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Surrey Bank & Trust

Overview / Commentary
145 North Renfro Street
Mount Airy, NC 27030

Surrey Bank & Trust is headquartered in Mount Airy and is the 25th largest bank in the state of North Carolina. It is also the 2,126th largest bank in the nation. It was established in 1996 and as of March of 2019, it had grown to 77 employees at 7 locations. Surrey Bank & Trust has an A+ health rating.


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Health Grade Components

FDIC Certificate #34209
Year Established1996
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD8.53%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$312.0MM$294.6MM
LoansQ1 2019vs Q1 2018$232.1MM$227.3MM
DepositsQ1 2019vs Q1 2018$262.2MM$248.4MM
Equity CapitalQ1 2019vs Q1 2018$45.6MM$42.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$4.3MM$3.9MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.3MM$403.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$167.00K

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Surrey Bank & Trust Locations
Pine Branch1280 West Pine StreetMount Airy, NC 27030
Surrey Bank & Trust145 North Renfro StreetMount Airy, NC 27030
Rockford Street Branch2050 Rockford StreetMount Airy, NC 27030
Pilot Mountain Branch653 South Key StreetPilot Mountain, NC 27041
Elkin Branch393 Cc Camp RoadElkin, NC 28621
North Wilkesboro Branch1096 Main St.North Wilkesboro, NC 28659
Stuart BranchWoodland DrStuart, VA 24171

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