Sun Federal Credit Union

Overview / Commentary
1627 Holland Rd
Maumee, OH 43537

Sun Federal Credit Union is headquartered in Maumee and is the 13th largest credit union in the state of Ohio. It is also the 619th largest credit union in the nation. It was established in 1951 and as of December of 2023, it had grown to 139 employees and 35,350 members at 12 locations. Sun Federal Credit Union has a B health rating.

Field of Membership Restrictions

Sun Federal is open to those who regularly conduct business, or live, work, attend school, or worship in the Pennsylvania counties or Berks, Delaware, Montgomery, or Philadelphia; or in 85 census tracts in Lucas and Wood Counties, Ohio. Employees, retirees, students and members of a sponsored group or community in Ohio, Michigan, Pennsylvania, Delaware and New Jersey are also eligible to join. (Full list of sponsored groups is listed on the credit union's website).
See current membership details

Reviews (2)

Sun Federal Is My Home Away From Home

Posted by: |

Not only does Sun Federal more than satisfy all of my financial service needs, the employees there treat me like I am family.

I highly recommend Sun for everyone who is eligible to join.

Friendly, Small Credit Union With Quirks

Posted by: |

Generally a good place. Employees are very friendly and helpful, and generally seem to have your best interest at heart.

Just keep in mind that this is a smaller credit union though -- and as such, it can have some quirks. For instance, on statements, an HSA account will instead be listed as an "IRA" account, as apparently their computers can't/don't differentiate for your monthly statements. Also, if you have beneficiaries assigned, the bank will show them as co-owners rather than beneficiaries on statements. I talked to a rep about both of these, and was told yes, that's just a glitch in the computer software and the way the statements are made... it IS an HSA account not an IRA, and those ARE beneficiaries not co-owners, even though the statements show otherwise because of the software. Just little things like that.

So keeping in mind quirks like that which can often come with a smaller credit union, it's a good place to bank. I'm still there.


Health Grade Components

NCUA #7064
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD7.89%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$659.4MM$653.4MM
LoansQ4 2023vs Q4 2022$488MM$469.1MM
DepositsQ4 2023vs Q4 2022$559MM$588.6MM
Equity CapitalQ4 2023vs Q4 2022$45.1MM$40.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.1MM$1.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.5MM$5.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$71K

Rates for Sun Federal Credit Union are currently being reviewed.



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