Susquehanna Community Bank


Overview / Commentary
570-568-6851
940 High Street
West Milton, PA 17886

Susquehanna Community Bank is headquartered in West Milton and is the 69th largest bank in the state of Pennsylvania. It is also the 1,453rd largest bank in the nation. It was established in 1920 and as of June of 2019, it had grown to 84 employees at 6 locations. Susquehanna Community Bank's savings rates are 4X the national average, and it has an A health rating.

Related Posts

Eagle Premium Rate Drops To 2.27 APY - 8/2/2019

For those that got into the 3% Eagle Premium 6-month guarantee, once your 6 months are up the rate will drop to 2.27% APY. Before the latest Fed rate drop, the rate would have been 2.57%. For new sign-ups for the Eagle Premium Account, the rate dropped from 2.57 to 2.27% APY.

Susquehanna Community Bank Offers 3.00% APY On Savings Account - 2/14/2019

Susquehanna Community Bank (PA) is offering its Eagle Premium Savings (3.00% APY, $100k+) nationwide. Minimum opening deposit is $100k, with at least $25k of new money.

Eagle Premium Savings Account, 3.00% APY - 2/11/2019

3.00% APY guaranteed for 6 months for deposits of $100,000 and above. Minimum opening deposit is $100,000, and least $25,000 must be new money. Market area is Norththumberland, Union, and Synder Counties, Pennsylvania.

Reviews (5)

IT IS WORTH THE TROUBLE

It is very worth while to figure out the ins and outs of opening this account assuming you need to park $100000 or more for a month or two or more. No other savings account pays this much. Also CDs have big penalties if you need to get at the money. Think of this as a no penalty CD with add-on privileges. Every two months or so I will get a second account ( it takes only a few minutes) and if I do not have another $100000 to play with I will close out the first account. That way the 6 months rate guarantee is extended for another 6 months. I am not sure how long this promo deal will be going on. When your guaranteed 3% rate 6 month period is over your new adjusted rate will still be quite good unless the prime rate goes down. (It will go down to prime minus 2%...which is higher than most any savings rates today). HINTS: 1. When applying, you have to accept several agreements by clicking on each and then accepting each by checking the box on that agreement page before going on to the next agreement. If you do not do this the greyed out box unagi talked about will not be clickable. 2. Open a side checking ( choose the FREEdom type) account at Susquehanna to use for pushing future deposits into the bank. Then transfer the money into your savings from that checking account. This extra step is needed because you cannot have an external bank link directly to your savings account without doing those test deposits and most banks (not Incredible Bank, however) take the test deposits out again and this will count as a withdrawal. 3. Close the account if you do not keep at least $100000 in it because the next lower tier has a terrible interest rate. 4. Always start at external banks to do ACH transfers because Susquehanna has low daily limits on moving money in or out. 5. Make sure to sign up for electronic statements or there is some fee.

Maybe Another Chance

Posted by: Jaybird | Feb 21, 2019

Not long after my post, I all of the sudden got all the documents and information for my account via email.
So my understanding is there are only a couple of people working on the internet division, which is probably why the Customer Service experience has not been the best.

However once I got the emails and an account number, I emailed with several questions and the Service reps in that department were very pleasant and had all the right answers.

They do have pretty tight restrictions about getting your money in and out, but for the 3% for 6 months it might be worth the effort.

Online Application Doesnt Work

Posted by: unagi | Mar 16, 2019

Trying to apply for the Premium Savings (3%) and at the last stage of the lengthly application, the button to submit it is greyed out. Tried again on a second browser -- and still doesn't work. Sent a message on their website since CR is closed on weekends. I really don't want to do this via a lengthy call..... Not impressed so far.....

Booby Prize Winner

Posted by: Zemo999 | Aug 8, 2019

How's this for a new low for customer service: The majority of the time, when you call customer service, you're given to a voicemail machine that says they'll call you back. They do - but only about half the time. Yesterday was a banner day - you couldn't even leave a message, because their 'mailbox' was full. If you need anything done in a timely manner, this is not the bank for you. Unreal.

Be Very Careful Signing Up For Eagle Savings

Posted by: pinto | Feb 20, 2019

My experience:

Funding the account is a nightmare. They will link your account to external bank only to verify that it is you but cannot transfer more than $5000 using the bank website. (With a $1.50 fee + 5 days for ACH)

Your external bank will have to do the pushing and pulling of funds from SCB. If you use SCB website to push or pull funds, the limit is $5000 each way and pulling out funds costs $30 wire transfer fee each time. What a nightmare of a bank. Stay away as you get different answers from different people you call, if you get through after 30 minutes of hold music



Health

Health Grade Components

Overall
FDIC Certificate #8421
Year Established1920
Employees84
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.79%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$497.5MM$403.5MM
LoansQ2 2019vs Q2 2018$243.0MM$241.7MM
DepositsQ2 2019vs Q2 2018$441.8MM$334.3MM
Equity CapitalQ2 2019vs Q2 2018$45.5MM$39.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.8MM$2.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$713.00K$833.00K
Real Estate OwnedQ2 2019vs Q2 2018$672.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Eagle Premium Rate Drops To 2.27 APY

midas89   |  
For those that got into the 3% Eagle Premium 6-month guarantee, once your 6 months are up the rate will drop to 2.27% APY. Before the latest Fed rate drop, the rate would have been 2.57%.

For new sign-ups for the Eagle Premium Account, the rate dropped from 2.57 to 2.27% APY.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Susquehanna Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Susquehanna Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$100k*-Eagle Premium Savings Account w/ $25k New Money
OTHER TIERS: 0.05% Up to $2.5k | 0.25% $2.5k - $25k | 0.35% $25k - $100k
2.27%*$100k*-Eagle Premium IRA Account w/ $25k New Money
OTHER TIERS: 0.05% Up to $2.5k | 0.25% $2.5k - $25k | 0.35% $25k - $100k
0.20%*$25k*-Statement Savings Account
OTHER TIERS: 0.15% Up to $25k
0.15%--Christmas club accounts
0.15%--All-Purpose club

Susquehanna Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Market Share Investment Account
OTHER TIERS: 0.05% Up to $2.5k | 0.25% $2.5k - $25k | 0.35% $25k - $100k
0.40%*$100k*-Money Market Demand Account
OTHER TIERS: 0.05% Up to $2.5k | 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Susquehanna Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Good Neighbors Account
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $50k
0.15%*$25k*-Eagle Advantage Account
OTHER TIERS: 0.10% $1k - $25k
0.15%*$50k*-Business Advantage
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k
0.15%*$50k*-Public Advantage
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k

Susquehanna Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500$100k5 Year CD
1.51%$500$100k4 Year CD
1.25%$500$100k3 Year CD
1.00%$500$100k2 Year CD
0.55%$500$100k1 Year CD
0.25%$500$100k182 Day CD

Susquehanna Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500$100k5 Year IRA
1.51%$500$100k4 Year IRA
1.25%$500$100k3 Year IRA
1.00%$500$100k2 Year IRA
0.55%$500$100k1 Year IRA
0.25%$500$100k182 Day IRA
Locations


Susquehanna Community Bank Locations
Watsontown Branch1025 Main StreetWatsontown, PA 17777
Beaver Springs Branch19179 Route 522Beaver Springs, PA 17812
East Buffalo Branch2005 Market StreetLewisburg, PA 17837
West Buffalo Branch40 Hardees DriveMifflinburg, PA 17844
West Milton State Bank940 High StreetWest Milton, PA 17886
Northumberland Branch397 Point Township DriveNorthumberland, PA 17857

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