TCP Credit Union


Overview / Commentary
336-969-6518
3051 Westinghouse Rd
Rural Hall, NC 27045

TCP Credit Union is headquartered in Rural Hall and is the 48th largest credit union in the state of North Carolina. It is also the 3,409th largest credit union in the nation. It was established in 1980 and as of March of 2025, it had grown to 5 employees and 2,064 members at 1 location. TCP Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

TCP Credit Union is open to: (1) employees/Retirees of TurboCare (A Division of Siemens Westinghouse Power Corp.), Advanced Turbine Components Plant ( A Thyssen Krupp Company), TCP Credit Union and members in good standing of Former Westinghouse TCP Corporation, Westinghouse CBS Corporation; (2) employees and retirees of the credit union; (3) anyone who lives, works, worships, or attends school in Surry, Stokes, or Forsyth counties; (3) immediate family.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. TCP Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65384
Year Chartered1980
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD4.61%
Annual Interest Income$256K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$14.6MM$14.7MM
LoansQ1 2025vs Q1 2024$10.5MM$10.1MM
DepositsQ1 2025vs Q1 2024$11.9MM$12MM
Equity CapitalQ1 2025vs Q1 2024$2.7MM$2.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$144K$140K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$99K$104K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not TCP Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TCP Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Share Account

TCP Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$75k*-Money Market
OTHER TIERS: 0.65% $500 - $25k | 0.80% $25k - $50k | 0.95% $50k - $75k

TCP Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$20-Interest Checking

TCP Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.84%$250-9 Month CD Special
4.16%$250-36 Month CD Special
4.06%$250-18 Month CD
3.85%$250-12 Month CD
3.80%$250-24 Month CD
3.54%$250-6 Month CD
3.23%$250-60 Month CD
3.13%$250-48 Month CD

TCP Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$25-IRA Share
Locations


TCP Credit Union Locations
Branch Office3051 Westinghouse RdRural Hall, NC 27045-9570

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