Summit State Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.summitstatebank.com

707-568-6100

500 Bicentennial Way
Santa Rosa, CA 95403

Summit State Bank is headquartered in SANTA ROSA and is the 61^st largest bank in the state of California. It is also the 978^th largest bank in the nation. It was established in 1982 and as of March of 2025, it had grown to 107 employees at 5 locations. Summit State Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	32203
Year Established	1982
Employees	107
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	10.67%
Annual Interest Income	$14.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.06B$1.08B
Loans	Q1 2025vs Q1 2024	$877.4MM$917.7MM
Deposits	Q1 2025vs Q1 2024	$957.1MM$939.2MM
Equity Capital	Q1 2025vs Q1 2024	$95.3MM$97.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.6MM$15.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$14.8MM$34.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$4.4MM$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Summit State Bank.

Locations

Summit State Bank Locations
Rohnert Park Branch	10 Raleys Towne Centre	Rohnert Park, CA 94928
Healdsburg Branch	1001 Vine Street	Healdsburg, CA 95448
Montgomery Village Shopping Center Branch	2300 Midway Drive	Santa Rosa, CA 95405
Summit State Bank	500 Bicentennial Way	Santa Rosa, CA 95403
Petaluma Brranch	100 Petaluma Blvd. South, Suite A	Petaluma, CA 94952

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