Sunrise Family Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.53%	5-year CD	3.10% - Barclays 60 Month Online CD
0.40%	1-year CD	2.75% - Barclays 12 Month Online CD
1.51%	4-year CD	2.90% - Barclays 48 Month Online CD

View all Sunrise Family Credit Union rates »

Overview / Commentary

www.sunrisefamilycu.org

989-684-1730

404 S Euclid Ave
Bay City, MI 48706-3206

Sunrise Family Credit Union is headquartered in Bay City and is the 94^th largest credit union in the state of Michigan. It is also the 1,525^th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 40 employees and 16,110 members at 3 locations. Sunrise Family Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Arenac or Bay Counties in Michigan. Membership is also open to retirees over the age of 55 who receive a pension or social security and live in Arenac or Bay Counties.
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Health

B+

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	61995
Year Chartered	1956
Employees	40
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	5.93%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$111.3MM$109.8MM
Loans	Q4 2018vs Q4 2017	$56.0MM$52.8MM
Deposits	Q4 2018vs Q4 2017	$100.7MM$99.6MM
Equity Capital	Q4 2018vs Q4 2017	$9.9MM$9.7MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$356.00K$420.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$487.00K$180.00K
Real Estate Owned	Q4 2018vs Q4 2017	$39.00K$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sunrise Family Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	IRA Share Account
OTHER TIERS: 0.15% → $250 - $10k \| 0.20% → $10k - $25k

Sunrise Family Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → $2k - $10k \| 0.20% → $10k - $25k

Sunrise Family Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$250	-	25 Month CD Special
2.53%	$250	-	60 Month CD Special
1.51%	$250	-	48 Month CD
1.26%	$250	-	36 Month CD
0.90%	$250	-	24 Month CD
0.76%	$100	$2.5k	6 Month Young Savers CD - New Money only
0.45%	$250	-	12 Month CD
0.40%	$250	-	12 Month Save to Win CD
0.25%	$250	-	6 Month CD
0.15%	$250	-	3 Month CD

Sunrise Family Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$250	-	25 Month IRA Special
2.53%	$250	-	60 Month IRA Special
1.51%	$250	-	48 Month IRA
1.26%	$250	-	36 Month IRA
0.90%	$250	-	24 Month IRA
0.45%	$250	-	12 Month IRA
0.25%	$250	-	6 Month IRA
0.15%	$250	-	3 Month IRA

Locations

Sunrise Family Credit Union Locations
Branch Office	3887 S Huron Rd	Standish, MI 48658-9474
Branch Office	190 N Powell Rd	Essexville, MI 48732-1715
Branch Office	404 S Euclid Ave	Bay City, MI 48706-3206

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