Texas First Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

texasfirst.bank

409-948-1990

3232 Palmer Highway
Texas City, TX 77590

Texas First Bank is headquartered in TEXAS CITY and is the 54^th largest bank in the state of Texas. It is also the 525^th largest bank in the nation. It was established in 1982 and as of March of 2025, it had grown to 270 employees at 27 locations. Texas First Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	23799
Year Established	1982
Employees	270
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	13.06%
Annual Interest Income	$27.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.3B$2.19B
Loans	Q1 2025vs Q1 2024	$1.21B$1.19B
Deposits	Q1 2025vs Q1 2024	$2.03B$1.89B
Equity Capital	Q1 2025vs Q1 2024	$214.9MM$190.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$15.8MM$16.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$823K$3.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas First Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$0	$20k	Kasasa Saver
OTHER TIERS: 0.75% → $20k+

Texas First Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$10k	Kasasa Cash - Really High Level 2 Reward
OTHER TIERS: 0.50% → $10k+
2.00%	$0	$10k	Kasasa Cash - Level 1 Rewards

Locations

Availability

Houston Area

Houston Area bank & credit union details

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