Sunrise Family Credit Union is headquartered in Bay City and is the 98th largest credit union in the state of Michigan. It is also the 1,556th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 33 employees and 10,230 members at 3 locations. Sunrise Family Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Membership is open to those who live, work, or attend school in Arenac or Bay Counties in Michigan. Membership is also open to retirees over the age of 55 who receive a pension or social security and live in Arenac or Bay Counties.
See current membership details
Overall | |
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NCUA # | 61995 |
Year Chartered | 1956 |
Employees | 33 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.03% |
Return on Equity - YTD | -0.33% |
Annual Interest Income | $1.3MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $137.6MM$135.8MM |
Loans | Q1 2025vs Q1 2024 | $45.6MM$47.1MM |
Deposits | Q1 2025vs Q1 2024 | $126.4MM$125.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $10.7MM$8.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $185K$162K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $133K$157K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sunrise Family Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.95%* | $25k* | - | Money Market | ||
OTHER TIERS: 0.50% → $2k - $10k | 0.60% → $10k - $25k |
Sunrise Family Credit Union Locations | ||
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Branch Office | 3887 S Huron Rd | Standish, MI 48658-9474 |
Branch Office | 190 N Powell Rd | Essexville, MI 48732-1715 |
Branch Office | 404 S Euclid Ave | Bay City, MI 48706-3206 |