The Baldwin State Bank
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
2.30% APY
IRA Variable
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Regular Savings |
| 0.60% | Money Market | Money Market Account 1.85% - CIT Bank Money Market Account |
| 0.10% | Checking | NOW Account 0.90% - nbkc bank Personal Account |
Overview / Commentary
The Baldwin State Bank is headquartered in Baldwin City and is the 160th largest bank in the state of Kansas. It is also the 4,627th largest bank in the nation. It was established in 1892 and as of March of 2018, it had grown to 16 employees at 2 locations. The Baldwin State Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Baldwin State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10906 |
| Year Established | 1892 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.65% |
| Annual Interest Income | $580.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $76.7MM$72.3MM |
| Loans | Q1 2018vs Q1 2017 | $32.7MM$31.0MM |
| Deposits | Q1 2018vs Q1 2017 | $68.4MM$63.9MM |
| Equity Capital | Q1 2018vs Q1 2017 | $7.5MM$7.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $644.00K$634.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $943.00K$252.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Rates
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The Baldwin State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.30% | - | - | IRA Variable | |
| 0.15% | - | - | Regular Savings | |
| 0.10% | - | - | Special Savings (Youth) |
The Baldwin State Bank Money Market Rates
The Baldwin State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | NOW Account |
The Baldwin State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.16% | $500 | - | 18 Month IRA |
Locations
| The Baldwin State Bank Locations | ||
|---|---|---|
| The Baldwin State Bank | 721 High Street | Baldwin City, KS 66006 |
| Eighth Street Branch | 112 North Eighth Street | Baldwin City, KS 66006 |