Telco Plus Credit Union
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.26% APY
Reward Plus Checking
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.26% | Reward Checking | Reward Plus Checking 1.82% - National Average |
| 0.90% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
Overview / Commentary
Telco Plus Credit Union is headquartered in Longview and is the 162nd largest credit union in the state of Texas. It is also the 2,051st largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 25 employees and 8,255 members at 2 locations. Telco Plus Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Smith or Gregg Counties in Texas.
See current membership details
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Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Telco Plus Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66351 |
| Year Chartered | 1951 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 3.23% |
| Annual Interest Income | $473.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $65.0MM$65.9MM |
| Loans | Q1 2017vs Q1 2016 | $32.8MM$34.3MM |
| Deposits | Q1 2017vs Q1 2016 | $56.2MM$56.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $8.4MM$8.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $247.00K$198.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $160.00K$168.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Telco Plus Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $100 | - | IRA Regular Shares | |
| 0.10% | $100 | - | Regular Shares | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club |
Telco Plus Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Member Money Account | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | 0.30% → $50k - $100k | |||||
Telco Plus Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $20k | Reward Plus Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
| 0.05% | $1k | - | Share Drafts | ||
| 0.05% | $2k | - | Plus Checking | ||
Telco Plus Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 60 Month CD | |
| 0.80% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.55% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
Telco Plus Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 60 Month IRA | |
| 0.80% | $500 | - | 30 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.55% | $500 | - | 18 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.40% | $500 | - | 6 Month IRA |
Locations
| Telco Plus Credit Union Locations | ||
|---|---|---|
| Branch Office | 7395 S Broadway Ave | Tyler, TX 75703-5004 |
| Branch Office | 423 Gilmer Rd | Longview, TX 75604 |