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Telco Plus Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.telcoplus.org
903-753-5588
423 Gilmer Rd
Longview, TX 75604

Telco Plus Credit Union is headquartered in LONGVIEW and is the 123rd largest credit union in the state of Texas. It is also the 1,539th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 47 employees and 8,847 members at 4 locations. Telco Plus Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Smith or Gregg Counties in Texas.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Telco Plus Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #66351
Year Chartered1951
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD-2.16%
Return on Equity - YTD-23.68%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$140.3MM$136.3MM
LoansQ1 2025vs Q1 2024$110.9MM$106.6MM
DepositsQ1 2025vs Q1 2024$118.6MM$116MM
Equity CapitalQ1 2025vs Q1 2024$12.6MM$13.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.9MM$1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$954K$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Telco Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Telco Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Christmas Club
0.25%$100-Vacation Club
0.03%$100-Regular Shares

Telco Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$200k*-Member Money Funds
OTHER TIERS: 0.05% → $2.5k - $10k | 0.25% → $10k - $50k | 0.45% → $50k - $100k | 1.25% → $100k - $200k

Telco Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$10k*-Reward Plus Checking
OTHER TIERS: 0.25% → $0 - $5k | 1.50% → $5k - $10k
0.01%$1k-Share Drafts
0.01%$2k-Plus Checking

Telco Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-24 Month CD
3.75%$1k-60 Month CD
3.50%$500-18 Month CD
3.50%$500-36 Month CD
3.50%$500-48 Month CD
3.40%$500-12 Month CD
3.25%$500-6 Month CD

Telco Plus Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-24 Month IRA
3.75%$1k-60 Month IRA
3.50%$500-18 Month IRA
3.50%$500-36 Month IRA
3.50%$500-48 Month IRA
3.40%$500-12 Month IRA
3.25%$500-6 Month IRA
1.00%$0-IRA Savings
Locations


Telco Plus Credit Union Locations
Branch Office1010 S SOUTHEAST LOOP 323TYLER, TX 75701-3700
Corporate Office423 GILMER RDLONGVIEW, TX 75604
Branch Office7395 S BROADWAY AVETYLER, TX 75703-5004
Branch Office510 E Lantrip StKilgore, TX 75662

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