Superior Choice Credit Union


Overview / Commentary
715-392-5616
1320 Grand Ave
Superior, WI 54880

Superior Choice Credit Union is headquartered in Superior and is the 18th largest credit union in the state of Wisconsin. It is also the 614th largest credit union in the nation. It was established in 1932 and as of December of 2020, it had grown to 108 employees and 27,240 members at 8 locations. Superior Choice Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Ashland, Burnett, Bayfield, Iron, or Douglas Counties in Wisconsin; Carlton County in Minnesota; and a select portion of St. Louis County in Minnesota.
See current membership details

Related Posts

No Longer An Easy Membership Credit Union - 6/17/2020

Superior Choice Credit Union is no longer including membership in the American Consumer Council as a way to join. Even though ACC is still listed on the SCCU's website, CSR just told me that "because of increasing out-of-area fraudulent accounts using ACC membership to join," ACC is temporarily no longer a part of the field of membership.

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A Happy Mortgage Customer

Wow - Great customer service and an Awesome value too! Our recent mortgage was handled most professionally, In addition we were offered a 30-year fixed rate mortgage with no closing costs. Zero! I'd never heard of that before. It knocked our socks off. We'll bring more business to this credit union.

Exceptional Credit Union !!

Member service is exceptional !! Easy to work with, fast and efficient. They work with people to improve their financial lives. We love their "no closing costs" program and their AMP checking account. Bonus: We just found out that they can open accounts for anyone in USA. We're telling our family about this credit union so they can become a member too.

Superior Choice Credit Union Is TERRIBLE

Posted by: |

I recently had an incident with SCCU that has discouraged my trust with banking institutions. I was wrongfully charged an overdraft fee because an error on their behalf, processing a transaction twice. They refused reverse the fee. I was forced to leave work and drive to the bank to deposit the money I was charged on the fee. I first spoke to a "manager" Tammy Carlson who was so incredibly rude to me, it actually made me cry. When she told me she "couldn't help" me I asked to speak with someone higher. I then spoke with Ben Altomen (sp?) who was at least nicer but he told me I was one of 26,000 members so he was unable to help me. Wow, by telling me I was ONLY one of 26,000 members made me feel unimportant and irrelevant. I'll be looking for an new institution as my trust is compromised with them at this point.

Superior Choice CU Is Awesome!!!

Posted by: |

High market yields plus GREAT customer service! I've been with the credit union for a number of years. They have always treated me very well while providing me with the best in service. Their "no closing costs" mortgage is an exceptional value!

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Health
A+

Health Grade Components

Overall
NCUA #67173
Year Chartered1932
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.5%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$549.1MM$493.4MM
LoansQ4 2020vs Q4 2019$388.7MM$389.1MM
DepositsQ4 2020vs Q4 2019$446.8MM$402.2MM
Equity CapitalQ4 2020vs Q4 2019$59.9MM$54.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.7MM$2.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.9MM$4.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Superior Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Superior Choice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Passbook IRA
0.25%--Health Savings Account
0.20%--Christmas Club Savings Account
0.10%$5-Membership Savings Account

Superior Choice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Premier Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.25% $10k - $100k
0.35%$5k-Choice Plus Business Money Market
0.35%$50k-Choice Investment Money Market - In Branch Only

Superior Choice Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%-$75kAMP Checking

Superior Choice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.20% $2.5k - $10k | 1.25% $10k - $25k | 1.30% $25k - $50k | 1.35% $50k - $100k
1.30%$25$2.5k2 Year On the Rise Certificate
1.05%*$100k*-4 Year Share Certificate
OTHER TIERS: 0.85% $2.5k - $10k | 0.90% $10k - $25k | 0.95% $25k - $50k | 1.00% $50k - $100k
1.00%$25$2.5k1 Year On the Rise Certificate
1.00%$25$2.5k1 Year Next Gen Certificate
0.95%*$100k*-3 Year Share Certificate
OTHER TIERS: 0.75% $2.5k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.90%*$100k*-2 Year Share Certificate
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.90%*$100k*-30 Month Share Certificate
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.80%*$100k*-1 Year Share Certificate
OTHER TIERS: 0.55% $2.5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k
0.80%*$100k*-18 Month Share Certificate
OTHER TIERS: 0.60% $2.5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k
0.45%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.25%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Superior Choice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$100k*-5 Year IRA
OTHER TIERS: 1.20% $2.5k - $10k | 1.25% $10k - $25k | 1.30% $25k - $50k | 1.35% $50k - $100k
1.05%*$100k*-4 Year IRA
OTHER TIERS: 0.85% $2.5k - $10k | 0.90% $10k - $25k | 0.95% $25k - $50k | 1.00% $50k - $100k
0.95%*$100k*-3 Year IRA
OTHER TIERS: 0.75% $2.5k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.90%*$100k*-2 Year IRA
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.90%*$100k*-30 Month IRA
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.80%*$100k*-1 Year IRA
OTHER TIERS: 0.55% $2.5k - $10k | 0.60% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k
0.80%*$100k*-18 Month IRA
OTHER TIERS: 0.60% $2.5k - $10k | 0.65% $10k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k
0.45%*$100k*-6 Month IRA
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.25%*$100k*-3 Month IRA
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
Locations


Superior Choice Credit Union Locations
Branch Office2817 Tower AveSuperior, WI 54880-5320
Branch Office4161 Haines RdHermantown, MN 55811-3942
Branch Office117 S Main StMellen, WI 54546-9051
Branch Office319 Ellis AveAshland, WI 54806-1666
Branch Office2302 E 2nd StSuperior, WI 54880-3776
Branch Office4125 Grand AveDuluth, MN 55807-2747
Branch Office719 N Main StBruce, WI 54819-9475
Branch Office280 w Main StGilman, WI 54433-9602

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