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Texoma Educators Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.texomaeducators.com
903-892-1505
506 W Lamar St
Sherman, TX 75090

Texoma Educators Federal Credit Union is headquartered in Sherman and is the 131st largest credit union in the state of Texas. It is also the 1,598th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 13 employees and 8,607 members at 3 locations. Texoma Educators Federal Credit Union's CD rates are 82% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Texoma Educators Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in Grayson County, Texas, or in the Oklahoma counties of Atoka, Bryan or Marshall. Membership is also open to employees of more than 25 Business Partners.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #11670
Year Chartered1957
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD5.46%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$132.1MM$128.3MM
LoansQ1 2025vs Q1 2024$57.9MM$55.6MM
DepositsQ1 2025vs Q1 2024$113.5MM$110.8MM
Equity CapitalQ1 2025vs Q1 2024$17MM$16.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$110K$100K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$87K$108K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Texoma Educators Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texoma Educators Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Share Savings Account

Texoma Educators Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Chek Plus Checking (Money Market)

Texoma Educators Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.64%*$10k*-5 Year Share Certificate
OTHER TIERS: 2.39% → $1k - $10k
2.39%*$10k*-4 Year Share Certificate
OTHER TIERS: 2.14% → $1k - $10k
2.14%*$10k*-3 Year Share Certificate
OTHER TIERS: 1.89% → $1k - $10k
1.89%*$10k*-2 Year Share Certificate
OTHER TIERS: 1.64% → $1k - $10k
1.64%*$10k*-1 Year Share Certificate
OTHER TIERS: 1.39% → $1k - $10k

Texoma Educators Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.64%*$10k*-5 Year IRA Certificate
OTHER TIERS: 2.39% → $1k - $10k
2.39%*$10k*-4 Year IRA Certificate
OTHER TIERS: 2.14% → $1k - $10k
2.14%*$10k*-3 Year IRA Certificate
OTHER TIERS: 1.89% → $1k - $10k
1.89%*$10k*-2 Year IRA Certificate
OTHER TIERS: 1.64% → $1k - $10k
1.64%*$10k*-1 Year IRA Certificate
OTHER TIERS: 1.39% → $1k - $10k
0.25%$0-IRA
Locations


Texoma Educators Federal Credit Union Locations
Branch Office506 W Lamar StSherman, TX 75090-5840
Branch Office530 W Woodard StDenison, TX 75020-3141
Branch Office424 N Washington AveDurant, OK 74701-3461

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