The Atlantic Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.65%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.65%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.10%	Savings	Regular Share Savings Account 1.15% - CIT Bank Spring Savings

View all The Atlantic Federal Credit Union rates »

Overview / Commentary

atlfedcu.com

800-222-1329

37 Market St
Kenilworth, NJ 07033

The Atlantic Federal Credit Union is headquartered in Kenilworth and is the 12^th largest credit union in the state of New Jersey. It is also the 928^th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 58 employees and 17,977 members at 3 locations. The Atlantic Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Our field of membership includes anyone who lives, works, worships, attends school or regularly does business in Union or Essex County, NJ and immediate family of existing members.
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Health

B+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	477
Year Chartered	1935
Employees	58
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.32%
Return on Equity - YTD	-2.02%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$233.5MM$244.3MM
Loans	Q1 2017vs Q1 2016	$143.6MM$128.8MM
Deposits	Q1 2017vs Q1 2016	$196.7MM$202.4MM
Equity Capital	Q1 2017vs Q1 2016	$36.2MM$38.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.3MM$559.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.3MM$1.2MM
Real Estate Owned	Q1 2017vs Q1 2016	$86.00K$565.00K

Rates

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Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Atlantic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Basic IRA Share
OTHER TIERS: 0.25% → Up to $100k
0.35%^*	$100k^*	-	Basic Roth IRA Share
OTHER TIERS: 0.25% → Up to $100k
0.35%^*	$100k^*	-	Basic CESA Share
OTHER TIERS: 0.25% → Up to $100k
0.10%	-	-	Regular Share Savings Account
0.10%	-	-	Vacation Club
0.10%	-	-	Holiday Club

The Atlantic Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $25k \| 0.25% → $25k - $100k

The Atlantic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.55% → $1k - $100k
1.50%^*	$100k^*	-	37 Month CD Promo
OTHER TIERS: 1.35% → $1k - $100k
1.35%^*	$100k^*	-	4 Year CD
OTHER TIERS: 1.25% → $1k - $100k
1.35%^*	$100k^*	-	19 Month CD Promo
OTHER TIERS: 1.15% → $1k - $100k
1.13%^*	$100k^*	-	13 Month CD Promo
OTHER TIERS: 0.95% → $1k - $100k
1.05%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.95% → $1k - $100k
1.00%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.90% → $1k - $100k
0.70%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.60% → $1k - $100k
0.65%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.55% → $1k - $100k
0.65%^*	$100k^*	-	15 Month CD
OTHER TIERS: 0.55% → $1k - $100k
0.45%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.35% → $1k - $100k
0.35%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.25% → $1k - $100k

The Atlantic Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$100k^*	-	5 Year IRA Certificate
OTHER TIERS: 1.55% → $1k - $100k
1.50%^*	$100k^*	-	37 Month IRA Certificate Promo
OTHER TIERS: 1.35% → $1k - $100k
1.35%^*	$100k^*	-	4 Year IRA Certificate
OTHER TIERS: 1.25% → $1k - $100k
1.35%^*	$100k^*	-	19 Month IRA Certificate Promo
OTHER TIERS: 1.15% → $1k - $100k
1.13%^*	$100k^*	-	13 Month IRA Certificate Promo
OTHER TIERS: 0.95% → $1k - $100k
1.05%^*	$100k^*	-	3 Year IRA Certificate
OTHER TIERS: 0.95% → $1k - $100k
1.00%^*	$100k^*	-	2 Year IRA Certificate
OTHER TIERS: 0.90% → $1k - $100k
0.70%^*	$100k^*	-	18 Month IRA Certificate
OTHER TIERS: 0.60% → $1k - $100k
0.65%^*	$100k^*	-	1 Year IRA Certificate
OTHER TIERS: 0.55% → $1k - $100k
0.45%^*	$100k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.35% → $1k - $100k

Locations

The Atlantic Federal Credit Union Locations
Branch Office	550 Broad St	Newark, NJ 07102-4531
Branch Office	37 Market St	Kenilworth, NJ 07033-1761
Branch Office	Essex Green Shopping Center 455 Prospect Ave	West Orange, NJ 07052