The Bank of Romney


Overview / Commentary
304-822-3541
95 East Main Street
Romney, WV 26757

The Bank of Romney is headquartered in Romney and is the 16th largest bank in the state of West Virginia. It is also the 2,167th largest bank in the nation. It was established in 1888 and as of December of 2021, it had grown to 72 employees at 7 locations. The Bank of Romney has an A health rating.

Reviews (1)

Worked Out Well

Posted by: |

A bit of effort to open the account. Since then very good customer service at answering my questions, and friendly, pleasant, and clear.

The BONUS is 1% on savings when criteria met!
No direct deposit needed for 2% on up to 20k on checking.

Note:
- It's FNBtoday or search for FNB Romney. Other FNB links are other banks!
- Website is usable. Signin is the black box at top of screen. It's not where I expected it.
- Micro deposits must be in .15 type format. I tried entering 15 a few times and the account locked.
- It's from 2nd Tues to Monday before 2nd Tues that 12 charges must be done during. It's not calendar month.

Opening: Online seemed to require you be in near their location. Over the phone that was their preference too though it could be worked around. I don't know their current policy or if it was just the one rep's preference.



Health

Health Grade Components

Overall
FDIC Certificate #845
Year Established1888
Employees72
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD13.14%
Annual Interest Income$15.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$372.4MM$336.0MM
LoansQ4 2021vs Q4 2020$258.7MM$233.7MM
DepositsQ4 2021vs Q4 2020$263.4MM$240.1MM
Equity CapitalQ4 2021vs Q4 2020$42.1MM$36.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.4MM$2.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$5.0MM$3.3MM
Real Estate OwnedQ4 2021vs Q4 2020$0$293.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Bank of Romney; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Romney Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Individual Retirement Account
0.10%$5-Saving Account

The Bank of Romney Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Money Market Account
OTHER TIERS: 0.06% $2.5k - $10k

The Bank of Romney Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50k-NOW 50
0.20%$25k-NOW 25
0.06%$1k-NOW Account

The Bank of Romney CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-60 Month CD
0.55%$1k-30 Month CD
0.45%$1k-24 Month CD
0.35%$500-18 Month CD
0.25%$500-12 Month CD
0.20%$500-9 Month CD
0.15%$500-182 Day CD
0.10%$500-91 Day CD
Locations


The Bank of Romney Locations
The Bank Of Romney95 East Main StreetRomney, WV 26757
Capon Bridge BranchUS 50, Main StreetCapon Bridge, WV 26711
Springfield BranchRoute 28Springfield, WV 26763
Augusta BranchRoute 50Augusta, WV 26704
Sunrise BranchRoute 50 and Stayman DriveRomney, WV 26757
Paw Paw Branch63 Winchester StreetPaw Paw, WV 25434
Slanesville Branch100 County Route 3Slanesville, WV 25444

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