Featured Savings Rates
Featured Accounts
Overview / Commentary
506 W Lamar St
Sherman, TX 75090-5840

Texoma Educators Federal Credit Union is headquartered in Sherman and is the 135th largest credit union in the state of Texas. It is also the 1,758th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 10 employees and 7,597 members at 3 locations. Texoma Educators Federal Credit Union's CD rates are 86% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or regularly conduct business in Grayson County, Texas or Atoka, Bryan or Marshall Counties, Oklahoma. Membership is also open to employees of members of the select employer group.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texoma Educators Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #11670
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.56%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$85.0MM$79.0MM
LoansQ3 2017vs Q3 2016$28.5MM$25.8MM
DepositsQ3 2017vs Q3 2016$72.5MM$67.3MM
Equity CapitalQ3 2017vs Q3 2016$11.7MM$11.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$131.00K$165.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$178.00K$145.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Texoma Educators Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texoma Educators Federal Credit Union CD Rates

1.92%*$10k*-2 Year Share Certificate
OTHER TIERS: 1.67% $1k - $10k
1.67%*$10k*-1 Year Share Certificate
OTHER TIERS: 1.42% $1k - $10k

Texoma Educators Federal Credit Union Locations
Branch Office424 N Washington AveDurant, OK 74701-3461
Branch Office506 W Lamar StSherman, TX 75090-5840
Branch Office530 W Woodard StDenison, TX 75020-3141