Texas Bay Credit Union is headquartered in Houston and is the 45th largest credit union in the state of Texas. It is also the 534th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 175 employees and 57,093 members at 9 locations. Texas Bay Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Texas Bay Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, or Waller. Employees of more than 90 SEGs, including several large petrochemical companies, also qualify for membership.
See current membership details
Not Will To Help
Money was accidentally taken out of my shared branch account and when it was explained to the branch manger at the West lake branch what happened she was unwilling to reverse the money back into my account. Knowing what happened she stated it would have to be investigated without having a police report for what when you know what happened needless to as a special trip had to be made to the bank to withdraw the money and redeposit into the shared branch account that it was accidentally taken from.......
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67465 |
| Year Chartered | 1936 |
| Employees | 175 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.14% |
| Return on Equity - YTD | -1.79% |
| Annual Interest Income | $23.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $801.6MM$697.2MM |
| Loans | Q2 2024vs Q2 2023 | $579.1MM$529.6MM |
| Deposits | Q2 2024vs Q2 2023 | $656.7MM$528.7MM |
| Equity Capital | Q2 2024vs Q2 2023 | $62.8MM$61.2MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $5.9MM$5.1MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $5.9MM$6.2MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |