I joined TCF Bank when I moved back to southeast Michigan, as my previous bank in New York did not offer locations in my area. I signed up for a checking account from TCF, which included free use of a VISA debit card and no maintenance fees. I now use my card as my primary source of payment for everyday use; I do not carry cash. The web banking site is very user-friendly and secure, which is a huge plus. Another perk of TCF is that most every location is open on Sundays -which is very uncommon! While I typically execute transactions through the ATM or electronically, the staff has also been friendly when I have stopped inside. One thing I do not like is that cash deposited through ATMs after 3 p.m. is not available until the next business day and checks deposited the same way are subject to a two-day hold. Other than that, I am a happy TCF customer!
TCF Bank is good at banking the old fashion way. Their mobile app could use some work. I have had times where there were problems with my account and was able to work with a rep directly to get it resolved. Once it was fraud and they closed my account and was able to reopen a new one and another time a check was taken out of my account twice. That time I had to fight for the funds and almost closed my account but the rep who took over the issue was able to get it resolved and kept me as a customer. This bank could use more locations as the ones are few and far between but I believe they are an upcoming bank and will grow in the future.
I went to tcf bank on 10/31 and took out 2 money orders for my rent and my mothers in the amount of $2200. It was halloween and I was running around with my son and I lost them. I have called every number and every district manager for help before we get put out of our apartments for non payment and they will not help me. I have been with the bank for over 10 years and I have direct deposit with them. This is a horrible situation for me and my mother. Because I don't have the money order receipt they can't help me? What century are we living in!! you have no account records to help me figure out the transactions on that day and the teller did not inform that if i misplace my receipt that my money would be gone forever! I truly need assistance, this is unfair and unacceptable ):
|FDIC Certificate #||6560|
|Return on Assets - YTD||1.76%|
|Return on Equity - YTD||17.97%|
|Annual Interest Income||$874.5MM|
|Assets and Liabilities|
|Assets||Q1 2021vs Q1 2020||$125.4B$113.8B|
|Loans||Q1 2021vs Q1 2020||$80.00B$77.46B|
|Deposits||Q1 2021vs Q1 2020||$106.5B$90.69B|
|Equity Capital||Q1 2021vs Q1 2020||$12.12B$12.67B|
|Loan Loss Allowance||Q1 2021vs Q1 2020||$1.70B$1.50B|
|Unbacked Noncurrent Loans||Q1 2021vs Q1 2020||$509.4MM$570.9MM|
|Real Estate Owned||Q1 2021vs Q1 2020||$1.8MM$10.2MM|
Sorry, we do not have rate data for TCF Bank.