The Bank of Romney

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.07%	5-year CD	60 Month CD 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
0.70%	1-year CD	12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Saving Account 1.65% - Barclays Online Savings Account

View all The Bank of Romney rates »

Overview / Commentary

www.bankofromney.net

304-822-3541

95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 19^th largest bank in the state of West Virginia. It is also the 2,298^th largest bank in the nation. It was established in 1888 and as of March of 2018, it had grown to 76 employees at 6 locations. The Bank of Romney has a B health rating.

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Health

B

Data as of Q1 2018

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Health Grade Components

Overall
FDIC Certificate #	845
Year Established	1888
Employees	76
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.91%
Return on Equity - YTD	9.49%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$280.1MM$266.3MM
Loans	Q1 2018vs Q1 2017	$198.2MM$174.2MM
Deposits	Q1 2018vs Q1 2017	$210.1MM$201.8MM
Equity Capital	Q1 2018vs Q1 2017	$27.0MM$26.9MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$1.6MM$1.8MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$3.9MM$5.8MM
Real Estate Owned	Q1 2018vs Q1 2017	$1.2MM$1.7MM

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Romney Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	-	Individual Retirement Account
0.15%	-	-	Saving Account

The Bank of Romney Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$10k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $10k

The Bank of Romney Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	NOW Account
OTHER TIERS: 0.05% → $1k - $25k \| 0.40% → $25k - $50k

The Bank of Romney CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	-	-	60 Month CD
2.02%	$5k	-	27 Month CD Special
1.21%	-	-	30 Month CD
0.80%	-	-	24 Month CD
0.70%	-	-	12 Month CD
0.70%	-	-	18 Month CD
0.60%	-	-	182 Day CD
0.40%	-	-	91 Day CD
0.40%	-	-	9 Month CD

Locations

The Bank of Romney Locations
The Bank Of Romney	95 East Main Street	Romney, WV 26757
Capon Bridge Branch	US 50, Main Street	Capon Bridge, WV 26711
Springfield Branch	Route 28	Springfield, WV 26763
Augusta Branch	Route 50	Augusta, WV 26704
Sunrise Branch	Route 50 and Stayman Drive	Romney, WV 26757
Paw Paw Branch	63 Winchester Street	Paw Paw, WV 25434

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