Advertising Disclosure
  1. Banks
  2. The Adirondack Trust Company

The Adirondack Trust Company


Overview / Commentary
www.adirondacktrust.com
518-584-5844
473 Broadway
Saratoga Springs, NY 12866

The Adirondack Trust Company is headquartered in SARATOGA SPRINGS and is the 44th largest bank in the state of New York. It is also the 708th largest bank in the nation. It was established in 1901 and as of June of 2024, it had grown to 268 employees at 13 locations. The Adirondack Trust Company's money market rates are 2X the national average, and it has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #660
Year Established1901
Employees268
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.78%
Annual Interest Income$28.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.57B$1.57B
LoansQ2 2024vs Q2 2023$950MM$903.6MM
DepositsQ2 2024vs Q2 2023$1.39B$1.41B
Equity CapitalQ2 2024vs Q2 2023$151.7MM$132MM
Loan Loss AllowanceQ2 2024vs Q2 2023$20MM$20MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.4MM$2.9MM
Real Estate OwnedQ2 2024vs Q2 2023$135K$135K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Adirondack Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Adirondack Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1-Health Savings Account
0.05%$0-Golden Passbook
0.05%$0-Statement Savings
0.05%$0-Student Statement Savings

The Adirondack Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-High Peaks Tiered Money Market
OTHER TIERS: 0.15% → $0 - $50k | 0.25% → $50k - $100k | 0.50% → $100k - $200k
1.00%*$500k*-Corporate High Peaks Tiered Money Market
OTHER TIERS: 0.15% → $0 - $15k | 0.25% → $15k - $200k | 0.50% → $200k - $500k
0.05%$0-Money Market (MMDA)

The Adirondack Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Business Interest Checking
0.05%$500-Interest Checking NOW Account

The Adirondack Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.84%$500$1m3 Month CD Special
4.55%$500$1m6 Month CD Special
0.35%$500-3 Year CD
0.25%$500-2 Year CD
0.20%$500-1 Year CD
0.15%$500-6 Month CD
0.10%$500-91 Day CD

The Adirondack Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-3 Year IRA
0.25%$0-2 Year IRA
0.20%$0-1 Year IRA
0.15%$0-6 Month IRA
0.10%$0-91 Day IRA
Locations

Availability

Albany Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.