The Bank of Denver

Overview / Commentary
810 E. 17Th Ave.
Denver, CO 80218

The Bank of Denver is headquartered in Denver and is the 35th largest bank in the state of Colorado. It is also the 2,623rd largest bank in the nation. It was established in 1941 and as of June of 2022, it had grown to 43 employees at 4 locations. The Bank of Denver has a B+ health rating.

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Going Up To 4% Starting October 20 - 10/1/2022

Got following email: Effective with the qualification cycle beginning October 20, 2022 the rate is being raised for Kasasa Cash accounts. The following changes will occur: Kasasa Cash Rate: Will change from 2.50% to 4.00% APY* Consequently, when Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances up to and including $15,000 receive APY* of 4.00% (3.92% interest rate) and balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in a range from 4.00% to 0.74% APY depending on the account's balance.

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Reviews (6)

Full Service Bank!

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I've got to give The Bank of Denver "kudos"! This bank is a "full service bank", providing a good savings rate plan for one's checking account,, a fair requirement to earn savings on one's checking account by qualifying through fair debits to the account each accounting period. Further, those checking savings each qualifying month are transferred to your savings account. Additionally, the savings account earns a better than average competitive interest rate also. Further, they offer a better than average CD rate. The Bank of Denver has excellent communication and assistance. When things go wrong for some reason, which happens to all banks from time-to-time, we have to be understanding.
We are in difficult times, and The Bank of Denver is the best that I have encountered to assist me as a "Big Saver", to meet my goals as best it can during these financially challenging times!!! Thank You Bank of Denver!!!

Rude Customer Service And Cut Interest Rates

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I had closed the account because their interest rates cut. Then I got a letter in the mail months later saying my account was dormant. I called and got transferred to billing department. If you ask her a question, she'll say "I don't know" and be silent, rather than FIND the answer. I had to ask her a bunch of questions to get her to do something, i said thanks and she said "uh huh" and hung up. So rude and completely unprofessional. There are much better banks out there.

Really Horrible Experience

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One of the worst banks I ever dealt with. They change the rules all the time so be careful as you can get caught in situations where your money is sitting with almost no interest.

Toxic Bank

horrible customer service
impossible to work with
unless you're in a branch, can't get money in or out without hassle

Bank Is Struggling...

The reps have really struggled to provide quality customer service. The bank misdirected my opening deposit that was withdrawn from my external bank via ACH. BOD staff asked me to work with that external bank's back end staff to provide ACH documents that I'd never seen in my life, and was told that BOD should have handled, but couldn't,,, This episode was repeated with other errors in my first two months. By the time the errors completely stopped months later, BOD had lowered its interest rate, raised qualification requirements, and have stopped accepting out of state customers. For me personally, I've had enough...

Worst Bank Ever!!!

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If I could put 0 stars I would. Our account has been hacked 4 times since 2009. Then we get fees for going into overdraft because of these fraudulent charges on our account and the bank tells us we are responsible because the card is in our possession!!!& I have never been with a bank that holds you responsible when someone steals your information. It is basically like saying you can't use your card anywhere because if they steal your info you are responsible. I would never recommend anyone get an account here. Plus they do not have 24 hour assistance so we had to wait a day to report fraudulent activity on our account. They don't have convenient locations and where we live you have to drive all the way across town to make deposits or withdrawal money.


Health Grade Components

FDIC Certificate #17244
Year Established1941
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.33%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$273.0MM$276.2MM
LoansQ2 2022vs Q2 2021$175.5MM$146.5MM
DepositsQ2 2022vs Q2 2021$254.1MM$250.6MM
Equity CapitalQ2 2022vs Q2 2021$18.6MM$24.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.9MM$1.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$56.00K$103.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for The Bank of Denver are currently being reviewed.


The Bank of Denver Locations
Leetsdale Branch530 S Holly StreetDenver, CO 80246
Golden Triangle Branch606 West Colfax AvenueDenver, CO 80204
Uptown Branch800 East 17th AvenueDenver, CO 80218
The Bank Of Denver810 E 17th AveDenver, CO 80218

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