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Overview / Commentary
500 Bicentennial Way
Santa Rosa, CA 95403

Summit State Bank is headquartered in Santa Rosa and is the 95th largest bank in the state of California. It is also the 1,373rd largest bank in the nation. It was established in 1982 and as of December of 2016, it had grown to 72 employees at 5 locations. Summit State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #32203
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD8.44%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$513.7MM$513.4MM
LoansQ4 2016vs Q4 2015$354.6MM$343.2MM
DepositsQ4 2016vs Q4 2015$384.3MM$397.2MM
Equity CapitalQ4 2016vs Q4 2015$58.6MM$57.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.8MM$4.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.1MM$1.4MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Summit State Bank Locations
Rohnert Park Branch10 Raleys Towne CentreRohnert Park, CA 94928
Healdsburg Branch1001 Vine StreetHealdsburg, CA 95448
Montgomery Village Shopping Center Branch2300 Midway DriveSanta Rosa, CA 95405
Summit State Bank500 Bicentennial WaySanta Rosa, CA 95403
Petaluma Brranch100 Petaluma Blvd. South, Suite APetaluma, CA 94952