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Overview / Commentary
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 21st largest bank in the state of West Virginia. It is also the 2,419th largest bank in the nation. It was established in 1888 and as of September of 2016, it had grown to 78 employees at 6 locations. The Bank of Romney has a B health rating.

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Health
B

Health Grade Components

Overall
FDIC Certificate #845
Year Established1888
Employees78
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.15%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$266.3MM$257.7MM
LoansQ3 2016vs Q3 2015$172.1MM$165.3MM
DepositsQ3 2016vs Q3 2015$199.1MM$196.4MM
Equity CapitalQ3 2016vs Q3 2015$28.0MM$26.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$1.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$6.1MM$6.8MM
Real Estate OwnedQ3 2016vs Q3 2015$2.1MM$1.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Romney Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Individual Retirement Account
0.10%--Saving Account

The Bank of Romney Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$10k*-Money Market Account
OTHER TIERS: 0.08% Up to $10k

The Bank of Romney Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-NOW Account
OTHER TIERS: 0.05% $1k - $25k | 0.15% $25k - $50k

The Bank of Romney CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%--60 Month CD
0.60%--30 Month CD
0.50%--24 Month CD
0.40%--18 Month CD
0.35%--12 Month CD
0.30%--9 Month CD
0.25%--182 Day CD
0.20%--91 Day CD
Locations


The Bank of Romney Locations
The Bank Of Romney95 East Main StreetRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434