Atlantic Federal Credit Union (NJ) is headquartered in Springfield and is the 15th largest credit union in the state of New Jersey. It is also the 1,157th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 45 employees and 17,086 members at 3 locations. Atlantic Federal Credit Union (NJ) has a B+ health rating.
Atlantic Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in Essex or Union Counties, New Jersey. Immediate family and household members of existing members are also eligible.
See current membership details
Overall | |
---|---|
NCUA # | 477 |
Year Chartered | 1935 |
Employees | 45 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.41% |
Return on Equity - YTD | 3.08% |
Annual Interest Income | $2.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2022vs Q1 2021 | $233.9MM$252.7MM |
Loans | Q1 2022vs Q1 2021 | $158.6MM$155.8MM |
Deposits | Q1 2022vs Q1 2021 | $200.1MM$220.1MM |
Equity Capital | Q1 2022vs Q1 2021 | $31.2MM$30.9MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $891.00K$1.1MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $1.1MM$696.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union (NJ); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.35%* | - | $20k | Kasasa Saver | ||
OTHER TIERS: 0.05% → $20k+ | |||||
0.05% | - | - | Basic IRA Share | ||
0.02% | $1 | - | Share Savings | ||
0.02% | - | - | Vacation Club | ||
0.02% | - | - | Holiday Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.05% → Up to $25k | 0.15% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | - | $10k | Kasasa Cash Checking | ||
OTHER TIERS: 0.05% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.37% | $500 | - | 4 Year IRA Special | |
1.00% | $500 | - | 5 Year IRA | |
0.75% | $500 | - | 3 Year IRA | |
0.60% | $500 | - | 2 Year IRA | |
0.50% | $500 | - | 1 Year IRA | |
0.25% | $500 | - | 6 Month IRA |
Atlantic Federal Credit Union (NJ) Locations | ||
---|---|---|
Branch Office | 1331 Magie Ave | Union, NJ 07083 |
Corporate Office | 2 Edison Pl | Springfield, NJ 07081 |
Branch Office | 455 Prospect Ave | West Orange, NJ 07052 |