Featured Savings Rates
Featured Accounts

TCF Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%1-year CD13 Month Promotional CD - New Money, In Branch
1.30%SavingsTCF Elite Savings - 1 Year Promo Rate, New Money
2.00%2-year CD26 Month Promotional CD - New Money, In Branch

Overview / Commentary
952-745-2760
2508 South Louise Avenue
Sioux Falls, SD 57106

TCF Bank is headquartered in Sioux Falls and is the 3rd largest bank in the state of South Dakota. It is also the 73rd largest bank in the nation. It was established in 1923 and as of September of 2017, it had grown to 5,838 employees at 340 locations. TCF Bank's savings rates are 3X the national average, and it has an A health rating.

Related Posts

TCF Bank Adds Promo CDs and Elite Savings Account - 8/23/2017

TCF Bank has two Promo CDs and Elite Savings (1.30% APY, $10k min, 1 year guarantee) in AZ, CO, IL, MI, and WI. New money and in-branch opening required.

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They're even open on Sundays!

I joined TCF Bank when I moved back to southeast Michigan, as my previous bank in New York did not offer locations in my area. I signed up for a checking account from TCF, which included free use of a VISA debit card and no maintenance fees. I now use my card as my primary source of payment for everyday use; I do not carry cash. The web banking site is very user-friendly and secure, which is a huge plus. Another perk of TCF is that most every location is open on Sundays -which is very uncommon! While I typically execute transactions through the ATM or electronically, the staff has also been friendly when I have stopped inside. One thing I do not like is that cash deposited through ATMs after 3 p.m. is not available until the next business day and checks deposited the same way are subject to a two-day hold. Other than that, I am a happy TCF customer!

Small Bank with Potential

Posted by: Leondaisoc | Dec 5, 2017

TCF Bank is good at banking the old fashion way. Their mobile app could use some work. I have had times where there were problems with my account and was able to work with a rep directly to get it resolved. Once it was fraud and they closed my account and was able to reopen a new one and another time a check was taken out of my account twice. That time I had to fight for the funds and almost closed my account but the rep who took over the issue was able to get it resolved and kept me as a customer. This bank could use more locations as the ones are few and far between but I believe they are an upcoming bank and will grow in the future.

TCF IRA Closing Fee

is $40. You don't find this out until you have filled out all the paperwork.

Mobile App Is Useless

Installed the TCF Bank app hoping to use it for depositing checks in Minnesota for a family member. Camera errors out every time it tries to capture either side of a check. I have no trouble using the camera on the mobile bank for BB&T Bank here in North Carolina.

Totally awful. I tried to call TCF Customer Service and they had no sympathy nor did they offer to have someone deal with the problem.

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Health

Health Grade Components

Overall
FDIC Certificate #28330
Year Established1923
Employees5838
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.17%
Annual Interest Income$764.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$23.02B$21.10B
LoansQ3 2017vs Q3 2016$19.08B$17.62B
DepositsQ3 2017vs Q3 2016$18.41B$17.39B
Equity CapitalQ3 2017vs Q3 2016$2.50B$2.35B
Loan Loss AllowanceQ3 2017vs Q3 2016$168.2MM$155.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$124.3MM$192.3MM
Real Estate OwnedQ3 2017vs Q3 2016$26.4MM$33.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not TCF Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

TCF Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$10k*$1mTCF Elite Savings - 1 Year Promo Rate, New Money
OTHER TIERS: 0.05% $1k - $10k | 0.25% $1mm+
0.50%*$10k*$1mTCF Elite Savings
OTHER TIERS: 0.05% $1k - $10k | 0.25% $1mm+
0.25%*-$2,500ZEO Savings
OTHER TIERS: 0.01% $2,500+
0.10%--TCF IRA Savings
0.02%--Cash Management Retirement/Education Account
0.02%--SEP Savings Account
0.01%$2,500-TCF Premier Savings
0.01%--TCF Power Savings
0.01%--TCF Regular Savings
0.01%--TCF Affinity Savings
0.01%--TCF Free Savings

TCF Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*$1mTCF Business Premier Money Market - New Money
OTHER TIERS: 0.03% $10k - $25k
0.01%--TCF Small Business Money Market
0.01%--TCF Power Money Market

TCF Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2,500-TCF Premier Checking
0.01%--TCF Premier 62+ Checking
0.01%--TCF Affinity Checking

TCF Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-26 Month Promotional CD - New Money, In Branch
1.75%$500-20 Month Promotional CD - New Money, In Branch
1.50%$500-13 Month Promotional CD - New Money, In Branch
1.50%$500-18 Month Featured CD - Existing Customers, In Branch
1.50%$500-16 Month Relationship CD
1.40%$500-13 Month Featured CD - Existing Customers, In Branch
0.50%$500-62 - 120 Month Relationship CD
0.45%$500-62 - 120 Month CD
0.40%$500-49 - 61 Month Relationship CD
0.35%$500-49 - 61 Month CD
0.35%$500-37 - 48 Month relationship CD
0.30%$500-37 - 48 Month CD
0.30%$500-30 - 36 Month Relationship CD
0.25%$500-30 - 36 Month CD
0.25%$500-21 - 29 Month Relationship CD
0.20%$500-21 - 29 Month CD
0.20%$500-14 - 20 Month Relationship CD
0.15%$500-14 - 20 Month CD
0.15%$500-16 Month CD
0.10%$500-3 - 13 Month Relationship CD
0.05%$500-3 - 13 Month CD

TCF Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-26 Month Promotional IRA - New Money, In Branch
1.75%$500-20 Month Promotional IRA - New Money, In Branch
1.50%$500-13 Month Promotional IRA - New Money, In Branch
1.50%$500-18 Month Featured IRA - Existing Customers, In Branch
1.40%$500-13 Month Featured IRA - Existing Customers, In Branch
0.50%$500-62 - 120 Month Relationship IRA
0.45%$500-62 - 120 Month IRA
0.40%$500-49 - 61 Month Relationship IRA
0.35%$500-37 - 48 Month relationship IRA
0.35%$500-49 - 61 Month IRA
0.30%$500-30 - 36 Month Relationship IRA
0.30%$500-37 - 48 Month IRA
0.25%$500-21 - 29 Month Relationship IRA
0.25%$500-30 - 36 Month IRA
0.20%$500-21 - 29 Month IRA
0.20%$500-14 - 20 Month Relationship IRA
0.15%$500-14 - 20 Month IRA
0.10%$500-3 - 13 Month Relationship CD IRA
0.05%$500-3 - 13 Month IRA
Locations

Availability