Atlantic Federal Credit Union (NJ)


Overview / Commentary
908-245-1750
2 Edison Pl
Springfield, NJ 07081

Atlantic Federal Credit Union (NJ) is headquartered in Springfield and is the 15th largest credit union in the state of New Jersey. It is also the 1,157th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 45 employees and 17,086 members at 3 locations. Atlantic Federal Credit Union (NJ) has a B+ health rating.

Field of Membership Restrictions

Atlantic Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in Essex or Union Counties, New Jersey. Immediate family and household members of existing members are also eligible.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #477
Year Chartered1935
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.08%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$233.9MM$252.7MM
LoansQ1 2022vs Q1 2021$158.6MM$155.8MM
DepositsQ1 2022vs Q1 2021$200.1MM$220.1MM
Equity CapitalQ1 2022vs Q1 2021$31.2MM$30.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$891.00K$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.1MM$696.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union (NJ); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*-$20kKasasa Saver
OTHER TIERS: 0.05% $20k+
0.05%--Basic IRA Share
0.02%$1-Share Savings
0.02%--Vacation Club
0.02%--Holiday Club

Atlantic Federal Credit Union (NJ) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $100k

Atlantic Federal Credit Union (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*-$10kKasasa Cash Checking
OTHER TIERS: 0.05% $10k+

Atlantic Federal Credit Union (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.37%$500-4 Year CD Special
1.84%$500-25 Month CD Special
1.00%$500-5 Year CD
0.75%$500-3 Year CD
0.75%$500-7 Month No-Penalty Share Certificate
0.60%$500-2 Year CD
0.60%$500-15 Month Rate Riser CD Special
0.50%$500-1 Year CD
0.25%$500-6 Month CD
0.10%$500-3 Month CD

Atlantic Federal Credit Union (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.37%$500-4 Year IRA Special
1.00%$500-5 Year IRA
0.75%$500-3 Year IRA
0.60%$500-2 Year IRA
0.50%$500-1 Year IRA
0.25%$500-6 Month IRA
Locations


Atlantic Federal Credit Union (NJ) Locations
Branch Office1331 Magie AveUnion, NJ 07083
Corporate Office2 Edison PlSpringfield, NJ 07081
Branch Office455 Prospect AveWest Orange, NJ 07052

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