Superior Choice Credit Union is headquartered in Superior and is the 18th largest credit union in the state of Wisconsin. It is also the 570th largest credit union in the nation. It was established in 1932 and as of December of 2022, it had grown to 136 employees and 34,517 members at 12 locations. Superior Choice Credit Union's money market rates are 2X the national average, and it has a B health rating.
Membership in Superior Choice Credit Union is open to those who live or work in the Wisconsin counties of Ashland, Barron, Bayfield, Burnett, Clark, Chippewa, Douglas, Iron, Rusk, Sawyer, Taylor, or Washburn; or the Minnesota counties of Carlton, Itasca, or St. Louis. Members of the American Consumer Council, or Douglas County Historical Society in Superior, WI are also eligible to join.
See current membership details
Wow - Great customer service and an Awesome value too! Our recent mortgage was handled most professionally, In addition we were offered a 30-year fixed rate mortgage with no closing costs. Zero! I'd never heard of that before. It knocked our socks off. We'll bring more business to this credit union.
Member service is exceptional !! Easy to work with, fast and efficient. They work with people to improve their financial lives. We love their "no closing costs" program and their AMP checking account. Bonus: We just found out that they can open accounts for anyone in USA. We're telling our family about this credit union so they can become a member too.
My goodness, it is it hard to get a loan through these guys. It just pummeled my credit score trying to get one. It's a good thing they have great customer service.
*Multiple issues with my escrow that caused multiple other issues.
Overall | |
---|---|
NCUA # | 67173 |
Year Chartered | 1932 |
Employees | 136 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.37% |
Return on Equity - YTD | 4.06% |
Annual Interest Income | $24.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $708.7MM$601.1MM |
Loans | Q4 2022vs Q4 2021 | $544.2MM$433.9MM |
Deposits | Q4 2022vs Q4 2021 | $575.1MM$498.9MM |
Equity Capital | Q4 2022vs Q4 2021 | $61.9MM$62.6MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $3.7MM$2.3MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $12.7MM$4.8MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Superior Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | - | - | Passbook IRA | |
0.25% | - | - | Health Savings Account | |
0.20% | - | - | Christmas Club Savings Account | |
0.10% | $5 | - | Membership Savings Account | |
0.10% | - | - | Fill in the Blank Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.90%* | $250k* | - | Premier Money Market Account | ||
OTHER TIERS: 0.30% → $2.5k - $10k | 0.60% → $10k - $100k | 0.75% → $100k - $250k | |||||
0.35% | $50k | - | Choice Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | $75k | AMP Checking | |
0.10% | - | - | Business Checking |