The Bank of Romney


Overview / Commentary
304-822-3541
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 16th largest bank in the state of West Virginia. It is also the 2,162nd largest bank in the nation. It was established in 1888 and as of March of 2020, it had grown to 74 employees at 7 locations. The Bank of Romney has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #845
Year Established1888
Employees74
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.66%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$309.3MM$288.0MM
LoansQ1 2020vs Q1 2019$217.5MM$211.0MM
DepositsQ1 2020vs Q1 2019$218.8MM$207.2MM
Equity CapitalQ1 2020vs Q1 2019$34.0MM$29.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$1.8MM$1.7MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$3.5MM$4.9MM
Real Estate OwnedQ1 2020vs Q1 2019$705.00K$611.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Bank of Romney; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Romney Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--Individual Retirement Account
0.16%$5-Saving Account

The Bank of Romney Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k

The Bank of Romney Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$50k-NOW 50
0.30%$25k-NOW 25
0.10%$1k-NOW Account

The Bank of Romney CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-60 Month CD
0.90%$1k-30 Month CD
0.85%$1k-24 Month CD
0.75%$500-18 Month CD
0.70%$500-12 Month CD
0.40%$500-182 Day CD
0.40%$500-9 Month CD
0.25%$500-91 Day CD
Locations


The Bank of Romney Locations
The Bank Of Romney95 East Main StreetRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434
Slanesville Branch100 County Route 3Slanesville, WV 25444

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