bank unless I absolutely had to. At Summit, you always get the sense that they are looking out for their members.

Summit Credit Union Review

We have been a member of Summit Credit Union in Sun Prairie, WI for several years now and they have never failed to bend over backward to meet our every need.  We used to belong to another bank when we first moved here and were so disappointed in their service that we actively sought out a different financial institution.  SCU is always willing to sit down with you and go over anything you want to look at.  When my mother moved up here, we suggested SCU to her and she has had great success with them.  She sometimes gets confused and doesn't understand things.  They will call her to discuss transactions or she will go there and they will sit down and go over her accounts with her.  That is SO awesome.  When we started our own business, they were wonderful about helping us figure out a plan of "attack" and helping us to figure out how to get the money we needed.  I can't say enough good things about them. 

Big town credit union small town feel

Posted by: JohnStorm | Mar 31, 2014

I feel like a real person at Summit and not based by the amount in my account. I like the fee free ATM and I love the Pay if Forward idea. The Credit Union is involved in the community and I appreciate that. I can't see myself changing to another financial institution and for the first time I actually enjoy going to a financial institution.


Health Grade Components

NCUA #67190
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD10.74%
Annual Interest Income$76.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$2.39B$2.08B
LoansQ4 2015vs Q4 2014$1.83B$1.57B
DepositsQ4 2015vs Q4 2014$1.96B$1.75B
Equity CapitalQ4 2015vs Q4 2014$270.2MM$242.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$18.3MM$18.5MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$13.1MM$13.4MM
Real Estate OwnedQ4 2015vs Q4 2014$471.00K$1.0MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Summit Credit Union (WI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Summit Credit Union (WI) Savings Account Rates

0.15%*$25*$10kGoSave Account
OTHER TIERS: 0.10% $10k+
0.10%$25-2nd Savings
0.10%$25-Holiday Savings

Summit Credit Union (WI) Money Market Rates

0.25%*$100k*-Money Market Plus Account Rates
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k | 0.20% $25k - $100k

Summit Credit Union (WI) Checking Account Rates

0.25%$2,500-Ultimate Checking
0.05%$2,500-Business Dividend Checking
0.05%$25-Dividend Checking

Summit Credit Union (WI) CD Rates

1.50%$500-42 Month CD Special
1.30%$500-60 Month CD
1.05%$500-16 Month CD Special
1.00%$500-36 Month CD
1.00%$500-48 Month CD
0.55%$500-24 Month CD
0.50%$500-18 Month CD
0.40%$500-12 Month CD
0.30%$500-9 Month CD
0.30%$1k-24 Month Rate Riser CD
0.30%$250-24 Month Plus CD
0.25%$250-18 Month Plus CD
0.20%$500-6 Month CD
0.20%$250-12 Month Plus CD
0.15%$500-3 Month CD
0.10%$250-6 Month Plus CD

Summit Credit Union (WI) IRA Rates

1.50%$500-42 Month IRA Special
1.30%$500-60 Month IRA
1.05%$500-16 Month IRA Special
1.00%$500-36 Month IRA
1.00%$500-48 Month IRA
0.55%$500-24 Month IRA
0.50%$500-18 Month IRA
0.40%$500-12 Month IRA
0.30%$500-9 Month IRA
0.30%$250-24 Month Plus IRA
0.25%$250-18 Month Plus IRA
0.20%$500-6 Month IRA
0.20%$250-12 Month Plus IRA
0.15%$500-3 Month IRA
0.10%$250-6 Month Plus IRA

Summit Credit Union (WI) has 32 locations. Click to view all Summit Credit Union (WI) locations.