Synergy Federal Credit Union is headquartered in San Antonio and is the 83rd largest credit union in the state of Texas. It is also the 996th largest credit union in the nation. It was established in 1980 and as of December of 2022, it had grown to 35 employees and 12,805 members at 7 locations. Synergy Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.
Membership in Synergy Federal Credit Union is open to those who live, work, worship, or attend school in Live Oak County, Texas. Employees of Valero Energy Corporation, NuStar Energy, Marathon Petroleum Company, Couche-Tard, Pearson, Bexar County Medical Society, Travis County Medical Society, Harris County Medical Society, 3M in San Antonio, Texas are also eligible for membership
See current membership details
Overall | |
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NCUA # | 23605 |
Year Chartered | 1980 |
Employees | 35 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.78% |
Return on Equity - YTD | 5.7% |
Annual Interest Income | $8.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $303.4MM$292.2MM |
Loans | Q4 2022vs Q4 2021 | $239.4MM$213.4MM |
Deposits | Q4 2022vs Q4 2021 | $253.2MM$246.7MM |
Equity Capital | Q4 2022vs Q4 2021 | $41.2MM$43.0MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $300.00K$288.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $441.00K$207.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Synergy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.56%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 1.26% → $2.5k - $25k | 1.41% → $25k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.56%* | - | $10k | Rewards Cash Checking | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.05% | - | - | Shared Draft Checking Account |
Synergy Federal Credit Union Locations | ||
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Branch Office | 1801 Gulfway Dr | Port Arthur, TX 77640-4416 |
Branch Office | 1 Valero Way | San Antonio, TX 78249-1616 |
Branch Office | 1147 Cantwell Ln | Corpus Christi, TX 78407 |
Branch Office | 9701 Manchester St | Houston, TX 77012-2408 |
Branch Office | 1201 25th Ave N | Texas City, TX 77590-5525 |
Branch Office | 19100 Ridgewood Pkwy | San Antonio, TX 78259 |
Branch Office | 301 Le Roy St | Three Rivers, TX 78071 |