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Tennessee Valley Federal Credit Union


Overview / Commentary
www.tvfcu.com
423-634-3600
535 Chestnut St
Chattanooga, TN 37402

Tennessee Valley Federal Credit Union is headquartered in Chattanooga and is the 5th largest credit union in the state of Tennessee. It is also the 166th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 493 employees and 166,797 members at 26 locations. Tennessee Valley Federal Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in the Tennessee counties of Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, or Sequatchie, or the Georgia counties of Catoosa, Chattooga, Dade, Gordon, Murray, Walker, or Whitfield. Immediate family members are also eligible for the membership.
See current membership details

Related Posts

Tennessee Valley Fed Credit Union Debuts Rate-Leading 10-Month CD Special - 3/5/2024

Tennessee Valley Federal Credit Union (TN/GA)has added a 10-month CD Special with a market-leading APY. $10k minimum deposit, with no stated balance cap.

Tennessee Valley Fed Credit Union 60-Month CD Has Competitive Rate - 12/4/2023

Tennessee Valley Federal Credit Union (TN/GA) 60-month CD currently offers a 5.09% APY and is the most competitive CD in the product line. $1k min deposit, with no cap.

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Health
A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #1520
Year Chartered1936
Employees493
Primary Regulator
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD12.16%
Annual Interest Income$69.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.74B$2.6B
LoansQ2 2024vs Q2 2023$1.95B$1.9B
DepositsQ2 2024vs Q2 2023$2.33B$2.16B
Equity CapitalQ2 2024vs Q2 2023$382MM$331.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$16.6MM$14.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$14.3MM$8.1MM
Real Estate OwnedQ2 2024vs Q2 2023$108K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Tennessee Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tennessee Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-IRA Variable Savings
OTHER TIERS: 2.50% → $0 - $10k | 2.55% → $10k - $25k | 2.70% → $25k - $50k | 2.95% → $50k - $100k
0.45%$0-Health Savings Account
0.30%$0-Share Savings Account
0.30%$0-Regular Club
0.30%$0-Christmas Club
0.30%$0-Business Share Savings Account
0.30%$0-Business Regular Club

Tennessee Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$200k*-Business Money Market
OTHER TIERS: 2.50% → $2.5k - $10k | 2.55% → $10k - $25k | 2.70% → $25k - $50k | 2.95% → $50k - $100k | 3.00% → $100k - $150k | 3.05% → $150k - $200k
3.00%*$100k*-Money Market Account
OTHER TIERS: 2.50% → $2.5k - $10k | 2.55% → $10k - $25k | 2.70% → $25k - $50k | 2.95% → $50k - $100k

Tennessee Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-TVFCU Perks Platinum Checking
0.25%$0-TVFCU Perks Plus Checking
0.05%$0-Small Business Checking w/ Dividends
0.05%$0-Commercial Checking

Tennessee Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-6 Month CD
4.15%$1k-Business 6 Month CD
4.00%$1k-12 Month CD
4.00%$1k-18 Month CD
4.00%$1k-Business 12 Month CD
4.00%$1k-Business 18 Month CD
3.75%$1k-24 Month CD
3.75%$1k-Business 24 Month CD
3.00%$1k-30 Month CD
3.00%$1k-60 Month CD
3.00%$1k-Business 30 Month CD
3.00%$1k-Business 60 Month CD

Tennessee Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-6 Month IRA
4.00%$1k-12 Month IRA
4.00%$1k-18 Month IRA
3.75%$1k-24 Month IRA
3.00%$1k-30 Month IRA
3.00%$1k-60 Month IRA
Locations

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