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Texas Heritage National Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.texashnb.com
903-645-2251
107 Webb Street
Daingerfield, TX 75638

Texas Heritage National Bank is headquartered in DAINGERFIELD and is the 108th largest bank in the state of Texas. It is also the 1,139th largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 77 employees at 6 locations. Texas Heritage National Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews (2)

Account Paying 3.3% Is Only For Children Of Fallen Service Members

Posted by: |

Great rate and admirable that they have such accounts, but to save time for others, noting here.

5

3.30% Is Only For Max 50K Balance

Posted by: |

3.30% is an awesome savings account rate, but according to their very difficult to find rate and terms page, you only get 3.30% rate on Gold Star Savings when your balance is between $.01 and $50,000.

If your balance goes above 50k your rate becomes 0.35%

https://www.texashnb.com/index.cfm/index.cfm/rates

5


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #3161
Year Established1892
Employees77
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD17.05%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$905.5MM$657.3MM
LoansQ1 2025vs Q1 2024$791.5MM$550.2MM
DepositsQ1 2025vs Q1 2024$789.5MM$553.1MM
Equity CapitalQ1 2025vs Q1 2024$83.1MM$54.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.4MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$70K$34K
Real Estate OwnedQ1 2025vs Q1 2024$31K$321K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Texas Heritage National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas Heritage National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$100-Lil' "Buck" aroo
0.75%$100-Traditional Savings

Texas Heritage National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-Money Market Account

Texas Heritage National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%*$100*$25kTexas Star Checking - Qualifying
OTHER TIERS: 1.36% → $25k+
1.51%*$50k*-Business Rewards Checking
OTHER TIERS: 0.50% → $1k - $10k | 0.75% → $10k - $25k | 1.00% → $25k - $50k
1.00%*$50k*-Premier Checking
OTHER TIERS: 0.50% → $10k - $25k | 0.75% → $25k - $50k
0.50%$1k-Heritage Checking
0.50%$0-Frontier Checking

Texas Heritage National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-180 Day CD
4.07%$1k-Business 180 Day CD
4.07%$1k-7 Month CD
4.07%$1k-Business 7 Month CD
3.92%$1k-12 Month CD
3.92%$1k-Business 12 Month CD
3.61%$1k-18 Month CD
3.61%$1k-Business 18 Month CD
3.35%$1k-24 Month CD
3.35%$1k-Business 24 Month CD
3.04%$10k-27 Month Bump Rate CD
3.04%$10k-Business 27 Month Bump Rate CD
2.84%$1k-30 Month CD
2.84%$1k-Business 30 Month CD
2.68%$1k-36 Month CD
2.68%$1k-Business 36 Month CD
2.63%$1k-48 Month CD
2.63%$1k-Business 48 Month CD
2.53%$10k-60 Month Two Bump Rate CD
2.53%$10k-Business 60 Month Two Bump CD
2.48%$1k-13 Month CD
2.48%$1k-Business 13 Month CD
1.56%$1k-30 Days CD
1.56%$1k-Business 30 Day CD
1.26%$1k-90 Day CD
1.26%$1k-Business 90 Day CD

Texas Heritage National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k-30 Month IRA
3.04%$1k-18 Month IRA
2.89%$1k-12 Month IRA
Locations


Texas Heritage National Bank Locations
Omaha Branch201 West MainOmaha, TX 75571
Texas Heritage National Bank107 Webb StDaingerfield, TX 75638
Sulphur Springs-Branch215 N Hillcrest DrSulphur Springs, TX 75482
Nbd Ore City Branch215 Us Highway 259 SOre City, TX 75683
Dallas Branch Office4801 Spring Valley RdFarmers Branch, TX 75244

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