Texas Gulf Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.texasgulfbank.com

713-595-7400

1626 South Voss Rd.
Houston, TX 77057

Texas Gulf Bank is headquartered in HOUSTON and is the 137^th largest bank in the state of Texas. It is also the 1,403^rd largest bank in the nation. It was established in 1913 and as of March of 2025, it had grown to 116 employees at 9 locations. Texas Gulf Bank's money market rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3206
Year Established	1913
Employees	116
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	5.5%
Annual Interest Income	$8.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$684.7MM$695.4MM
Loans	Q1 2025vs Q1 2024	$474.3MM$463.8MM
Deposits	Q1 2025vs Q1 2024	$602.9MM$607.8MM
Equity Capital	Q1 2025vs Q1 2024	$78.6MM$74MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.3MM$4.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$214K$1.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas Gulf Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$100	-	Gulf Rewards Savings Account
0.55%^*	$5k^*	-	Health Savings NOW
OTHER TIERS: 0.50% → $1k - $5k
0.50%	$100	-	Commercial Savings
0.50%	$100	-	Personal Savings

Texas Gulf Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%^*	$1m^*	-	Personal Money Market Account
OTHER TIERS: 0.75% → $0 - $40k \| 0.85% → $40k - $100k \| 1.06% → $100k - $500k \| 1.61% → $500k - $1m
1.76%^*	$1m^*	-	Business Money Market Account
OTHER TIERS: 0.75% → $0 - $40k \| 0.85% → $40k - $100k \| 1.06% → $100k - $500k \| 1.61% → $500k - $1m

Texas Gulf Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%^*	$1m^*	-	VIP High Yield Checking Account
OTHER TIERS: 0.55% → $0 - $75k \| 0.75% → $75k - $250k \| 0.85% → $250k - $500k \| 1.41% → $500k - $1m
0.85%^*	$0	$25k	Gulf Advantage Checking
OTHER TIERS: 0.55% → $25k - $50k
0.50%	$2.5k	-	Commercial NOW

Texas Gulf Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%	$2.5k	-	180 Day CD
3.35%	$2.5k	-	18 Month CD
3.30%	$2.5k	-	1 Year CD
3.25%	$2.5k	-	2 Year CD
3.25%	$2.5k	-	3 Year CD
3.25%	$2.5k	-	4 Year CD
3.25%	$2.5k	-	5 Year CD
1.81%	$2.5k	-	90 Day CD
1.26%	$2.5k	-	30 Day CD

Texas Gulf Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.34%	$2k	-	18 Month Fixed IRA
3.34%	$1k	-	18 Month Variable Rate IRA
3.29%	$2k	-	1 Year Fixed IRA
3.24%	$2k	-	2 Year Fixed IRA
3.24%	$2k	-	3 Year Fixed IRA
3.24%	$2k	-	4 Year Fixed IRA
3.24%	$2k	-	5 Year Fixed IRA

Locations

Texas Gulf Bank Locations
Friendswood Branch	1003 S. Friendswood Drive	Friendswood, TX 77546
Clute Branch	1030 Dixie Drive	Clute, TX 77531
West Columbia	109 East Brazos Avenie	West Columbia, TX 77486
Freeport Branch	1400 Brazosport Boulevard	Freeport, TX 77541
Angleton Branch	1717 North Velasco	Angleton, TX 77515
Texas Gulf Bank, National Association	1626 S Voss Rd	Houston, TX 77057
Lake Jackson Branch	203 This Way	Lake Jackson, TX 77566
Houston Branch	5600 Kirby Drive, Suite 1 & 2	West University Place, TX 77005
Citycentre Branch	900 Town & Country Lane	Houston, TX 77024

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