Texoma Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

texomacu.com

940-851-4000

3800 Sheppard Access Rd
Wichita Falls, TX 76306

Texoma Community Credit Union is headquartered in Wichita Falls and is the 87^th largest credit union in the state of Texas. It is also the 1,065^th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 87 employees and 26,021 members at 3 locations. Texoma Community Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Texoma Community Credit Union is open to those who live or work in any of the following Texas counties: Archer, Baylor, Clay, Cooke, Denton, Foard, Grayson, Hardeman, Jack, Montague, Palo Pinto, Parker, Stephens, Tarrant, Throckmorton, Wichita, Wilbarger, Wise, or Young.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61527
Year Chartered	1953
Employees	87
Primary Regulator

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	12.98%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$285.3MM$274MM
Loans	Q1 2025vs Q1 2024	$235.8MM$225.7MM
Deposits	Q1 2025vs Q1 2024	$245.8MM$235.9MM
Equity Capital	Q1 2025vs Q1 2024	$33.6MM$30.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.4MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$852K
Real Estate Owned	Q1 2025vs Q1 2024	$274K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texoma Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Regular Savings
0.10%	$100	-	Christmas Club

Texoma Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$100k^*	-	MMA Platinum
OTHER TIERS: 2.02% → $50k - $100k
0.10%	$100	-	MMA Savings
0.10%	$10k	-	MMA Gold

Texoma Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.51%^*	$0	$10k	Cashtastic Checking
OTHER TIERS: 0.25% → $10k+

Texoma Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.18%	$1k	-	6 Month CD
4.18%	$1k	-	1 Year CD
3.56%	$1k	-	2 Year CD
3.04%	$1k	-	3 Year CD
3.04%	$1k	-	4 Year CD
3.04%	$1k	-	5 Year CD
0.10%	$1k	-	3 Month CD

Texoma Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%	$1k	-	6 Month IRA
4.60%	$1k	-	1 Year IRA
4.00%	$1k	-	2 Year IRA
3.04%	$1k	-	3 Year IRA
3.04%	$1k	-	4 Year IRA
3.04%	$1k	-	5 Year IRA
3.03%^*	$50k^*	-	IRA Savings
OTHER TIERS: 2.02% → $100 - $50k
0.10%	$1k	-	3 Month IRA

Locations

Texoma Community Credit Union Locations
Branch Office	807 8th St	Wichita Falls, TX 76301
Corporate Office	3800 Sheppard Access Rd	Wichita Falls, TX 76306
Branch Office	4019 Southwest Pkwy	Wichita Falls, TX 76308

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