Synergy Federal Credit Union is headquartered in San Antonio and is the 80th largest credit union in the state of Texas. It is also the 979th largest credit union in the nation. It was established in 1980 and as of December of 2020, it had grown to 32 employees and 11,845 members at 7 locations. Synergy Federal Credit Union's money market rates are 25% higher than the national average, and it boasts an A+ health rating.
Synergy Federal Credit Union offers membership to employees of CST Brands, NuStar Energy, Pearson Tesoro Corporation, Valero Energy Corporation and other select employee groups.
See current membership details
Overall | |
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NCUA # | 23605 |
Year Chartered | 1980 |
Employees | 32 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.02% |
Return on Equity - YTD | 7.04% |
Annual Interest Income | $8.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $273.5MM$254.7MM |
Loans | Q4 2020vs Q4 2019 | $211.0MM$202.6MM |
Deposits | Q4 2020vs Q4 2019 | $231.1MM$216.0MM |
Equity Capital | Q4 2020vs Q4 2019 | $39.8MM$36.8MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $275.00K$226.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.1MM$717.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Synergy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.55%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | - | $10k | Kasasa Cash Checking | |
0.05% | - | - | Shared Draft Checking Account |
Synergy Federal Credit Union Locations | ||
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Branch Office | 1801 Gulfway Dr | Port Arthur, TX 77640-4416 |
Branch Office | 1 Valero Way | San Antonio, TX 78249-1616 |
Branch Office | 1147 Cantwell Ln | Corpus Christi, TX 78407 |
Branch Office | 9701 Manchester St | Houston, TX 77012-2408 |
Branch Office | 1201 25th Ave N | Texas City, TX 77590-5525 |
Branch Office | 19100 Ridgewood Pkwy | San Antonio, TX 78259 |
Branch Office | 301 Le Roy St | Three Rivers, TX 78071 |