The Baldwin State Bank
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
2.55% APY
Variable Rate IRA
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.20% | Savings | |
| 0.80% | Money Market | |
| 0.15% | Checking | 1.01% - nbkc bank Personal Account |
Overview / Commentary
The Baldwin State Bank is headquartered in Baldwin City and is the 158th largest bank in the state of Kansas. It is also the 4,546th largest bank in the nation. It was established in 1892 and as of September of 2018, it had grown to 16 employees at 2 locations. The Baldwin State Bank's money market rates are 82% higher than the national average, and it has a B health rating.
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Baldwin State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10906 |
| Year Established | 1892 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 8.83% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $75.4MM$75.9MM |
| Loans | Q3 2018vs Q3 2017 | $34.6MM$32.2MM |
| Deposits | Q3 2018vs Q3 2017 | $66.9MM$67.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $7.7MM$8.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $656.00K$639.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $843.00K$224.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Baldwin State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.55% | - | - | Variable Rate IRA | |
| 0.20% | - | - | Regular Savings Account | |
| 0.20% | - | - | Special Savings Account |
The Baldwin State Bank Money Market Rates
The Baldwin State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | NOW Checking Account |
The Baldwin State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | - | - | 18 Month IRA CD |
Locations
| The Baldwin State Bank Locations | ||
|---|---|---|
| The Baldwin State Bank | 721 High Street | Baldwin City, KS 66006 |
| Eighth Street Branch | 112 North Eighth Street | Baldwin City, KS 66006 |