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Atlantic Federal Credit Union (NJ)

Popular Accounts at this Credit Union

1.65%5-year CD5 Year CD
0.65%1-year CD1 Year CD
0.10%SavingsShare Savings

Overview / Commentary
37 Market St
Kenilworth, NJ 07033

Atlantic Federal Credit Union (NJ) is headquartered in Kenilworth and is the 12th largest credit union in the state of New Jersey. It is also the 978th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 56 employees and 17,944 members at 3 locations. Atlantic Federal Credit Union (NJ) has a B health rating.

Field of Membership Restrictions

The field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic Federal Credit Union (NJ) has a negative return on assets.

Health Grade Components

NCUA #477
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-2.02%
Return on Equity - YTD-14.64%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$221.1MM$229.4MM
LoansQ4 2017vs Q4 2016$144.8MM$143.5MM
DepositsQ4 2017vs Q4 2016$188.9MM$192.1MM
Equity CapitalQ4 2017vs Q4 2016$30.9MM$36.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.9MM$1.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.6MM$2.4MM
Real Estate OwnedQ4 2017vs Q4 2016$82.00K$86.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union (NJ) Savings Account Rates

0.35%*$100k*-Basic IRA Share
OTHER TIERS: 0.25% Up to $100k
0.10%--Share Savings
0.10%--Vacation Club
0.10%--Holiday Club

Atlantic Federal Credit Union (NJ) Money Market Rates

0.30%*$100k*-Money Market
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $100k

Atlantic Federal Credit Union (NJ) CD Rates

2.25%$500-4 Year CD
2.10%$500-37 Month CD Promo
1.85%$500-19 Month CD Promo
1.65%$500-5 Year CD
1.65%$500-13 Month CD Promo
1.05%$500-3 Year CD
1.00%$500-2 Year CD
0.70%$500-18 Month CD
0.65%$500-1 Year CD
0.65%$500-15 Month CD
0.45%$500-6 Month CD
0.35%$500-3 Month CD

Atlantic Federal Credit Union (NJ) IRA Rates

2.25%$500-4 Year IRA Certificate
2.10%$500-37 Month IRA Certificate Promo
1.85%$500-19 Month IRA Certificate Promo
1.65%$500-5 Year IRA Certificate
1.65%$500-13 Month IRA Certificate Promo
1.05%$500-3 Year IRA Certificate
1.00%$500-2 Year IRA Certificate
0.70%$500-18 Month IRA Certificate
0.65%$500-1 Year IRA Certificate
0.45%$500-6 Month IRA Certificate

Atlantic Federal Credit Union (NJ) Locations
Branch Office550 Broad StNewark, NJ 07102-4531
Branch Office37 Market StKenilworth, NJ 07033-1761
Branch OfficeEssex Green Shopping Center 455 Prospect AveWest Orange, NJ 07052

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