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Sunward Federal Credit Union

Sunward Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
gosunward.org
505-293-0500
3707 Juan Tabo Blvd NE
Albuquerque, NM 87111

Sunward Federal Credit Union is headquartered in Albuquerque and is the 2nd largest credit union in the state of New Mexico. It is also the 115th largest credit union in the nation. It was established in 1948 and as of December of 2024, it had grown to 512 employees and 153,079 members at 12 locations. Sunward Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Sunward Federal Credit Union is open to member of the American Consumer Council or Current and retired employees of more than 1,400 Sunward partner companies and their family members or Members of the National Museum of Nuclear Science & History or the Albuquerque International Association, or Anyone who lives, works, worships, volunteers, or attends school in Valencia County, New Mexico. Family and household members of current members can also apply.
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #5851
Year Chartered1948
Employees512
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD2.8%
Annual Interest Income$167.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$4.05B$3.77B
LoansQ4 2024vs Q4 2023$2.43B$2.03B
DepositsQ4 2024vs Q4 2023$3.18B$3.11B
Equity CapitalQ4 2024vs Q4 2023$222.8MM$197.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$20.9MM$17.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$11.2MM$8MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sunward Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sunward Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-IRA Savings
OTHER TIERS: 0.10% → $5 - $10k
0.10%*$10k*-Share Savings
OTHER TIERS: 0.05% → $100 - $10k

Sunward Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$1$2.5kPower Money Market
OTHER TIERS: 0.10% → $25k+ | 0.20% → $15k - $25k | 0.25% → $10k - $15k | 0.50% → $5k - $10k | 1.51% → $2.5k - $5k
2.79%*$250k*-Business Money Maker Account
OTHER TIERS: 0.75% → $2.5k - $25k | 1.01% → $25k - $50k | 2.02% → $50k - $100k | 2.53% → $100k - $250k
0.75%*$50k*- Money Market Savings
OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.55% → $25k - $50k

Sunward Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Money Manager Checking

Sunward Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%*$100k*-14 Month MEGA CD Special - New Money
OTHER TIERS: 3.16% → $5k - $25k | 3.31% → $25k - $50k | 3.48% → $50k - $75k | 3.64% → $75k - $100k
3.80%*$100k*-Business 14 Month Mega CD Special - New Money
OTHER TIERS: 3.16% → $5k - $25k | 3.31% → $25k - $50k | 3.48% → $50k - $75k | 3.64% → $75k - $100k
3.50%*$200k*-18 Month Bump Up CD
OTHER TIERS: 3.35% → $500 - $50k | 3.40% → $50k - $100k | 3.45% → $100k - $200k
3.50%*$200k*-12 Month CD
OTHER TIERS: 3.35% → $500 - $50k | 3.40% → $50k - $100k | 3.45% → $100k - $200k
3.50%*$200k*-Business 12 Month CD
OTHER TIERS: 3.35% → $500 - $50k | 3.40% → $50k - $100k | 3.45% → $100k - $200k
3.50%*$200k*-Business 18 Month Bump Up CD
OTHER TIERS: 3.35% → $500 - $50k | 3.40% → $50k - $100k | 3.45% → $100k - $200k
3.30%$500-6 Month CD
3.30%$500-Business 6 Month CD
3.20%$500-3 Month CD
3.20%$500-Business 3 Month CD
3.05%$500k-24 Month CD w/ 5L Minimum
3.04%*$200k*-36 Month CD
OTHER TIERS: 2.88% → $500 - $50k | 2.93% → $50k - $100k | 2.99% → $100k - $200k
3.04%*$200k*-Business 36 Month CD
OTHER TIERS: 2.88% → $500 - $50k | 2.93% → $50k - $100k | 2.99% → $100k - $200k
3.00%*$200k*-24 Month CD
OTHER TIERS: 2.84% → $500 - $50k | 2.89% → $50k - $100k | 2.94% → $100k - $200k
3.00%$500-16 Month Flex CD
3.00%*$200k*-Business 24 Month CD
OTHER TIERS: 2.84% → $500 - $50k | 2.89% → $50k - $100k | 2.94% → $100k - $200k
2.42%*$200k*-48 Month CD
OTHER TIERS: 2.27% → $500 - $50k | 2.32% → $50k - $100k | 2.37% → $100k - $200k
2.42%*$200k*-Business 48 Month CD
OTHER TIERS: 2.27% → $500 - $50k | 2.32% → $50k - $100k | 2.37% → $100k - $200k
2.32%*$200k*-60 Month CD
OTHER TIERS: 2.17% → $500 - $50k | 2.22% → $50k - $100k | 2.27% → $100k - $200k
2.32%*$200k*-Business 60 Month CD
OTHER TIERS: 2.17% → $500 - $50k | 2.22% → $50k - $100k | 2.27% → $100k - $200k

Sunward Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$200k*-18 Month Bump Up IRA
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k | 3.50% → $100k - $200k
3.55%*$200k*-12 Month IRA
OTHER TIERS: 3.40% → $500 - $50k | 3.45% → $50k - $100k | 3.50% → $100k - $200k
3.36%$500-6 Month IRA
3.25%$500-3 Month IRA
3.10%$500k-24 Month IRA w/ 5L Minimum
3.09%*$200k*-36 Month IRA
OTHER TIERS: 2.93% → $500 - $50k | 2.99% → $50k - $100k | 3.04% → $100k - $200k
3.05%*$200k*-24 Month IRA
OTHER TIERS: 2.89% → $500 - $50k | 2.94% → $50k - $100k | 3.00% → $100k - $200k
2.47%*$200k*-48 Month IRA
OTHER TIERS: 2.32% → $500 - $50k | 2.37% → $50k - $100k | 2.42% → $100k - $200k
2.37%*$200k*-60 Month IRA
OTHER TIERS: 2.22% → $500 - $50k | 2.27% → $50k - $100k | 2.32% → $100k - $200k
Locations

Availability

Albuquerque Area

Interactive local rates map


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