Overview / Commentary
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 17th largest bank in the state of West Virginia. It is also the 2,265th largest bank in the nation. It was established in 1888 and as of December of 2018, it had grown to 78 employees at 7 locations. The Bank of Romney's CD rates are 18% higher than the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #845
Year Established1888
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD10.24%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$286.5MM$280.5MM
LoansQ4 2018vs Q4 2017$209.2MM$197.6MM
DepositsQ4 2018vs Q4 2017$209.6MM$206.3MM
Equity CapitalQ4 2018vs Q4 2017$28.5MM$26.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.7MM$1.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.4MM$3.5MM
Real Estate OwnedQ4 2018vs Q4 2017$451.00K$1.3MM
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Always verify rates and promotions with the bank or credit union. We are not The Bank of Romney; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Romney Savings Account Rates

1.11%--Individual Retirement Account
0.20%$5-Saving Account

The Bank of Romney Money Market Rates

0.30%*$10k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $10k

The Bank of Romney Checking Account Rates

0.70%$50k-NOW 50
0.60%$25k-NOW 25
0.15%$1k-NOW Account

The Bank of Romney CD Rates

2.53%$1k-27 Month CD Special
2.38%$1k-60 Month CD
1.51%$1k-30 Month CD
1.31%$1k-24 Month CD
1.11%$500-18 Month CD
1.06%$500-12 Month CD
0.80%$500-182 Day CD
0.60%$500-91 Day CD
0.40%$500-9 Month CD

The Bank of Romney Locations
The Bank Of Romney95 East Main StreetRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434
Slanesville Branch100 County Route 3Slanesville, WV 25444

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