Featured Savings Rates
Featured Accounts
Overview / Commentary
210-345-2222
1 Valero Way
San Antonio, TX 78249-1616

Synergy Federal Credit Union is headquartered in San Antonio and is the 79th largest credit union in the state of Texas. It is also the 929th largest credit union in the nation. It was established in 1980 and as of September of 2016, it had grown to 36 employees and 11,861 members at 6 locations. Synergy Federal Credit Union's CD rates are 18% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees of Valero Energy Corporation, NuStar Energy, Tesoro Corporation, CST Brands, and some select employee groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Health Grade Components

Overall
NCUA #23605
Year Chartered1980
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.62%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$225.0MM$223.0MM
LoansQ3 2016vs Q3 2015$172.4MM$157.0MM
DepositsQ3 2016vs Q3 2015$194.2MM$194.3MM
Equity CapitalQ3 2016vs Q3 2015$29.1MM$26.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$179.00K$201.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$267.00K$341.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Synergy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*-$500Cub and Teen Savings Account
OTHER TIERS: 0.20% $500+
0.85%*$75k*-Traditional IRA
OTHER TIERS: 0.65% $25 - $25k | 0.75% $25k - $75k
0.85%*$75k*-Roth IRA
OTHER TIERS: 0.65% $25 - $25k | 0.75% $25k - $75k
0.20%--Share Savings Account
0.20%--Special Share Savings/Club Account

Synergy Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market Account
OTHER TIERS: 0.35% $2,500 - $25k | 0.40% $25k - $75k

Synergy Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Synergy Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%*$125k*-5 Year CD
OTHER TIERS: 1.81% $1k - $25k | 1.87% $25k - $75k | 1.92% $75k - $125k
1.56%*$125k*-3 Year CD
OTHER TIERS: 1.41% $1k - $25k | 1.46% $25k - $75k | 1.51% $75k - $125k
1.26%*$125k*-2 Year CD
OTHER TIERS: 1.11% $1k - $25k | 1.16% $25k - $75k | 1.21% $75k - $125k
1.06%*$125k*-1 Year CD
OTHER TIERS: 0.90% $1k - $25k | 0.95% $25k - $75k | 1.00% $75k - $125k
0.70%*$75k*-6 Months CD
OTHER TIERS: 0.60% $1k - $75k

Synergy Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%*$125k*-5 Year IRA
OTHER TIERS: 1.92% $1k - $25k | 1.97% $25k - $75k | 2.02% $75k - $125k
1.66%*$125k*-3 Year IRA
OTHER TIERS: 1.51% $1k - $25k | 1.56% $25k - $75k | 1.61% $75k - $125k
1.36%*$125k*-2 Year IRA
OTHER TIERS: 1.21% $1k - $25k | 1.26% $25k - $75k | 1.31% $75k - $125k
1.16%*$125k*-1 Year IRA
OTHER TIERS: 1.00% $1k - $25k | 1.06% $25k - $75k | 1.11% $75k - $125k
0.80%*$75k*-6 Month IRA
OTHER TIERS: 0.70% $1k - $75k
Locations


Synergy Federal Credit Union Locations
Branch Office1801 Gulfway DrPort Arthur, TX 77640-4416
Branch Office1 Valero WaySan Antonio, TX 78249-1616
Branch Office1147 Cantwell LnCorpus Christi, TX 78407
Branch Office9701 Manchester StHouston, TX 77012-2408
Branch Office1201 25th Ave NTexas City, TX 77590-5525
Branch Office19100 Ridgewood PkwySan Antonio, TX 78259