The Baldwin State Bank
The Baldwin State Bank
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.21% APY
IRA Variable
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.10% | Savings | Regular Savings 1.15% - CIT Bank Spring Savings |
| 0.45% | Money Market | Money Market Account 0.85% - Ally Bank Money Market Account |
| 0.07% | Checking | NOW Account 0.13% - National Average |
Overview / Commentary
The Baldwin State Bank is headquartered in Baldwin City and is the 170th largest bank in the state of Kansas. It is also the 4,864th largest bank in the nation. It was established in 1892 and as of March of 2017, it had grown to 16 employees at 2 locations. The Baldwin State Bank has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Baldwin State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10906 |
| Year Established | 1892 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 6.96% |
| Annual Interest Income | $502.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $72.3MM$73.2MM |
| Loans | Q1 2017vs Q1 2016 | $31.0MM$29.7MM |
| Deposits | Q1 2017vs Q1 2016 | $63.9MM$64.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $7.6MM$7.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $634.00K$613.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $252.00K$215.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Baldwin State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $500 | - | IRA Variable | |
| 0.10% | $100 | - | Regular Savings |
The Baldwin State Bank Money Market Rates
The Baldwin State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.07% | $100 | - | NOW Account |
The Baldwin State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $500 | - | 18 Month IRA |
Locations
| The Baldwin State Bank Locations | ||
|---|---|---|
| The Baldwin State Bank | 721 High Street | Baldwin City, KS 66006 |
| Eighth Street Branch | 112 North Eighth Street | Baldwin City, KS 66006 |