Overview / Commentary
404 S Euclid Ave
Bay City, MI 48706-3206

Sunrise Family Credit Union is headquartered in Bay City and is the 94th largest credit union in the state of Michigan. It is also the 1,525th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 40 employees and 16,110 members at 3 locations. Sunrise Family Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Arenac or Bay Counties in Michigan. Membership is also open to retirees over the age of 55 who receive a pension or social security and live in Arenac or Bay Counties.
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Health Grade Components

NCUA #61995
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.93%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$111.3MM$109.8MM
LoansQ4 2018vs Q4 2017$56.0MM$52.8MM
DepositsQ4 2018vs Q4 2017$100.7MM$99.6MM
Equity CapitalQ4 2018vs Q4 2017$9.9MM$9.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$356.00K$420.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$487.00K$180.00K
Real Estate OwnedQ4 2018vs Q4 2017$39.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sunrise Family Credit Union Savings Account Rates

0.25%*$25k*-IRA Share Account
OTHER TIERS: 0.15% $250 - $10k | 0.20% $10k - $25k

Sunrise Family Credit Union Money Market Rates

0.25%*$25k*-Money Market
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $25k

Sunrise Family Credit Union CD Rates

2.53%$250-25 Month CD Special
2.53%$250-60 Month CD Special
1.51%$250-48 Month CD
1.26%$250-36 Month CD
0.90%$250-24 Month CD
0.76%$100$2.5k6 Month Young Savers CD - New Money only
0.45%$250-12 Month CD
0.40%$250-12 Month Save to Win CD
0.25%$250-6 Month CD
0.15%$250-3 Month CD

Sunrise Family Credit Union IRA Rates

2.53%$250-25 Month IRA Special
2.53%$250-60 Month IRA Special
1.51%$250-48 Month IRA
1.26%$250-36 Month IRA
0.90%$250-24 Month IRA
0.45%$250-12 Month IRA
0.25%$250-6 Month IRA
0.15%$250-3 Month IRA

Sunrise Family Credit Union Locations
Branch Office3887 S Huron RdStandish, MI 48658-9474
Branch Office190 N Powell RdEssexville, MI 48732-1715
Branch Office404 S Euclid AveBay City, MI 48706-3206

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