Overview / Commentary
The Bank of Romney is headquartered in Romney and is the 17th largest bank in the state of West Virginia. It is also the 2,265th largest bank in the nation. It was established in 1888 and as of June of 2019, it had grown to 76 employees at 7 locations. The Bank of Romney's CD rates are 18% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 845 |
| Year Established | 1888 |
| Employees | 76 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 10.3% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $288.8MM$284.0MM |
| Loans | Q2 2019vs Q2 2018 | $213.9MM$204.5MM |
| Deposits | Q2 2019vs Q2 2018 | $205.3MM$206.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $31.0MM$27.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.7MM$1.6MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $4.1MM$3.9MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $491.00K$1.1MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Bank of Romney Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | - | - | Individual Retirement Account | |
| 0.20% | $5 | - | Saving Account |
The Bank of Romney Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | |||||
The Bank of Romney Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $50k | - | NOW 50 | |
| 0.70% | $25k | - | NOW 25 | |
| 0.15% | $1k | - | NOW Account |
The Bank of Romney CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $1k | - | 60 Month CD | |
| 1.46% | $1k | - | 30 Month CD | |
| 1.31% | $1k | - | 24 Month CD | |
| 1.11% | $500 | - | 18 Month CD | |
| 1.06% | $500 | - | 12 Month CD | |
| 0.80% | $500 | - | 182 Day CD | |
| 0.60% | $500 | - | 91 Day CD | |
| 0.40% | $500 | - | 9 Month CD |
Locations
| The Bank of Romney Locations | ||
|---|---|---|
| The Bank Of Romney | 95 East Main Street | Romney, WV 26757 |
| Capon Bridge Branch | US 50, Main Street | Capon Bridge, WV 26711 |
| Springfield Branch | Route 28 | Springfield, WV 26763 |
| Augusta Branch | Route 50 | Augusta, WV 26704 |
| Sunrise Branch | Route 50 and Stayman Drive | Romney, WV 26757 |
| Paw Paw Branch | 63 Winchester Street | Paw Paw, WV 25434 |
| Slanesville Branch | 100 County Route 3 | Slanesville, WV 25444 |