The Adirondack Trust Company is headquartered in Saratoga Springs and is the 45th largest bank in the state of New York. It is also the 659th largest bank in the nation. It was established in 1901 and as of December of 2020, it had grown to 252 employees at 13 locations. The Adirondack Trust Company has an A health rating.
Since 2010 I've received excellent service from AT.
Secure mail via their web site or phone calls to the main 800 number receive prompt attention by local branch staff who are friendly and knowledgeable.
Remote deposit via the web or ap works well.
Just a heads-up everybody: I was trying to move my HSA from Connexus Credit Union (advertised rate of 2% APY only applies to balances over $15,000, and I just opened my first ever HSA as you may know the amount allowed to contribute per year is $3,050.00) to Adirondack whose rate dropped from 5% to 3%APY which is double of what I am earning at Connexus.
And then I saw the following statement on Adirondack website:
Effective October 1st 2011 the following fees will apply:
$25.00 enrollment fee $4.00 monthly service fee. No other details are provided as far as conditions to have the monthly fee waived. I need to call and find out, but I have a feeling that they think they can adopt these fees because of the higher rate available nationwide.
The rate was lowered in a dramatic fashion from 3% to 1% apy. The fee being charged still remains at $2 per month.
http://www.adirondacktrust.com/en/personal-banking/savings-accounts/health-savings
Overall | |
---|---|
FDIC Certificate # | 660 |
Year Established | 1901 |
Employees | 252 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.61% |
Return on Equity - YTD | 5.96% |
Annual Interest Income | $40.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $1.50B$1.24B |
Loans | Q4 2020vs Q4 2019 | $810.8MM$762.2MM |
Deposits | Q4 2020vs Q4 2019 | $1.32B$1.08B |
Equity Capital | Q4 2020vs Q4 2019 | $140.3MM$133.7MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $20.7MM$12.2MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.1MM$1.1MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $135.00K$187.00K |
Always verify rates and promotions with the bank or credit union. We are not The Adirondack Trust Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $1 | - | Health Savings Account | |
0.05% | - | - | Golden Passbook | |
0.05% | - | - | Statement Savings | |
0.05% | $1 | - | Youth Passbook Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $500 | - | Interest Checking NOW Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | $500 | - | 3 Year CD | |
0.25% | $500 | - | 2 Year CD | |
0.20% | $500 | - | 1 Year CD | |
0.15% | $500 | - | 182 Day CD | |
0.10% | $500 | - | 91 Day CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | - | - | 3 Year IRA | |
0.25% | - | - | 2 Year IRA | |
0.20% | - | - | 1 Year IRA | |
0.15% | - | - | 182 Day IRA | |
0.10% | - | - | 91 Day IRA |