Telco Plus Credit Union
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
Reward Plus Checking
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | Reward Checking | Reward Plus Checking 1.75% - National Average |
| 0.90% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
Overview / Commentary
Telco Plus Credit Union is headquartered in Longview and is the 161st largest credit union in the state of Texas. It is also the 2,036th largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 28 employees and 8,644 members at 2 locations. Telco Plus Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Smith or Gregg Counties in Texas.
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Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Telco Plus Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66351 |
| Year Chartered | 1951 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.14% |
| Return on Equity - YTD | -1.1% |
| Annual Interest Income | $985.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $64.5MM$65.2MM |
| Loans | Q2 2016vs Q2 2015 | $34.4MM$33.9MM |
| Deposits | Q2 2016vs Q2 2015 | $55.6MM$56.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $8.2MM$8.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $182.00K$209.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $201.00K$296.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Telco Plus Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $100 | - | IRA Regular Shares | |
| 0.10% | $100 | - | Regular Shares | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club |
Telco Plus Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Member Money Account | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | 0.30% → $50k - $100k | |||||
Telco Plus Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $20k | Reward Plus Checking | ||
| OTHER TIERS: 0.40% → $20k+ | |||||
| 0.05% | $1k | - | Share Drafts | ||
| 0.05% | $2k | - | Plus Checking | ||
Telco Plus Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 60 Month CD | |
| 0.80% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.55% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
Telco Plus Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 60 Month IRA | |
| 0.80% | $500 | - | 30 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.55% | $500 | - | 18 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.40% | $500 | - | 6 Month IRA |
Locations
| Telco Plus Credit Union Locations | ||
|---|---|---|
| Branch Office | 7395 S Broadway Ave | Tyler, TX 75703-5004 |
| Branch Office | 423 Gilmer Rd | Longview, TX 75604 |