Sun Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 2.02% - National Average |
| 2.58% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.11% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
Sun Federal Credit Union is headquartered in Maumee and is the 9th largest credit union in the state of Ohio. It is also the 534th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 126 employees and 35,333 members at 13 locations. Sun Federal Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Sun Federal is open to (1) those who reside, work or conduct business regularly, attend school, or worship in one of the following counties: Berks, Delaware, Philadelphia and Montgomery. (2) Immediate family or household members. (3) Employees, retirees, students or members of a sponsored group or community in Ohio, Michigan, Pennsylvania, Delaware and New Jersey (full list of sponsored groups is listed on the credit union's website).
See current membership details
Related Posts
Sun Federal Is My Home Away From Home
Not only does Sun Federal more than satisfy all of my financial service needs, the employees there treat me like I am family.
I highly recommend Sun for everyone who is eligible to join.
Friendly, Small Credit Union With Quirks
Generally a good place. Employees are very friendly and helpful, and generally seem to have your best interest at heart.
Just keep in mind that this is a smaller credit union though -- and as such, it can have some quirks. For instance, on statements, an HSA account will instead be listed as an "IRA" account, as apparently their computers can't/don't differentiate for your monthly statements. Also, if you have beneficiaries assigned, the bank will show them as co-owners rather than beneficiaries on statements. I talked to a rep about both of these, and was told yes, that's just a glitch in the computer software and the way the statements are made... it IS an HSA account not an IRA, and those ARE beneficiaries not co-owners, even though the statements show otherwise because of the software. Just little things like that.
So keeping in mind quirks like that which can often come with a smaller credit union, it's a good place to bank. I'm still there.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7064 |
| Year Chartered | 1951 |
| Employees | 126 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.9% |
| Annual Interest Income | $9.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $518.8MM$488.2MM |
| Loans | Q2 2018vs Q2 2017 | $340.9MM$323.6MM |
| Deposits | Q2 2018vs Q2 2017 | $473.8MM$438.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $43.0MM$41.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.6MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $4.6MM$6.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $299.00K$307.00K |
Always verify rates and promotions with the bank or credit union. We are not Sun Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sun Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 1.00% → Up to $5k | 1.26% → $5k - $10k | |||||
| 0.10% | - | - | IRA Savings | ||
| 0.10% | $5 | - | Share Savings | ||
| 0.10% | $5 | - | Business Share Savings | ||
Sun Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.20% → $1k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $75k | |||||
Sun Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $15k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
| 0.60%* | $75k* | - | Business Checking | ||
| OTHER TIERS: 0.20% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $75k | |||||
Sun Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 84 Month Raise-Up CD | |
| 3.04% | $1k | - | 84/48 Callable CD | |
| 2.58% | $1k | - | 54 Month CD | |
| 2.38% | $1k | - | 48 Month CD | |
| 2.38% | $1k | - | 48/24 Callable CD | |
| 2.12% | $1k | - | 36 Month CD | |
| 2.12% | $1k | - | 36/12 Callable CD | |
| 1.97% | - | - | 30 Month CD | |
| 1.97% | - | - | 30 Month Add-On Youth CD | |
| 1.66% | $500 | - | 24 Month Add-On CD | |
| 1.51% | $500 | - | 18 Month CD | |
| 1.11% | $500 | - | 12 Month CD | |
| 0.80% | $500 | - | 6 Month CD | |
| 0.70% | $500 | - | 3 Month CD |
Sun Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 84 Month Raise-Up IRA | |
| 3.04% | $50k | - | 10-Year Lifetime IRA | |
| 3.04% | $1k | - | 84/48 Callable IRA | |
| 2.58% | $1k | - | 54 Month IRA | |
| 2.38% | $1k | - | 48 Month IRA | |
| 2.38% | $1k | - | 48/24 Callable IRA | |
| 2.22% | $1k | - | 42 Month Add-On IRA | |
| 2.12% | $1k | - | 36 Month IRA | |
| 1.97% | - | - | 30 Month IRA | |
| 1.66% | $500 | - | 24 Month IRA | |
| 1.51% | $500 | - | 18 Month IRA | |
| 1.11% | $500 | - | 12 Month IRA | |
| 0.80% | $500 | - | 6 Month IRA | |
| 0.70% | $500 | - | 3 Month IRA |
