Tennessee Valley Federal Credit Union is headquartered in Chattanooga and is the 5th largest credit union in the state of Tennessee. It is also the 163rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 504 employees and 170,413 members at 27 locations. Tennessee Valley Federal Credit Union has an A+ health rating.
Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in the Tennessee counties of Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, or Sequatchie, or the Georgia counties of Catoosa, Chattooga, Dade, Gordon, Murray, Walker, or Whitfield. Immediate family members are also eligible for the membership.
See current membership details
Overall | |
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NCUA # | 1520 |
Year Chartered | 1936 |
Employees | 504 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.53% |
Return on Equity - YTD | 10.58% |
Annual Interest Income | $38.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $2.91B$2.67B |
Loans | Q1 2025vs Q1 2024 | $2.1B$1.95B |
Deposits | Q1 2025vs Q1 2024 | $2.47B$2.28B |
Equity Capital | Q1 2025vs Q1 2024 | $418.7MM$369.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $18.5MM$16.1MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10.8MM$11.8MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $1MM$108K |
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