Synovus Bank is headquartered in Columbus and is the 2nd largest bank in the state of Georgia. It is also the 59th largest bank in the nation. It was established in 1888 and as of June of 2018, it had grown to 4,226 employees at 256 locations. Synovus Bank has an A health rating.
We have banked with a local/regional bank, Synovus or CBT for about 20 years. We have checking and savings account and we do not have to pay any fees or charges for either of these two accounts. We have found the bank to be reliable and staff to be helpful. We secured a home mortgage from them about 15 years ago and got around 3% interest rate and we were please with the rate. The application process was smooth and orderly with no problems noted. The loan officer did everything he could to keep the process streamlined. I online bank with them and have never had any problems in managing my checking and savngs accounts. They have bill pay capability that I use regularly and have never had a problem with them. I make my house payments online as well with no problems noted. I have not used them for CD, Money Market, or IRA products.
|FDIC Certificate #||873|
|Return on Assets - YTD||1.46%|
|Return on Equity - YTD||14.06%|
|Annual Interest Income||$642.6MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$31.63B$30.53B|
|Loans||Q2 2018vs Q2 2017||$24.94B$24.24B|
|Deposits||Q2 2018vs Q2 2017||$26.83B$25.47B|
|Equity Capital||Q2 2018vs Q2 2017||$3.28B$3.19B|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$251.7MM$248.1MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$77.6MM$128.2MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$6.3MM$18.0MM|
Always verify rates and promotions with the bank or credit union. We are not Synovus Bank; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|2.65%||$10k||-||21 Month New Money CD Special w/ Checking|
|2.40%||$10k||-||13 Month New Money CD Special w/ Checking|