Texas First Bank is headquartered in Texas City and is the 44th largest bank in the state of Texas. It is also the 518th largest bank in the nation. It was established in 1982 and as of December of 2021, it had grown to 251 employees at 27 locations. Texas First Bank has an A health rating.
The employees are awesome. They know my name and I get better products than if I was with a large mega bank. Texas First Bank is also sponsor to one of the little league teams in my community. I enjoy seeing the bank that has my money invest it in my community.
their HSA account has $5/mo fees
their website is very primitive .
Accounts come with with a bunch of hidden, undisclosed fees
Branch bankers enormously uninformed.
very disappointing experience.
Overall | |
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FDIC Certificate # | 23799 |
Year Established | 1982 |
Employees | 251 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.67% |
Return on Equity - YTD | 18.06% |
Annual Interest Income | $67.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $2.14B$1.73B |
Loans | Q4 2021vs Q4 2020 | $909.4MM$942.6MM |
Deposits | Q4 2021vs Q4 2020 | $1.95B$1.55B |
Equity Capital | Q4 2021vs Q4 2020 | $185.3MM$172.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $15.9MM$14.0MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $4.9MM$5.7MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Texas First Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | - | $10k | Kasasa Saver | ||
OTHER TIERS: 0.15% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.01%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.10% → $10k+ |