Sun Community Federal Credit Union

Overview / Commentary
1068 Broadway Ave
El Centro, CA 92243

Sun Community Federal Credit Union is headquartered in El Centro and is the 82nd largest credit union in the state of California. It is also the 576th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 119 employees and 47,404 members at 8 locations. Sun Community Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Sun Community Federal Credit Union is open to those who live, work, worship, or volunteer in Imperial County or the Coachella Valley in California.
See current membership details

Reviews (1)

Draconian USP

Posted by: |

Require face-to-face meeting to open an account. No ability to communicate through email. Response time through ''contact us'' site link is very slow.

There are banks and credit unions out there with good rates and products which are far more progressive to connect with. And especially during this critical time of Physical Distancing.

Keep looking -


Health Grade Components

NCUA #9296
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.97%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$665.1MM$591.8MM
LoansQ4 2021vs Q4 2020$393.7MM$384.5MM
DepositsQ4 2021vs Q4 2020$613.6MM$537.3MM
Equity CapitalQ4 2021vs Q4 2020$47.2MM$44.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.0MM$3.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.5MM$2.1MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Sun Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sun Community Federal Credit Union Savings Account Rates

1.45%$5-Christmas Club
1.45%$5-Hello Summer Savings
0.10%$5-M3 Money Club
0.10%$5-Element Savings
0.05%$50-Secure Savings
0.05%$50-Special Savings
0.05%$50-Merchant Savings
0.05%$50-Business Savings
0.05%--IRA Savings
0.05%$50-Regular Savings

Sun Community Federal Credit Union Money Market Rates

0.75%*$100k*-Opportunity Money Market (w/ active checking)
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $25k | 0.50% $25k - $50k | 0.65% $50k - $100k
0.50%*$100k*-Opportunity Money Market
OTHER TIERS: 0.10% Up to $2.5k | 0.20% $2.5k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.40%*$1m*-Business Money Market
OTHER TIERS: 0.20% $1.5k - $1m

Sun Community Federal Credit Union Checking Account Rates

0.30%--Benefit Checking
0.20%--Premier Checking (Not-for Profit)
0.20%--Premier Checking (Municipality)
0.05%$500-Choice Checking

Sun Community Federal Credit Union CD Rates

0.70%$100k-60 Month Jumbo Share Certificate
0.65%$100k-48 Month Jumbo Share Certificate
0.60%$500-60 Month Share Certificate
0.55%$500-48 Month Share Certificate
0.55%$100k-36 Month Jumbo Share Certificate
0.50%$100k-24 Month Jumbo Share Certificate
0.45%$100k-18 Month Jumbo Share Certificate
0.45%$500-36 Month Share Certificate
0.40%$500-24 Month Share Certificate
0.40%$100k-12 Month Jumbo Share Certificate
0.35%$500-18 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.30%$100k-6 Month Jumbo Share Certificate
0.25%$100k-3 Month Jumbo Share Certificate
0.20%$500-6 Month Share Certificate
0.20%$500-12 Month Public Funds Certificate
0.15%$500-3 Month Share Certificate

Sun Community Federal Credit Union IRA Rates

0.70%$100k-60 Month Jumbo IRA
0.65%$100k-48 Month Jumbo IRA
0.60%$500-60 Month IRA
0.55%$500-48 Month IRA
0.55%$100k-36 Month Jumbo IRA
0.50%$100k-24 Month Jumbo IRA
0.45%$100k-18 Month Jumbo IRA
0.45%$500-36 Month IRA
0.40%$100k-12 Month Jumbo IRA
0.40%$500-24 Month IRA
0.35%$500-18 Month IRA
0.30%$100k-6 Month Jumbo IRA
0.30%$500-12 Month IRA
0.25%$100k-3 Month Jumbo IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA

Sun Community Federal Credit Union Locations
Branch Office1080 S Brawley Ave US Highway 86Brawley, CA 92227-2350
Branch Office2536 Rockwood AveCalexico, CA 92231-4407
Branch Office1068 Broadway AveEl Centro, CA 92243-2315
Branch Office141 W Main StCalipatria, CA 92233
Branch Office1717 E Vista Chino Ste J10Palm Springs, CA 92262-3597
Branch Office34140 Monterey AvePalm Desert, CA 92211-2095
Branch Office82195 Avenue 42Indio, CA 92203
Branch Office100 E 5th StHoltville, CA 92250-1350

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