Atlantic Federal Credit Union (NJ)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.65%	5-year CD	5 Year CD 2.50% - Ally Bank High Yield 5 Year CD
0.65%	1-year CD	1 Year CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	Share Savings 1.55% - Synchrony Bank High Yield Savings

View all Atlantic Federal Credit Union (NJ) rates »

Overview / Commentary

web.atlfedcu.com

800-222-1329

37 Market St
Kenilworth, NJ 07033

Atlantic Federal Credit Union (NJ) is headquartered in Kenilworth and is the 12^th largest credit union in the state of New Jersey. It is also the 978^th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 56 employees and 17,944 members at 3 locations. Atlantic Federal Credit Union (NJ) has a B health rating.

Field of Membership Restrictions

The field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.
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Health

B

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic Federal Credit Union (NJ) has a negative return on assets.

Health Grade Components

Overall
NCUA #	477
Year Chartered	1935
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	-2.02%
Return on Equity - YTD	-14.64%
Annual Interest Income	$8.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$221.1MM$229.4MM
Loans	Q4 2017vs Q4 2016	$144.8MM$143.5MM
Deposits	Q4 2017vs Q4 2016	$188.9MM$192.1MM
Equity Capital	Q4 2017vs Q4 2016	$30.9MM$36.3MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$4.9MM$1.1MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$3.6MM$2.4MM
Real Estate Owned	Q4 2017vs Q4 2016	$82.00K$86.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union (NJ) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Basic IRA Share
OTHER TIERS: 0.25% → Up to $100k
0.10%	-	-	Share Savings
0.10%	-	-	Vacation Club
0.10%	-	-	Holiday Club

Atlantic Federal Credit Union (NJ) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market
OTHER TIERS: 0.15% → Up to $25k \| 0.25% → $25k - $100k

Atlantic Federal Credit Union (NJ) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	4 Year CD
2.10%	$500	-	37 Month CD Promo
1.85%	$500	-	19 Month CD Promo
1.65%	$500	-	5 Year CD
1.65%	$500	-	13 Month CD Promo
1.05%	$500	-	3 Year CD
1.00%	$500	-	2 Year CD
0.70%	$500	-	18 Month CD
0.65%	$500	-	1 Year CD
0.65%	$500	-	15 Month CD
0.45%	$500	-	6 Month CD
0.35%	$500	-	3 Month CD

Atlantic Federal Credit Union (NJ) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	4 Year IRA Certificate
2.10%	$500	-	37 Month IRA Certificate Promo
1.85%	$500	-	19 Month IRA Certificate Promo
1.65%	$500	-	5 Year IRA Certificate
1.65%	$500	-	13 Month IRA Certificate Promo
1.05%	$500	-	3 Year IRA Certificate
1.00%	$500	-	2 Year IRA Certificate
0.70%	$500	-	18 Month IRA Certificate
0.65%	$500	-	1 Year IRA Certificate
0.45%	$500	-	6 Month IRA Certificate

Locations

Atlantic Federal Credit Union (NJ) Locations
Branch Office	550 Broad St	Newark, NJ 07102-4531
Branch Office	37 Market St	Kenilworth, NJ 07033-1761
Branch Office	Essex Green Shopping Center 455 Prospect Ave	West Orange, NJ 07052

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