Overview / Commentary
Texoma Federal Credit Union is headquartered in Fritch and is the 324th largest credit union in the state of Texas. It is also the 3,745th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 3 employees and 784 members at 1 location. Texoma Federal Credit Union has a B health rating.
Reviews (1)
Membership Requirements
This credit union limits its membership to relatives of members and those who live, work, or worship in Hutchinson County. We called their customer service and they confirmed this narrow scope of membership.
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texoma Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4292 |
| Year Chartered | 1941 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.56% |
| Return on Equity - YTD | -1.93% |
| Annual Interest Income | $115K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $8.2MM$8.5MM |
| Loans | Q1 2025vs Q1 2024 | $5MM$5.4MM |
| Deposits | Q1 2025vs Q1 2024 | $5.9MM$6.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.4MM$2.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $84K$85K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $54K$251K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |