Overview / Commentary
Sunlight Federal Credit Union is headquartered in Cody and is the 8th largest credit union in the state of Wyoming. It is also the 1,224th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 41 employees and 8,810 members at 4 locations. Sunlight Federal Credit Union has an A health rating.
Field of Membership Restrictions
Sunlight Federal Credit Union is open to anyone who lives, works, worships, or attends school anywhere in Wyoming; or the Montana counties of Big Horn, Broadwater, Carbon, Custer, Gallatin, Park, Powder River, Rosebud, Stillwater, Sweet Grass, Treasure, or Yellowstone; or the Colorado counties of Grand, Jackson, Moffat, Rio Blanco, or Routt.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8733 |
| Year Chartered | 1953 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 1.52% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $216MM$209.7MM |
| Loans | Q1 2025vs Q1 2024 | $148.9MM$158.1MM |
| Deposits | Q1 2025vs Q1 2024 | $191.6MM$186MM |
| Equity Capital | Q1 2025vs Q1 2024 | $24.2MM$23MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.5MM$1.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.4MM$1.1MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |