Sweetwater Regional Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
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CURRENT TOP RATE
0.41% APY
12 Month CD
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Overview / Commentary
Sweetwater Regional Federal Credit Union is headquartered in Sweetwater and is the 337th largest credit union in the state of Texas. It is also the 3,841st largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 3 employees and 1,104 members at 1 location. Sweetwater Regional Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Sweetwater Regional Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Fisher or Nolan County. Immediate family of current credit union members may also join.
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Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sweetwater Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11377 |
| Year Chartered | 1956 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.89% |
| Return on Equity - YTD | -4.53% |
| Annual Interest Income | $59K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $6.7MM$7.2MM |
| Loans | Q1 2025vs Q1 2024 | $2.7MM$2.7MM |
| Deposits | Q1 2025vs Q1 2024 | $5.3MM$5.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.3MM$1.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $23K$19K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$28K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |