Overview / Commentary
Texas DPS Credit Union is headquartered in Austin and is the 149th largest credit union in the state of Texas. It is also the 1,844th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 19 employees and 5,800 members at 2 locations. Texas DPS Credit Union has an A health rating.
Field of Membership Restrictions
Texas DPS Credit Union is open to (1) those who reside, attend school or work within a ten-mile radius of the credit union in Austin, Texas; (2) employees and retirees of a Public Safety Association, such as TX DPS, TX Ranger, TX Sheriff, TX Police, and etc; (3) members of the DPS Museum or family of current credit union members
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texas DPS Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67511 |
| Year Chartered | 1954 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.94% |
| Return on Equity - YTD | 8.29% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $98.7MM$96.8MM |
| Loans | Q1 2025vs Q1 2024 | $55.8MM$59MM |
| Deposits | Q1 2025vs Q1 2024 | $86.9MM$86.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $11.2MM$9.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $325K$275K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $101K$45K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |