Featured Savings Rates
Featured Accounts

Superior Choice Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingAMP Checking
1.45%5-year CD5 Year Pay You Certificate
0.90%1-year CD1 Year Share Certificate

Overview / Commentary
715-392-5616
2911 Tower Ave Ste 9
Superior, WI 54880-5394

Superior Choice Credit Union is headquartered in Superior and is the 18th largest credit union in the state of Wisconsin. It is also the 676th largest credit union in the nation. It was established in 1932 and as of June of 2016, it had grown to 88 employees and 26,679 members at 7 locations. Superior Choice Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to those who live or work in Ashland, Burnett, Bayfield, Iron or Douglas Counties in Wisconsin, Carlton County in Minnesota, and a select portion of St. Louis County in Minnesota.
See current membership details

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Reviews (4)

Customer Service

Posted by: Anonymous | Jan 20, 2012

My goodness, it is it hard to get a loan through these guys. It just pummeled my credit score trying to get one. It's a good thing they have great customer service.

Superior Choice Credit Union Is TERRIBLE

Posted by: k1234j | Jan 4, 2016

I recently had an incident with SCCU that has discouraged my trust with banking institutions. I was wrongfully charged an overdraft fee because an error on their behalf, processing a transaction twice. They refused reverse the fee. I was forced to leave work and drive to the bank to deposit the money I was charged on the fee. I first spoke to a "manager" Tammy Carlson who was so incredibly rude to me, it actually made me cry. When she told me she "couldn't help" me I asked to speak with someone higher. I then spoke with Ben Altomen (sp?) who was at least nicer but he told me I was one of 26,000 members so he was unable to help me. Wow, by telling me I was ONLY one of 26,000 members made me feel unimportant and irrelevant. I'll be looking for an new institution as my trust is compromised with them at this point.

17 Yr Customer

Not Happy! Ive been a customer here for about 17 yrs, I have their mobile deposit app, I made a mobile deposit waited till I saw it was accepted then made 2 purchases, 1 at walmart another at a gas station, both purchases were posted as NSF and I was charged $58!

Online Services

Posted by: Anonymous | May 7, 2011

This is not a bank - the people that run it would be better served running a lemon stand. It is almost like they hired Disney to run their on-line services. It doesn't work half the time and when it does, it only gives half of your account information. And, if you expect some kind of a mobile app, about the only app is driving your car to their office to see who's account they have misplaced your money in.



Health
A

Health Grade Components

Overall
NCUA #67173
Year Chartered1932
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.91%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$344.8MM$300.4MM
LoansQ2 2016vs Q2 2015$284.7MM$232.9MM
DepositsQ2 2016vs Q2 2015$296.6MM$261.9MM
Equity CapitalQ2 2016vs Q2 2015$36.3MM$32.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.0MM$2.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.9MM$2.3MM
Real Estate OwnedQ2 2016vs Q2 2015$59.00K$822.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Superior Choice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Passbook IRA
0.25%--Health Savings Account
0.11%--Membership Savings Account
0.11%--Christmas Club Savings Account

Superior Choice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5k*$250kChoice Plus Business money Market
OTHER TIERS: 0.35% $250k+
0.40%*$10k*-Premier Money Market Account
OTHER TIERS: 0.20% Up to $10k

Superior Choice Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$30kAMP Checking
OTHER TIERS: 0.11% $30k+

Superior Choice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.80% $2,500 - $10k | 1.85% $10k - $25k | 1.90% $25k - $50k | 1.95% $50k - $100k
1.60%*$100k*-4 Year Share Certificate
OTHER TIERS: 1.40% $2,500 - $10k | 1.45% $10k - $25k | 1.50% $25k - $50k | 1.55% $50k - $100k
1.45%*$100k*-3 Year Share Certificate
OTHER TIERS: 1.25% $2,500 - $10k | 1.30% $10k - $25k | 1.35% $25k - $50k | 1.40% $50k - $100k
1.45%$25k-5 Year Pay You Certificate
1.30%*$100k*-30 Month Share Certificate
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k | 1.20% $25k - $50k | 1.25% $50k - $100k
1.20%*$100k*-2 Year Share Certificate
OTHER TIERS: 1.00% $2,500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $50k | 1.15% $50k - $100k
0.95%*$100k*-18 Month Share Certificate
OTHER TIERS: 0.75% $2,500 - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.90%*$100k*-1 Year Share Certificate
OTHER TIERS: 0.65% $2,500 - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.60%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.50% $2,500 - $50k | 0.55% $50k - $100k
0.50%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $100k

Superior Choice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year IRA
OTHER TIERS: 1.80% $2,500 - $10k | 1.85% $10k - $25k | 1.90% $25k - $50k | 1.95% $50k - $100k
1.60%*$100k*-4 Year IRA
OTHER TIERS: 1.40% $2,500 - $10k | 1.45% $10k - $25k | 1.50% $25k - $50k | 1.55% $50k - $100k
1.45%*$100k*-3 Year IRA
OTHER TIERS: 1.25% $2,500 - $10k | 1.30% $10k - $25k | 1.35% $25k - $50k | 1.40% $50k - $100k
1.30%*$100k*-30 Month IRA
OTHER TIERS: 1.10% $2,500 - $10k | 1.15% $10k - $25k | 1.20% $25k - $50k | 1.25% $50k - $100k
1.20%*$100k*-2 Year IRA
OTHER TIERS: 1.00% $2,500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $50k | 1.15% $50k - $100k
0.95%*$100k*-18 Month IRA
OTHER TIERS: 0.75% $2,500 - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.90%*$100k*-1 Year IRA
OTHER TIERS: 0.65% $2,500 - $10k | 0.75% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.60%*$100k*-6 Month IRA
OTHER TIERS: 0.50% $2,500 - $50k | 0.55% $50k - $100k
0.50%*$100k*-3 Month IRA
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $100k
Locations


Superior Choice Credit Union Locations
Branch Office4161 Haines RdHermantown, MN 55811-3942
Branch Office4125 Grand AveDuluth, MN 55807-2747
Branch Office2817 Tower AveSuperior, WI 54880-5320
Branch Office117 S Main StMellen, WI 54546-9051
Branch Office2911 Tower Ave Ste 9Superior, WI 54880-5394
Branch Office319 Ellis AveAshland, WI 54806-1666
Branch Office2302 E 2nd StSuperior, WI 54880-3776