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Overview / Commentary
500 Bicentennial Way
Santa Rosa, CA 95403

Summit State Bank is headquartered in Santa Rosa and is the 89th largest bank in the state of California. It is also the 1,326th largest bank in the nation. It was established in 1982 and as of March of 2016, it had grown to 63 employees at 5 locations. Summit State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #32203
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.17%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$522.2MM$474.4MM
LoansQ1 2016vs Q1 2015$359.6MM$292.3MM
DepositsQ1 2016vs Q1 2015$407.1MM$366.2MM
Equity CapitalQ1 2016vs Q1 2015$58.6MM$69.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$4.7MM$5.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.4MM$1.4MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Summit State Bank Locations
Rohnert Park Branch10 Raleys Towne CentreRohnert Park, CA 94928
Healdsburg Branch1001 Vine StreetHealdsburg, CA 95448
Montgomery Village Shopping Center Branch2300 Midway DriveSanta Rosa, CA 95405
Summit State Bank500 Bicentennial WaySanta Rosa, CA 95403
Petaluma Brranch100 Petaluma Blvd. South, Suite APetaluma, CA 94952