The Bank of Romney

Overview / Commentary
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 17th largest bank in the state of West Virginia. It is also the 2,193rd largest bank in the nation. It was established in 1888 and as of June of 2022, it had grown to 72 employees at 7 locations. The Bank of Romney has an A health rating.

Reviews (1)

Worked Out Well

Posted by: |

A bit of effort to open the account. Since then very good customer service at answering my questions, and friendly, pleasant, and clear.

The BONUS is 1% on savings when criteria met!
No direct deposit needed for 2% on up to 20k on checking.

- It's FNBtoday or search for FNB Romney. Other FNB links are other banks!
- Website is usable. Signin is the black box at top of screen. It's not where I expected it.
- Micro deposits must be in .15 type format. I tried entering 15 a few times and the account locked.
- It's from 2nd Tues to Monday before 2nd Tues that 12 charges must be done during. It's not calendar month.

Opening: Online seemed to require you be in near their location. Over the phone that was their preference too though it could be worked around. I don't know their current policy or if it was just the one rep's preference.


Health Grade Components

FDIC Certificate #845
Year Established1888
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD12.05%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$363.3MM$353.8MM
LoansQ2 2022vs Q2 2021$261.6MM$243.7MM
DepositsQ2 2022vs Q2 2021$262.8MM$254.3MM
Equity CapitalQ2 2022vs Q2 2021$40.4MM$37.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.3MM$2.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.8MM$2.7MM
Real Estate OwnedQ2 2022vs Q2 2021$35.00K$50.00K

Rates for The Bank of Romney are currently being reviewed.


The Bank of Romney Locations
The Bank Of Romney95 E Main StRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434
Slanesville Branch100 County Route 3Slanesville, WV 25444

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