Featured Savings Rates
Featured Accounts

Superior Choice Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingAMP Checking
1.45%5-year CD5 Year Pay You Certificate
0.95%1-year CD1 Year On the Rise Certificate

Overview / Commentary
715-392-5616
2911 Tower Ave Ste 9
Superior, WI 54880-5394

Superior Choice Credit Union is headquartered in SUPERIOR and is the 18th largest credit union in the state of Wisconsin. It is also the 660th largest credit union in the nation. It was established in 1932 and as of March of 2017, it had grown to 91 employees and 27,288 members at 7 locations. Superior Choice Credit Union's CD rates are 22% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to those who live or work in Ashland, Burnett, Bayfield, Iron, or Douglas Counties in Wisconsin; Carlton County in Minnesota; and a select portion of St. Louis County in Minnesota.
See current membership details

Related Posts

Anyone In USA Can Join Superior Choice Credit Union - 6/22/2017

Superior Choice Credit Union should be on your list of credit unions that anyone can join. Through the Credit Union's affiliation with American Consumer Council anyone in USA can join this credit union

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Reviews (6)

Exceptional Credit Union !!

Member service is exceptional !! Easy to work with, fast and efficient. They work with people to improve their financial lives. We love their "no closing costs" program and their AMP checking account. Bonus: We just found out that they can open accounts for anyone in USA. We're telling our family about this credit union so they can become a member too.

Superior Choice CU Is Awesome!!!

Posted by: estherm | Jun 7, 2017

High market yields plus GREAT customer service! I've been with the credit union for a number of years. They have always treated me very well while providing me with the best in service. Their "no closing costs" mortgage is an exceptional value!

Customer Service

Posted by: Anonymous | Jan 20, 2012

My goodness, it is it hard to get a loan through these guys. It just pummeled my credit score trying to get one. It's a good thing they have great customer service.

Superior Choice Credit Union Is TERRIBLE

Posted by: k1234j | Jan 4, 2016

I recently had an incident with SCCU that has discouraged my trust with banking institutions. I was wrongfully charged an overdraft fee because an error on their behalf, processing a transaction twice. They refused reverse the fee. I was forced to leave work and drive to the bank to deposit the money I was charged on the fee. I first spoke to a "manager" Tammy Carlson who was so incredibly rude to me, it actually made me cry. When she told me she "couldn't help" me I asked to speak with someone higher. I then spoke with Ben Altomen (sp?) who was at least nicer but he told me I was one of 26,000 members so he was unable to help me. Wow, by telling me I was ONLY one of 26,000 members made me feel unimportant and irrelevant. I'll be looking for an new institution as my trust is compromised with them at this point.

17 Yr Customer

Not Happy! Ive been a customer here for about 17 yrs, I have their mobile deposit app, I made a mobile deposit waited till I saw it was accepted then made 2 purchases, 1 at walmart another at a gas station, both purchases were posted as NSF and I was charged $58!

Online Services

Posted by: Anonymous | May 7, 2011

This is not a bank - the people that run it would be better served running a lemon stand. It is almost like they hired Disney to run their on-line services. It doesn't work half the time and when it does, it only gives half of your account information. And, if you expect some kind of a mobile app, about the only app is driving your car to their office to see who's account they have misplaced your money in.



Health

Health Grade Components

Overall
NCUA #67173
Year Chartered1932
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD11.21%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$380.4MM$339.6MM
LoansQ1 2017vs Q1 2016$305.4MM$267.2MM
DepositsQ1 2017vs Q1 2016$322.8MM$290.2MM
Equity CapitalQ1 2017vs Q1 2016$39.7MM$34.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.7MM$2.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.1MM$2.9MM
Real Estate OwnedQ1 2017vs Q1 2016$520.00K$822.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Anyone In USA Can Join Superior Choice Credit Union

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Superior Choice Credit Union should be on your list of credit unions that anyone can join. Through the Credit Union's affiliation with American Consumer Council anyone in USA can join this credit union

Rates
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Always verify rates and promotions with the bank or credit union. We are not Superior Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Superior Choice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Passbook IRA
0.25%--Health Savings Account
0.15%--Membership Savings Account
0.15%--Christmas Club Savings Account

Superior Choice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5k*$250kChoice Plus Business money Market
OTHER TIERS: 0.35% $250k+
0.40%*$10k*-Premier Money Market Account
OTHER TIERS: 0.20% $2,500 - $10k

Superior Choice Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%-$30kAMP Checking

Superior Choice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.80% $2,500 - $10k | 1.85% $10k - $25k | 1.90% $25k - $50k | 1.95% $50k - $100k
1.60%*$100k*-4 Year Share Certificate
OTHER TIERS: 1.40% $2,500 - $10k | 1.45% $10k - $25k | 1.50% $25k - $50k | 1.55% $50k - $100k
1.45%*$100k*-3 Year Share Certificate
OTHER TIERS: 1.25% $2,500 - $10k | 1.30% $10k - $25k | 1.35% $25k - $50k | 1.40% $50k - $100k
1.45%$25k-5 Year Pay You Certificate
1.30%*$100k*-30 Month Share Certificate
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k | 1.20% $25k - $50k | 1.25% $50k - $100k
1.20%*$100k*-2 Year Share Certificate
OTHER TIERS: 1.00% $2,500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $50k | 1.15% $50k - $100k
1.10%*$100k*-1 Year Share Certificate
OTHER TIERS: 0.85% $2,500 - $10k | 0.95% $10k - $25k | 1.00% $25k - $50k | 1.05% $50k - $100k
1.10%*$100k*-18 Month Share Certificate
OTHER TIERS: 0.85% $2,500 - $10k | 0.95% $10k - $25k | 1.00% $25k - $50k | 1.05% $50k - $100k
1.05%$25$2,5002 Year On the Rise Certificate
0.95%$25$2,5001 Year On the Rise Certificate
0.95%$25$2,5001 Year Next Gen Certificate
0.60%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.50% $2,500 - $50k | 0.55% $50k - $100k
0.50%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $100k

Superior Choice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year IRA
OTHER TIERS: 1.80% $2,500 - $10k | 1.85% $10k - $25k | 1.90% $25k - $50k | 1.95% $50k - $100k
1.60%*$100k*-4 Year IRA
OTHER TIERS: 1.40% $2,500 - $10k | 1.45% $10k - $25k | 1.50% $25k - $50k | 1.55% $50k - $100k
1.45%*$100k*-3 Year IRA
OTHER TIERS: 1.25% $2,500 - $10k | 1.30% $10k - $25k | 1.35% $25k - $50k | 1.40% $50k - $100k
1.30%*$100k*-30 Month IRA
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k | 1.20% $25k - $50k | 1.25% $50k - $100k
1.20%*$100k*-2 Year IRA
OTHER TIERS: 1.00% $2,500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $50k | 1.15% $50k - $100k
1.10%*$100k*-1 Year IRA
OTHER TIERS: 0.85% $2,500 - $10k | 0.95% $10k - $25k | 1.00% $25k - $50k | 1.05% $50k - $100k
1.10%*$100k*-18 Month IRA
OTHER TIERS: 0.85% $2,500 - $10k | 0.95% $10k - $25k | 1.00% $25k - $50k | 1.05% $50k - $100k
0.60%*$100k*-6 Month IRA
OTHER TIERS: 0.50% $2,500 - $50k | 0.55% $50k - $100k
0.50%*$100k*-3 Month IRA
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $100k
Locations


Superior Choice Credit Union Locations
Branch Office4161 Haines RdHermantown, MN 55811-3942
Branch Office4125 Grand AveDuluth, MN 55807-2747
Branch Office2817 Tower AveSuperior, WI 54880-5320
Branch Office117 S Main StMellen, WI 54546-9051
Branch Office2911 Tower Ave Ste 9Superior, WI 54880-5394
Branch Office319 Ellis AveAshland, WI 54806-1666
Branch Office2302 E 2nd StSuperior, WI 54880-3776