Overview / Commentary
37 Market St
Kenilworth, NJ 07033

Atlantic Federal Credit Union (NJ) is headquartered in Kenilworth and is the 12th largest credit union in the state of New Jersey. It is also the 974th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 57 employees and 17,838 members at 3 locations. Atlantic Federal Credit Union (NJ)'s money market rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Atlantic Federal Credit Union is open to those who reside, work or regularly conduct business, worship, or attend school in Essex County, New Jersey. Immediate family and household members of existing credit union members are also eligible.
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Health Grade Components

NCUA #477
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD1.83%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$227.6MM$233.5MM
LoansQ1 2018vs Q1 2017$165.1MM$143.6MM
DepositsQ1 2018vs Q1 2017$191.0MM$196.7MM
Equity CapitalQ1 2018vs Q1 2017$30.5MM$36.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$4.9MM$1.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.5MM$2.3MM
Real Estate OwnedQ1 2018vs Q1 2017$72.00K$86.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union (NJ) Savings Account Rates

0.35%--Basic IRA Share
0.10%--Share Savings
0.10%--Vacation Club
0.10%--Holiday Club

Atlantic Federal Credit Union (NJ) Money Market Rates

0.55%*$100k*-Money Market
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $100k

Atlantic Federal Credit Union (NJ) CD Rates

2.70%$500-37 Month CD Special
2.50%$500-4 Year CD
2.50%$500-18 Month CD Special
2.35%$500-15 Month CD Special
2.20%$500-25 Month CD Special
2.10%$500-19 Month CD Special
1.85%$500-13 Month CD Special
1.65%$500-5 Year CD
1.05%$500-3 Year CD
1.00%$500-2 Year CD
0.65%$500-1 Year CD
0.45%$500-6 Month CD
0.35%$500-3 Month CD

Atlantic Federal Credit Union (NJ) IRA Rates

2.50%$500-4 Year IRA Certificate
2.30%$500-37 Month IRA Certificate Promo
2.20%$500-25 Month IRA Certificate Promo
2.10%$500-19 Month IRA Certificate Promo
1.85%$500-13 Month IRA Certificate Promo
1.65%$500-5 Year IRA Certificate
1.05%$500-3 Year IRA Certificate
1.00%$500-2 Year IRA Certificate
0.70%$500-18 Month IRA Certificate
0.65%$500-1 Year IRA Certificate
0.45%$500-6 Month IRA Certificate

Atlantic Federal Credit Union (NJ) Locations
Branch Office550 Broad StNewark, NJ 07102-4531
Branch Office37 Market StKenilworth, NJ 07033-1761
Branch OfficeEssex Green Shopping Center 455 Prospect AveWest Orange, NJ 07052

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