Overview / Commentary
Texasgulf Federal Credit Union is headquartered in Wharton and is the 99th largest credit union in the state of Texas. It is also the 1,238th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 31 employees and 14,802 members at 2 locations. Texasgulf Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in TexasGulf Federal Credit Union is open to individuals who live, work, worship, or attend school in the Texas counties of Calhoun, Colorado, DeWitt, Fayette, Gonzales, Jackson, Lavaca, Lee, Matagorda, or Wharton.
See current membership details
Health
A+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2322 |
| Year Chartered | 1937 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 7.66% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $211.6MM$192.3MM |
| Loans | Q1 2025vs Q1 2024 | $129.7MM$118MM |
| Deposits | Q1 2025vs Q1 2024 | $184MM$167.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $26.2MM$22.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $584K$581K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $335K$367K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |