Sunrise Family Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sunrisefamilycu.org

989-684-1730

404 S Euclid Ave
Bay City, MI 48706

Sunrise Family Credit Union is headquartered in Bay City and is the 98^th largest credit union in the state of Michigan. It is also the 1,556^th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 33 employees and 10,230 members at 3 locations. Sunrise Family Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Arenac or Bay Counties in Michigan. Membership is also open to retirees over the age of 55 who receive a pension or social security and live in Arenac or Bay Counties.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61995
Year Chartered	1956
Employees	33
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.03%
Return on Equity - YTD	-0.33%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$137.6MM$135.8MM
Loans	Q1 2025vs Q1 2024	$45.6MM$47.1MM
Deposits	Q1 2025vs Q1 2024	$126.4MM$125.3MM
Equity Capital	Q1 2025vs Q1 2024	$10.7MM$8.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$185K$162K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$133K$157K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Sunrise Family Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sunrise Family Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.95%^*	$25k^*	-	Money Market
OTHER TIERS: 0.50% → $2k - $10k \| 0.60% → $10k - $25k

Sunrise Family Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$1k	-	60 Month CD
0.85%	$1k	-	48 Month CD
0.75%	$1k	-	36 Month CD
0.50%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.40%	$25	-	12 Month Save to Win CD
0.40%	$100	$2.5k	6 Month Young Savers CD - New Money only
0.20%	$1k	-	6 Month CD
0.05%	$250	-	3 Month CD

Sunrise Family Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	$25k^*	-	IRA Share Account
OTHER TIERS: 0.50% → $250 - $10k \| 0.60% → $10k - $25k
0.95%	$1k	-	60 Months IRA
0.85%	$1k	-	48 Month IRA
0.75%	$1k	-	36 Month IRA
0.50%	$1k	-	24 Month IRA
0.40%	$1k	-	12 Month IRA
0.20%	$1k	-	6 Month IRA
0.05%	$250	-	3 Month IRA

Locations

Sunrise Family Credit Union Locations
Branch Office	3887 S Huron Rd	Standish, MI 48658-9474
Branch Office	190 N Powell Rd	Essexville, MI 48732-1715
Branch Office	404 S Euclid Ave	Bay City, MI 48706-3206

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