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Sun Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.suncommunityfcu.org
760-337-4200
1068 Broadway Ave
El Centro, CA 92243

Sun Community Federal Credit Union is headquartered in El Centro and is the 73rd largest credit union in the state of California. It is also the 535th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 148 employees and 51,584 members at 8 locations. Sun Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Sun Community Federal Credit Union is open to those who live, work, worship, or volunteer in Imperial County or the Coachella Valley in California.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #9296
Year Chartered1954
Employees148
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.61%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$820.5MM$758.5MM
LoansQ1 2025vs Q1 2024$587.7MM$529MM
DepositsQ1 2025vs Q1 2024$730.9MM$669.7MM
Equity CapitalQ1 2025vs Q1 2024$66MM$53.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.7MM$4.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.8MM$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sun Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sun Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%$5-Christmas Club
6.00%$5-Hello Summer Savings
1.00%$0-M3 Money Club
1.00%$0-Element Savings
0.05%$50-Secure Savings
0.05%$50-Business Savings

Sun Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-Opportunity Money Market (w/ active checking)
OTHER TIERS: 0.60% → $0 - $2.5k | 0.90% → $2.5k - $25k | 1.10% → $25k - $50k | 1.25% → $50k - $100k
1.10%*$100k*-Opportunity Money Market
OTHER TIERS: 0.45% → $0 - $2.5k | 0.80% → $2.5k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k

Sun Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Premier Checking (Not-for Profit)
0.05%$500-Choice Checking

Sun Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-Business 6 Month Share Certificate
3.85%$100k-48 Month Jumbo Share Certificate
3.85%$100k-60 Month Jumbo Share Certificate
3.85%$100k-36 Month Jumbo Share Certificate
3.75%$500-48 Month Share Certificate
3.75%$500-60 Month Share Certificate
3.75%$500-36 Month Share Certificate
3.60%$100k-6 Month Jumbo Share Certificate
3.60%$100k-12 Month Jumbo Share Certificate
3.60%$100k-18 Month Jumbo Share Certificate
3.60%$100k-24 Month Jumbo Share Certificate
3.50%$500-6 Month Share Certificate
3.50%$500-12 Month Share Certificate
3.50%$500-18 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-12 Month Public Funds Certificate
3.50%$500-Business 12 Month Share Certificate
3.50%$500-Business 18 Month Share Certificate
3.50%$500-Business 24 Month Share Certificate
2.60%$100k-3 Month Jumbo Share Certificate
2.50%$500-3 Month Share Certificate
Locations


Sun Community Federal Credit Union Locations
Branch Office1080 S Brawley Ave US Highway 86Brawley, CA 92227-2350
Branch Office2536 Rockwood AveCalexico, CA 92231-4407
Branch Office1068 Broadway AveEl Centro, CA 92243-2315
Branch Office141 W Main StCalipatria, CA 92233
Branch Office1717 E Vista Chino Ste J10Palm Springs, CA 92262-3597
Branch Office82195 Avenue 42Indio, CA 92203
Branch Office100 E 5th StHoltville, CA 92250
Branch Office201 N Imperial AveImperial, CA 92251-1264

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