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The Bank of Commerce (ID)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankofcommerce.org
208-525-9108
3113 South 25th East
Ammon, ID 83406

The Bank of Commerce (ID) is headquartered in AMMON and is the 2nd largest bank in the state of Idaho. It is also the 540th largest bank in the nation. It was established in 1959 and as of March of 2025, it had grown to 220 employees at 17 locations. The Bank of Commerce (ID)'s money market rates are 6X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18059
Year Established1959
Employees220
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.31%
Return on Equity - YTD17.29%
Annual Interest Income$31.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.22B$2.03B
LoansQ1 2025vs Q1 2024$1.4B$1.32B
DepositsQ1 2025vs Q1 2024$1.85B$1.7B
Equity CapitalQ1 2025vs Q1 2024$301MM$264.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$24.9MM$25.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.9MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Commerce (ID) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$5kSmart Cent Savings
OTHER TIERS: 0.45% → $5k+
0.45%$0-Savings
0.45%*$2.5k*-Health Savings Account
OTHER TIERS: 0.40% → $0 - $2.5k
0.45%$0-E-Savings
0.45%$0-Idaho Medical Savings Account

The Bank of Commerce (ID) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$50k*-Money Market
OTHER TIERS: 1.01% → $0 - $50k

The Bank of Commerce (ID) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-NOW Account
OTHER TIERS: 0.10% → $0 - $2.5k

The Bank of Commerce (ID) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-180 Day CD Plus Add On
4.00%$500-9 Month CD Plus Add On
3.75%$500-11 Month CD Plus Add On
3.25%$500-12 Month CD
3.00%$500-90 Day CD
2.75%$500-18 Month CD
2.50%$500-24 Month CD
1.25%$500-36 Month CD
1.00%$500-48 Month CD

The Bank of Commerce (ID) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$100-18 Month Fixed IRA
2.00%$100-24 Month Fixed IRA
1.25%$100-36 Month Fixed IRA
1.00%$100-48 Month Fixed IRA
0.90%$100-18 Month Variable Traditional IRA
Locations

Availability



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