Texoma Educators Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	5-year CD	5 Year Share Certificate 2.25% - Ally Bank High Yield 5 Year CD
1.45%	1-year CD	1 Year Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Share Savings Account 1.30% - Synchrony Bank High Yield Savings

View all Texoma Educators Federal Credit Union rates »

Overview / Commentary

www.texomaeducators.com

903-892-1505

506 W Lamar St
Sherman, TX 75090-5840

Texoma Educators Federal Credit Union is headquartered in Sherman and is the 137^th largest credit union in the state of Texas. It is also the 1,798^th largest credit union in the nation. It was established in 1957 and as of June of 2017, it had grown to 10 employees and 7,565 members at 3 locations. Texoma Educators Federal Credit Union's CD rates are 61% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or regularly conduct business in Grayson County, Texas or Atoka, Bryan or Marshall Counties, Oklahoma. Membership is also open to employees of members of the select employer group.
See current membership details

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Health

A

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texoma Educators Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	11670
Year Chartered	1957
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	4.65%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$82.4MM$77.4MM
Loans	Q2 2017vs Q2 2016	$26.8MM$25.0MM
Deposits	Q2 2017vs Q2 2016	$70.1MM$65.6MM
Equity Capital	Q2 2017vs Q2 2016	$11.6MM$11.1MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$142.00K$156.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$148.00K$108.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texoma Educators Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	IRA
0.15%	-	-	Share Savings Account

Texoma Educators Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$3k	-	Chek Plus Checking (Money Market)

Texoma Educators Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%^*	$10k^*	-	5 Year Share Certificate
OTHER TIERS: 1.80% → $1k - $10k
1.95%^*	$10k^*	-	4 Year Share Certificate
OTHER TIERS: 1.70% → $1k - $10k
1.85%^*	$10k^*	-	3 Year Share Certificate
OTHER TIERS: 1.60% → $1k - $10k
1.70%^*	$10k^*	-	2 Year Share Certificate
OTHER TIERS: 1.45% → $1k - $10k
1.45%^*	$10k^*	-	1 Year Share Certificate
OTHER TIERS: 1.20% → $1k - $10k

Locations

Texoma Educators Federal Credit Union Locations
Branch Office	424 N Washington Ave	Durant, OK 74701-3461
Branch Office	506 W Lamar St	Sherman, TX 75090-5840
Branch Office	530 W Woodard St	Denison, TX 75020-3141