First Community Bank (VA)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstcommunitybank.com

304-325-7151

989
Bluefield, VA 24605

First Community Bank (VA) is headquartered in BLUEFIELD and is the 10^th largest bank in the state of Virginia. It is also the 385^th largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 583 employees at 60 locations. First Community Bank (VA)'s savings rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13012
Year Established	1920
Employees	583
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.51%
Return on Equity - YTD	10.5%
Annual Interest Income	$35MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$3.21B$3.21B
Loans	Q1 2025vs Q1 2024	$2.35B$2.48B
Deposits	Q1 2025vs Q1 2024	$2.7B$2.7B
Equity Capital	Q1 2025vs Q1 2024	$462MM$460.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$33.8MM$35.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$20.1MM$19.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$298K$374K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank (VA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.76%^*	$50k^*	-	Community Savings
OTHER TIERS: 0.25% → $0 - $10k \| 0.75% → $10k - $25k \| 1.00% → $25k - $50k

First Community Bank (VA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Community Money Market
OTHER TIERS: 0.75% → $0 - $100k

Locations

Availability

Bluefield Area

Bluefield Area bank & credit union details

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