Texas Bay Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.76% | Reward Checking | Member Advantage 1.82% - National Average |
| 1.56% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.50% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
Texas Bay Credit Union is headquartered in Houston and is the 52nd largest credit union in the state of Texas. It is also the 620th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 114 employees and 38,014 members at 6 locations. Texas Bay Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school several communities in the suburbs of Houston including areas within a 10 mile radius of any office. You can also be eligible via Select Employer Groups.
See current membership details
Related Posts
Love This Bank.
I have been a member of TBACU for 4 yrs now. They are areas always professional and treated me with courtesy and respect. They have proven to me that the customer is always right. And the pay interest on their checking accounts. What!!!!!!!
GOOD BANK AND GOOD SERVICE
I LOVE TBACU, GOOD SERVICE, BUT I THINK WE NEED MORE LOCATIONS IN HOUSTON AREA!!!!! I HAVE BEEN WITH THEM FOR ALMOST 4 YEARS AND THEY ALWAYS TREAT ME WITH COURTESY AND RESPECT.
Scary Experience!
I had been a customer of TBACU for 20+ years and never had a problem. Then, they screwed up some internal paperwork and gave the IRS false information on one of my accounts. It only cost me aggravation initially, because I always had my information together and was able to prove that the bank was wrong. But then, one day, they tried to force me to sign false documents. When I refused, they froze my account and would not respond to calls. I had to call the FBI to get my money out of the bank. My guess is they were in trouble with the regulators and were trying to cover themselves for it. This is a very dangerous institution, they were almost able to steal my money. I have this all well documented with the regulatory agencies
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67465 |
| Year Chartered | 1936 |
| Employees | 114 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 7.12% |
| Annual Interest Income | $18.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $396.7MM$362.8MM |
| Loans | Q4 2016vs Q4 2015 | $333.5MM$283.0MM |
| Deposits | Q4 2016vs Q4 2015 | $321.5MM$292.6MM |
| Equity Capital | Q4 2016vs Q4 2015 | $40.5MM$37.2MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $2.8MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $4.0MM$3.8MM |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Texas Bay Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Texas Bay Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $200k* | - | IRA Deposit Account | ||
| OTHER TIERS: 0.10% → $100 - $5k | 0.12% → $5k - $20k | 0.13% → $20k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $150k | 0.39% → $150k - $200k | |||||
| 0.12%* | $200k* | - | Share Account | ||
| OTHER TIERS: 0.06% → $100 - $50k | 0.07% → $50k - $100k | 0.08% → $100k - $150k | 0.10% → $150k - $200k | |||||
| 0.12%* | $200k* | - | Christmas Club | ||
| OTHER TIERS: 0.06% → $100 - $50k | 0.07% → $50k - $100k | 0.08% → $100k - $150k | 0.10% → $150k - $200k | |||||
| 0.12%* | $200k* | - | Business Share Account | ||
| OTHER TIERS: 0.06% → $100 - $50k | 0.07% → $50k - $100k | 0.08% → $100k - $150k | 0.10% → $150k - $200k | |||||
Texas Bay Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $200k* | - | Bonus Money Fund | ||
| OTHER TIERS: 0.10% → $100 - $5k | 0.12% → $5k - $20k | 0.13% → $20k - $50k | 0.15% → $50k - $100k | 0.17% → $100k - $150k | 0.19% → $150k - $200k | |||||
| 0.25%* | $200k* | - | Business Bonus Money Fund | ||
| OTHER TIERS: 0.10% → $500 - $5k | 0.12% → $5k - $20k | 0.13% → $20k - $50k | 0.15% → $50k - $100k | 0.17% → $100k - $150k | 0.19% → $150k - $200k | |||||
Texas Bay Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | - | $15k | Member Advantage | ||
| OTHER TIERS: 0.15% → $15k+ | |||||
| 0.05%* | $100k* | - | Premium Checking | ||
| OTHER TIERS: 0.04% → $250 - $100k | |||||
| 0.03% | $250 | - | Regular Checking | ||
| 0.03% | $250 | - | 50+ Checking | ||
| 0.03% | $250 | - | Simply+ Checking | ||
Texas Bay Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $50k | - | Jumbo 60 Month CD | |
| 1.65% | $50k | - | Jumbo 36 Month CD Special | |
| 1.56% | $1k | - | 60 Month CD | |
| 1.51% | $50k | - | Jumbo 48 Month CD | |
| 1.31% | $1k | - | 48 Month CD | |
| 1.16% | $50k | - | Jumbo 18 Month CD Special | |
| 0.90% | $50k | - | Jumbo 24 Month CD | |
| 0.90% | $1k | - | 36 Month CD | |
| 0.70% | $1k | - | 24 Month CD | |
| 0.70% | $50k | - | Jumbo 12 Month CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.60% | $50k | - | Jumbo 6 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | 6 Month CD | |
| 0.30% | $1k | - | 12 Month Payroll Growth CD |
Texas Bay Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $50k | - | Jumbo 60 Month IRA | |
| 1.76% | $50k | - | Jumbo 60 Month CESA | |
| 1.65% | $50k | - | Jumbo 36 Month IRA Special | |
| 1.65% | $50k | - | Jumbo 36 Month CESA Special | |
| 1.56% | $1k | - | 60 Month IRA | |
| 1.56% | $1k | - | 60 Month CESA | |
| 1.51% | $50k | - | Jumbo 48 Month IRA | |
| 1.51% | $50k | - | Jumbo 48 Month CESA | |
| 1.31% | $1k | - | 48 Month IRA | |
| 1.31% | $1k | - | 48 Month CESA | |
| 1.16% | $50k | - | Jumbo 18 Month IRA Special | |
| 1.16% | $50k | - | Jumbo 18 Month CESA Special | |
| 0.90% | $50k | - | Jumbo 24 Month IRA | |
| 0.90% | $1k | - | 36 Month IRA | |
| 0.90% | $50k | - | Jumbo 24 Month CESA | |
| 0.90% | $1k | - | 36 Month CESA | |
| 0.70% | $50k | - | Jumbo 12 Month IRA | |
| 0.70% | $1k | - | 24 Month IRA | |
| 0.70% | $50k | - | Jumbo 12 Month CESA | |
| 0.70% | $1k | - | 24 Month CESA | |
| 0.60% | $50k | - | Jumbo 6 Month IRA | |
| 0.60% | $1k | - | 18 Month IRA | |
| 0.60% | $50k | - | Jumbo 6 Month CESA | |
| 0.60% | $1k | - | 18 Month CESA | |
| 0.50% | $1k | - | 12 Month IRA | |
| 0.50% | $1k | - | 12 Month CESA | |
| 0.40% | $1k | - | 6 Month IRA | |
| 0.40% | $1k | - | 6 Month CESA |
| Texas Bay Credit Union Locations | ||
|---|---|---|
| Branch Office | 2955 Gulf Fwy S | League City, TX 77573 |
| Branch Office | 12611 Fuqua St | Houston, TX 77034 |
| Branch Office | 1301 W Pasadena Fwy | Pasadena, TX 77506 |
| Branch Office | 12310 W Lake Houston Parkway | Houston, TX 77044 |
| Branch Office | 1300 W Pasadena Fwy | Pasadena, TX 77506 |
| Branch Office | 15245 Wallisville Rd | Houston, TX 77049 |