TEG Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.tegfcu.com

845-452-7323

1 Commerce St
Poughkeepsie, NY 12603

TEG Federal Credit Union is headquartered in Poughkeepsie and is the 37^th largest credit union in the state of New York. It is also the 780^th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 123 employees and 35,112 members at 9 locations. TEG Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

TEG Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Ulster, Dutchess, or Orange, as well as their immediate family members. Membership also extends to members of the Dutchess County SPCA or the Child Care Council of Dutchess and Putnam Inc.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	19401
Year Chartered	1969
Employees	123
Primary Regulator

Profit Margin
Return on Assets - YTD	0.83%
Return on Equity - YTD	10.06%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$469.5MM$439.1MM
Loans	Q1 2025vs Q1 2024	$351MM$334.8MM
Deposits	Q1 2025vs Q1 2024	$409.2MM$380.9MM
Equity Capital	Q1 2025vs Q1 2024	$38.1MM$32.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.5MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$657K$774K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TEG Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Primary Savings
0.05%	$100	-	Custodial Savings
0.05%	$100	$500	Holiday Club
0.05%	$100	$500	Special Savings
0.05%	$100	-	Business Savings Accounts

TEG Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.15% → $1k - $50k \| 0.25% → $50k - $100k
0.50%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.15% → $1k - $50k \| 0.25% → $50k - $100k

TEG Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$500	-	12 Month CD
4.00%	$500	-	24 Month CD
3.82%	$500	-	36 Month CD
3.56%	$500	-	48 Month CD
3.30%	$500	-	60 Month CD
3.00%	$500	-	6 Month CD
0.55%	$500	-	3 Month CD

TEG Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$500	-	12 Month IRA
4.00%	$500	-	24 Month IRA
3.82%	$500	-	36 Month IRA
3.61%	$500	-	60 Month IRA
3.56%	$500	-	48 Month IRA
3.00%	$500	-	6 Month IRA
0.55%	$500	-	3 Month IRA
0.10%	$0	-	IRA Holding Account

Locations

TEG Federal Credit Union Locations
Branch Office	1 Commerce St	Poughkeepsie, NY 12603
Branch Office	900 Route 376	Wappingers Falls, NY 12590
Branch Office	11 Marist Dr Suite 5	Poughkeepsie, NY 12601
Branch Office	4282 Albany Post Rd	Hyde Park, NY 12538
Branch Office	16 N Plank Rd Ste 105	Newburgh, NY 12550
Branch Office	2540 Route 55	Poughquag, NY 12570
Branch Office	1145 Route 9	Wappingers Falls, NY 12590
Branch Office	140 Crystal Run Rd	Middletown, NY 10941
Branch Office	1981 State Route 32	Modena, NY 12548

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