Overview / Commentary
37 Market St
Kenilworth, NJ 07033

Atlantic Federal Credit Union (NJ) is headquartered in Kenilworth and is the 13th largest credit union in the state of New Jersey. It is also the 991st largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 54 employees and 17,979 members at 3 locations. Atlantic Federal Credit Union (NJ)'s money market rates are 70% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Atlantic Federal Credit Union is open to those who reside, work or regularly conduct business, worship, or attend school in Essex County, New Jersey. Immediate family and household members of existing credit union members are also eligible.
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Health Grade Components

NCUA #477
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-2.16%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$222.5MM$230.9MM
LoansQ2 2018vs Q2 2017$166.2MM$143.1MM
DepositsQ2 2018vs Q2 2017$186.5MM$194.3MM
Equity CapitalQ2 2018vs Q2 2017$29.9MM$35.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.2MM$1.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$4.8MM$1.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$240.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union (NJ) Savings Account Rates

0.35%--Basic IRA Share
0.10%$1-Share Savings
0.10%--Vacation Club
0.10%--Holiday Club

Atlantic Federal Credit Union (NJ) Money Market Rates

0.75%*$100k*-Money Market
OTHER TIERS: 0.15% Up to $25k | 0.40% $25k - $100k

Atlantic Federal Credit Union (NJ) CD Rates

3.15%$500-37 Month CD Special
2.75%$500-15 Month Rate Riser Special
2.50%$500-4 Year CD
2.00%$500-7 Month CD Special
1.65%$500-5 Year CD
1.05%$500-3 Year CD
1.00%$500-2 Year CD
0.65%$500-1 Year CD
0.45%$500-6 Month CD
0.35%$500-3 Month CD

Atlantic Federal Credit Union (NJ) IRA Rates

2.50%$500-4 Year IRA Certificate
2.45%$500-37 Month IRA Certificate Promo
2.25%$500-19 Month IRA Certificate Promo
1.65%$500-5 Year IRA Certificate
1.05%$500-3 Year IRA Certificate
1.00%$500-2 Year IRA Certificate
0.65%$500-1 Year IRA Certificate
0.45%$500-6 Month IRA Certificate

Atlantic Federal Credit Union (NJ) Locations
Branch Office550 Broad StNewark, NJ 07102-4531
Branch Office37 Market StKenilworth, NJ 07033-1761
Branch OfficeEssex Green Shopping Center 455 Prospect AveWest Orange, NJ 07052

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