Telco Triad Community Credit Union


Overview / Commentary
712-252-4368
1420 Tri View Ave
Sioux City, IA 51103

Telco Triad Community Credit Union is headquartered in Sioux City and is the 24th largest credit union in the state of Iowa. It is also the 1,470th largest credit union in the nation. It was established in 1945 and as of March of 2025, it had grown to 45 employees and 15,739 members at 6 locations. Telco Triad Community Credit Union has an A health rating.

Field of Membership Restrictions

Telco Triad Community Credit Union is open to those who live, work, or have family members in the Iowa counties of Audubon, Buena Vista, Carroll, Cherokee, Clay, Crawford, Cass, Dickinson, Emmet, Harrison, Ida, Mills, Montgomery, Monona, O'Brien, Osceola, Plymouth, Palo Alto, Pocahontas, Pottawattamie, Sac, Sioux, Shelby, or Woodbury; the Nebraska counties of Douglas, Dakota, Thurston, Sarpy, or Washington; or Union County in South Dakota.
See current membership details

Reviews (2)

Not Impressed

Posted by: |

I called yesterday to get information on their CD. I found out I cannot buy one online and I have to drive 2 hours to the nearest location to me. I consider this very poor customer service.

Misleading Rate For 70+ Seniors

The IRA CD rate is misleading. If your age requires an RMD they will calculate your RMDs for the duration of the CD then deduct that amount from the total and put it in a "passbook" IRA account at .3% for your future RMDs. The remainder will be deposited in the CD for the full term. So the total APY for your money will be much less. In my case I would have received a 3.33% rate on my savings instead of the advertised 4.75% for a 5 year CD.
Confusing and misleading at best.



Health

Health Grade Components

Overall
NCUA #63218
Year Chartered1945
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.82%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$155.3MM$146.7MM
LoansQ1 2025vs Q1 2024$114.7MM$117.6MM
DepositsQ1 2025vs Q1 2024$137.9MM$131.9MM
Equity CapitalQ1 2025vs Q1 2024$16.7MM$14.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$351K$231K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$357K$254K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Telco Triad Community Credit Union are currently being reviewed.

Locations


Telco Triad Community Credit Union Locations
Branch Office5500 Military RdSioux City, IA 51109
Corporate Office3098 Floyd BlvdSioux City, IA 51108
Branch Office24 W 4th StSpencer, IA 51301
Branch Office11 N 7th StDenison, IA 51442
Branch Office2550 Glenn AveSioux City, IA 51106
Branch Office818 W 7th StSioux City, IA 51103

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.