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Overview / Commentary
500 Bicentennial Way
Santa Rosa, CA 95403

Summit State Bank is headquartered in Santa Rosa and is the 93rd largest bank in the state of California. It is also the 1,362nd largest bank in the nation. It was established in 1982 and as of September of 2016, it had grown to 67 employees at 5 locations. Summit State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #32203
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.56%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$513.7MM$505.6MM
LoansQ3 2016vs Q3 2015$363.3MM$330.3MM
DepositsQ3 2016vs Q3 2015$382.7MM$393.6MM
Equity CapitalQ3 2016vs Q3 2015$60.3MM$57.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.8MM$4.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.2MM$1.2MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Summit State Bank Locations
Rohnert Park Branch10 Raleys Towne CentreRohnert Park, CA 94928
Healdsburg Branch1001 Vine StreetHealdsburg, CA 95448
Montgomery Village Shopping Center Branch2300 Midway DriveSanta Rosa, CA 95405
Summit State Bank500 Bicentennial WaySanta Rosa, CA 95403
Petaluma Brranch100 Petaluma Blvd. South, Suite APetaluma, CA 94952