Texas People Federal Credit Union
Overview / Commentary
Texas People Federal Credit Union is headquartered in Fort Worth and is the 238th largest credit union in the state of Texas. It is also the 3,021st largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 9 employees and 2,161 members at 1 location. Texas People Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Texas People Federal Credit Union is open to those who live, work, worship, or attend school in 12 Zip Codes in Tarrant County, Texas. Employees of seven Select Employer Groups, including Union Pacific Railroad, also qualify for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texas People Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5337 |
| Year Chartered | 1946 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.78% |
| Return on Equity - YTD | -10.24% |
| Annual Interest Income | $376K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $26.1MM$26.4MM |
| Loans | Q1 2025vs Q1 2024 | $18.3MM$18.9MM |
| Deposits | Q1 2025vs Q1 2024 | $21.1MM$20.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.4MM$4.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $79K$83K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $135K$206K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |