The Bank of Romney

Overview / Commentary
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 18th largest bank in the state of West Virginia. It is also the 2,247th largest bank in the nation. It was established in 1888 and as of December of 2019, it had grown to 74 employees at 7 locations. The Bank of Romney has a B+ health rating.


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Health Grade Components

FDIC Certificate #845
Year Established1888
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.23%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$294.0MM$286.5MM
LoansQ4 2019vs Q4 2018$218.5MM$209.2MM
DepositsQ4 2019vs Q4 2018$207.4MM$209.6MM
Equity CapitalQ4 2019vs Q4 2018$33.0MM$28.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.7MM$4.4MM
Real Estate OwnedQ4 2019vs Q4 2018$213.00K$451.00K

Rates for The Bank of Romney are currently being reviewed.


The Bank of Romney Locations
The Bank Of Romney95 East Main StreetRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434
Slanesville Branch100 County Route 3Slanesville, WV 25444

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