Featured Savings Rates
Featured Accounts

Synergy Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.17%5-year CD5 Year CD
1.26%1-year CD1 Year CD
0.20%SavingsShare Savings Account

Overview / Commentary
210-345-2222
1 Valero Way
San Antonio, TX 78249-1616

Synergy Federal Credit Union is headquartered in San Antonio and is the 76th largest credit union in the state of Texas. It is also the 902nd largest credit union in the nation. It was established in 1980 and as of March of 2017, it had grown to 36 employees and 11,700 members at 7 locations. Synergy Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Valero Energy Corporation, NuStar Energy, Tesoro Corporation, CST Brands, and some select employee groups.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #23605
Year Chartered1980
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.86%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$239.0MM$248.8MM
LoansQ1 2017vs Q1 2016$174.5MM$162.7MM
DepositsQ1 2017vs Q1 2016$206.8MM$219.2MM
Equity CapitalQ1 2017vs Q1 2016$30.1MM$27.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$164.00K$148.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$375.00K$276.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*-$500Cub and Teen Savings Account
OTHER TIERS: 0.20% $500+
0.85%*$75k*-IRA Savings
OTHER TIERS: 0.65% $25 - $25k | 0.75% $25k - $75k
0.20%--Share Savings Account
0.20%--Special Share Savings/Club Account

Synergy Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market Account
OTHER TIERS: 0.35% $2,500 - $25k | 0.40% $25k - $75k

Synergy Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Shared Draft Checking Account

Synergy Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$125k*-5 Year CD
OTHER TIERS: 2.02% $1k - $25k | 2.07% $25k - $75k | 2.12% $75k - $125k
1.92%*$125k*-4 Year CD
OTHER TIERS: 1.76% $1k - $25k | 1.81% $25k - $75k | 1.87% $75k - $125k
1.76%*$125k*-3 Year CD
OTHER TIERS: 1.61% $1k - $25k | 1.66% $25k - $75k | 1.71% $75k - $125k
1.51%*$125k*-2 Year CD
OTHER TIERS: 1.36% $1k - $25k | 1.41% $25k - $75k | 1.46% $75k - $125k
1.26%*$125k*-1 Year CD
OTHER TIERS: 1.11% $1k - $25k | 1.16% $25k - $75k | 1.21% $75k - $125k
0.70%*$75k*-6 Months CD
OTHER TIERS: 0.60% $1k - $75k

Synergy Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$125k*-5 Year IRA
OTHER TIERS: 2.12% $1k - $25k | 2.17% $25k - $75k | 2.22% $75k - $125k
2.02%*$125k*-4 Year IRA
OTHER TIERS: 1.87% $1k - $25k | 1.92% $25k - $75k | 1.97% $75k - $125k
1.87%*$125k*-3 Year IRA
OTHER TIERS: 1.71% $1k - $25k | 1.76% $25k - $75k | 1.81% $75k - $125k
1.61%*$125k*-2 Year IRA
OTHER TIERS: 1.46% $1k - $25k | 1.51% $25k - $75k | 1.56% $75k - $125k
1.36%*$125k*-1 Year IRA
OTHER TIERS: 1.21% $1k - $25k | 1.26% $25k - $75k | 1.31% $75k - $125k
0.80%*$75k*-6 Month IRA
OTHER TIERS: 0.70% $1k - $75k
Locations


Synergy Federal Credit Union Locations
Branch Office1801 Gulfway DrPort Arthur, TX 77640-4416
Branch Office1 Valero WaySan Antonio, TX 78249-1616
Branch Office1147 Cantwell LnCorpus Christi, TX 78407
Branch Office9701 Manchester StHouston, TX 77012-2408
Branch Office1201 25th Ave NTexas City, TX 77590-5525
Branch Office19100 Ridgewood PkwySan Antonio, TX 78259
Branch Office19500 Bulverde Rd Rm #202San Antonio, TX 78259