Synergy Federal Credit Union

Overview / Commentary

www.synergyfcu.org

210-750-8333

1 Valero Way
San Antonio, TX 78249

Synergy Federal Credit Union is headquartered in San Antonio and is the 80^th largest credit union in the state of Texas. It is also the 964^th largest credit union in the nation. It was established in 1980 and as of June of 2021, it had grown to 38 employees and 11,780 members at 7 locations. Synergy Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Synergy Federal Credit Union offers membership to employees of CST Brands, NuStar Energy, Pearson Tesoro Corporation, Valero Energy Corporation and other select employee groups.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	23605
Year Chartered	1980
Employees	38
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	8.28%
Annual Interest Income	$4.1MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$298.7MM$274.1MM
Loans	Q2 2021vs Q2 2020	$211.8MM$202.9MM
Deposits	Q2 2021vs Q2 2020	$257.2MM$233.6MM
Equity Capital	Q2 2021vs Q2 2020	$41.3MM$37.9MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$320.00K$240.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$227.00K$1.1MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Synergy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.71%^*	$5	$500	Cub and Teen Savings Account
OTHER TIERS: 0.20% → $500+
0.70%^*	$75k^*	-	IRA Savings
OTHER TIERS: 0.50% → $25 - $25k \| 0.60% → $25k - $75k
0.20%	$5	-	Share Savings Account
0.20%	$5	-	Special Share Savings
0.20%	$5	-	Club Account

Synergy Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.35% → $2.5k - $25k \| 0.40% → $25k - $75k

Synergy Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+
0.05%	-	-	Shared Draft Checking Account

Synergy Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$75k^*	-	5 Year CD
OTHER TIERS: 0.70% → $1k - $75k
0.70%^*	$75k^*	-	4 Year CD
OTHER TIERS: 0.60% → $1k - $75k
0.65%^*	$75k^*	-	3 Year CD
OTHER TIERS: 0.55% → $1k - $75k
0.50%^*	$75k^*	-	2 Year CD
OTHER TIERS: 0.40% → $1k - $75k
0.40%^*	$25k^*	-	1 Year CD
OTHER TIERS: 0.30% → $1k - $25k
0.35%^*	$125k^*	-	6 Month CD
OTHER TIERS: 0.20% → $1k - $25k \| 0.25% → $25k - $75k \| 0.30% → $75k - $125k

Synergy Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%^*	$75k^*	-	5 Year IRA
OTHER TIERS: 0.80% → $1k - $75k
0.80%^*	$75k^*	-	4 Year IRA
OTHER TIERS: 0.70% → $1k - $75k
0.75%^*	$75k^*	-	3 Year IRA
OTHER TIERS: 0.65% → $1k - $75k
0.60%^*	$75k^*	-	2 Year IRA
OTHER TIERS: 0.50% → $1k - $75k
0.50%^*	$75k^*	-	1 Year IRA
OTHER TIERS: 0.40% → $1k - $75k
0.45%^*	$125k^*	-	6 Month IRA
OTHER TIERS: 0.30% → $1k - $25k \| 0.35% → $25k - $75k \| 0.40% → $75k - $125k

Locations

Synergy Federal Credit Union Locations
Branch Office	1801 Gulfway Dr	Port Arthur, TX 77640-4416
Branch Office	1 Valero Way	San Antonio, TX 78249-1616
Branch Office	1147 Cantwell Ln	Corpus Christi, TX 78407
Branch Office	9701 Manchester St	Houston, TX 77012-2408
Branch Office	1201 25th Ave N	Texas City, TX 77590-5525
Branch Office	19100 Ridgewood Pkwy	San Antonio, TX 78259
Branch Office	301 Le Roy St	Three Rivers, TX 78071

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.