Sun Community Federal Credit Union

Overview / Commentary
1068 Broadway Ave
El Centro, CA 92243

Sun Community Federal Credit Union is headquartered in El Centro and is the 77th largest credit union in the state of California. It is also the 558th largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 142 employees and 51,460 members at 8 locations. Sun Community Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Sun Community Federal Credit Union is open to those who live, work, worship, or volunteer in Imperial County or the Coachella Valley in California.
See current membership details

Reviews (1)

Draconian USP

Posted by: |

Require face-to-face meeting to open an account. No ability to communicate through email. Response time through ''contact us'' site link is very slow.

There are banks and credit unions out there with good rates and products which are far more progressive to connect with. And especially during this critical time of Physical Distancing.

Keep looking -


Health Grade Components

NCUA #9296
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD8.61%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$758.5MM$712.9MM
LoansQ1 2024vs Q1 2023$529MM$471.2MM
DepositsQ1 2024vs Q1 2023$669.7MM$641.3MM
Equity CapitalQ1 2024vs Q1 2023$59.1MM$50.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$4.4MM$4.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$536K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Sun Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sun Community Federal Credit Union Savings Account Rates

5.00%$5-Christmas Club
5.00%$5-Hello Summer Savings
1.00%$0-M3 Money Club
1.00%$0-Element Savings
0.05%$50-Secure Savings
0.05%$50-Business Savings

Sun Community Federal Credit Union Money Market Rates

1.35%*$100k*-Opportunity Money Market (w/ active checking)
OTHER TIERS: 0.60% $0 - $2.5k | 0.90% $2.5k - $25k | 1.10% $25k - $50k | 1.25% $50k - $100k
1.10%*$100k*-Opportunity Money Market
OTHER TIERS: 0.45% $0 - $2.5k | 0.80% $2.5k - $25k | 0.90% $25k - $50k | 1.00% $50k - $100k

Sun Community Federal Credit Union Checking Account Rates

0.20%$0-Premier Checking (Not-for Profit)
0.05%$500-Choice Checking

Sun Community Federal Credit Union CD Rates

7.00%$500$7k7 Month Share Certificate Special - New Money
4.75%$500-Business 12 Month Share Certificate
4.50%$500-Business 6 Month Share Certificate
4.50%$500-13 Month Share Certificate Special
4.25%$500-12 Month Public Funds Certificate
3.85%$100k-48 Month Jumbo Share Certificate
3.85%$100k-60 Month Jumbo Share Certificate
3.85%$100k-36 Month Jumbo Share Certificate
3.75%$500-48 Month Share Certificate
3.75%$500-60 Month Share Certificate
3.75%$500-36 Month Share Certificate
3.75%$500-Business 18 Month Share Certificate
3.75%$500-Business 24 Month Share Certificate
3.60%$100k-6 Month Jumbo Share Certificate
3.60%$100k-12 Month Jumbo Share Certificate
3.60%$100k-18 Month Jumbo Share Certificate
3.60%$100k-24 Month Jumbo Share Certificate
3.50%$500-6 Month Share Certificate
3.50%$500-12 Month Share Certificate
3.50%$500-18 Month Share Certificate
3.50%$500-24 Month Share Certificate
2.60%$100k-3 Month Jumbo Share Certificate
2.50%$500-3 Month Share Certificate

Sun Community Federal Credit Union Locations
Branch Office1080 S Brawley Ave US Highway 86Brawley, CA 92227-2350
Branch Office2536 Rockwood AveCalexico, CA 92231-4407
Branch Office1068 Broadway AveEl Centro, CA 92243-2315
Branch Office141 W Main StCalipatria, CA 92233
Branch Office1717 E Vista Chino Ste J10Palm Springs, CA 92262-3597
Branch Office82195 Avenue 42Indio, CA 92203
Branch Office100 E 5th StHoltville, CA 92250
Branch Office201 N Imperial AveImperial, CA 92251-1264

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