Texas First Bank

Overview / Commentary
3232 Palmer Highway
Texas City, TX 77590

Texas First Bank is headquartered in TEXAS CITY and is the 53rd largest bank in the state of Texas. It is also the 543rd largest bank in the nation. It was established in 1982 and as of March of 2023, it had grown to 253 employees at 28 locations. Texas First Bank has a B+ health rating.

Reviews (2)

Great Products And Customer Service

Posted by: |

The employees are awesome. They know my name and I get better products than if I was with a large mega bank. Texas First Bank is also sponsor to one of the little league teams in my community. I enjoy seeing the bank that has my money invest it in my community.

Not What They Seem

Posted by: |

their HSA account has $5/mo fees

their website is very primitive .
Accounts come with with a bunch of hidden, undisclosed fees

Branch bankers enormously uninformed.

very disappointing experience.


Health Grade Components

FDIC Certificate #23799
Year Established1982
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD16.11%
Annual Interest Income$20.4MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$2.11B$2.12B
LoansQ1 2023vs Q1 2022$1.05B$972.5MM
DepositsQ1 2023vs Q1 2022$1.83B$1.95B
Equity CapitalQ1 2023vs Q1 2022$179.0MM$173.0MM
Loan Loss AllowanceQ1 2023vs Q1 2022$17.0MM$16.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$1.9MM$1.6MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Texas First Bank Savings Account Rates

2.00%*-$20kKasasa Saver
OTHER TIERS: 1.00% $20k+

Texas First Bank Checking Account Rates

4.00%*-$10kKasasa Cash - Really High Level 2 Reward
OTHER TIERS: 1.00% $10k+
3.00%*-$10kKasasa Cash - Level 1 Rewards
OTHER TIERS: 1.00% $10k+


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