Overview / Commentary
Texas First Bank is headquartered in Texas City and is the 47th largest bank in the state of Texas. It is also the 571st largest bank in the nation. It was established in 1982 and as of December of 2019, it had grown to 250 employees at 28 locations. Texas First Bank has an A+ health rating.
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Reviews (2)
Great Products And Customer Service
Posted by: Anonymous | Aug 19, 2011
The employees are awesome. They know my name and I get better products than if I was with a large mega bank. Texas First Bank is also sponsor to one of the little league teams in my community. I enjoy seeing the bank that has my money invest it in my community.
Not What They Seem
Posted by: oldtechy | Jul 1, 2015
their HSA account has $5/mo fees
their website is very primitive .
Accounts come with with a bunch of hidden, undisclosed fees
Branch bankers enormously uninformed.
very disappointing experience.
Health
A+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23799 |
| Year Established | 1982 |
| Employees | 250 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.45% |
| Return on Equity - YTD | 12.65% |
| Annual Interest Income | $50.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $1.47B$1.09B |
| Loans | Q4 2019vs Q4 2018 | $785.9MM$603.8MM |
| Deposits | Q4 2019vs Q4 2018 | $1.30B$966.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $164.2MM$114.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $10.9MM$9.3MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $6.0MM$6.4MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $625.00K$2.6MM |
