Texas Bay Credit Union


Overview / Commentary
713-999-4152
12611 Fuqua St
Houston, TX 77034

Texas Bay Credit Union is headquartered in Houston and is the 52nd largest credit union in the state of Texas. It is also the 606th largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 168 employees and 52,962 members at 9 locations. Texas Bay Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Texas Bay Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Brazoria, Chambers, Fort Bend, Galveston, Liberty, Montgomery, or Waller. Employees of more than 90 SEGs, including several large petrochemical companies, also qualify for membership.
See current membership details

Related Posts

Texas Bay Credit Union Adds Limited-Time Rate-Leading 60-Month CD - 1/12/2023

Texas Bay Credit Union (Houston area) has added a limited-time, rate-leading 60-month CD that is callable twice a year. $50k minimum opening deposit.

Texas Bay CU Has Limited Time 60 Month At 5.22APY - 1/2/2023

Texas Bay Credit Union is offering a Limited Time 60 month CD at 5.22%APY. Unfortunately callable after 90 days and every 6 months thereafter, until maturity. $5,000 minimum. Not nationally available but a pretty wide range of membership. Great rate for 90 days ! Might not be called till the end of 2023 when rates start tumbling in preparation for the 2024 election.

View all posts from:


Good Credit Union

Posted by: |

I became a member in 2015 when I financed my car. I only had one incident with them and I was given the wrong information when I refinanced my new car in 2017. I was pretty upset that they didn't take ownership on the information that was given to me, I felt like they could have done a better job at handling that situation. Normally I would stop doing business if I received bad customer service, however out of the 4 years I have been with this credit union that was the only bad experience. Every time I call or go up to the a branch I always get great customer service and that is a plus for me.

Love This CU!

I love Texas Bay! They have always been there for me when I’ve been down on my luck. They’ve given me second chances on my loans and have worked with me when my husband got sick and couldn’t work. They go above and beyond for you, you just have to be honest. They also have really good rates.

Hidden fees

I have accounts at tbacu that I like to forget about. It is almost a safety net of money. But I realized that they were charging me fees for not making any actions. I had multiple of these fees add up because I was not paying attention. Thry told me all I have to do is log in into my account to get these fees to stop. So now I have an alarm every six months to log into the web site so I no longer get these inactive fees. Luckily they waived the previous fees that I had gotten but it's just a pain to always have to log in.

Not Will To Help

Posted by: |

Money was accidentally taken out of my shared branch account and when it was explained to the branch manger at the West lake branch what happened she was unwilling to reverse the money back into my account. Knowing what happened she stated it would have to be investigated without having a police report for what when you know what happened needless to as a special trip had to be made to the bank to withdraw the money and redeposit into the shared branch account that it was accidentally taken from.......

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #67465
Year Chartered1936
Employees168
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.21%
Annual Interest Income$20.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$650.5MM$548.4MM
LoansQ3 2022vs Q3 2021$473.7MM$399.0MM
DepositsQ3 2022vs Q3 2021$489.2MM$469.2MM
Equity CapitalQ3 2022vs Q3 2021$58.5MM$54.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$4.3MM$4.2MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$6.1MM$2.7MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for Texas Bay Credit Union are currently being reviewed.

Locations


Texas Bay Credit Union Locations
Branch Office12611 Fuqua StHouston, TX 77034
Branch Office1301 W Pasadena FwyPasadena, TX 77506
Branch Office12310 W Lake Houston ParkwayHouston, TX 77044
Branch Office4747 FM 1463 Rd Ste 1000Katy, TX 77494
Branch Office9212 Fry Road # 100Cypress, TX 77433
Branch Office18320 W Airport Blv Suite 100Richmond, TX 77407
Branch Office15763 Wallisville RdHouston, TX 77049
Branch Office11555 Magnolia Parkway Suite 170Pearland, TX 77584
Branch Office6640 S. Shore Blvd Suite 100League City, TX 77573

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.