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Overview / Commentary
256 Meeting Street
Charleston, SC 29401

The Bank of South Carolina is headquartered in Charleston and is the 20th largest bank in the state of South Carolina. It is also the 1,612th largest bank in the nation. It was established in 1987 and as of March of 2018, it had grown to 77 employees at 4 locations. The Bank of South Carolina has an A health rating.


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Health Grade Components

FDIC Certificate #26912
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD15.89%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$434.3MM$428.6MM
LoansQ1 2018vs Q1 2017$267.8MM$255.1MM
DepositsQ1 2018vs Q1 2017$391.5MM$386.9MM
Equity CapitalQ1 2018vs Q1 2017$42.4MM$41.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.8MM$3.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$901.00K$1.9MM
Real Estate OwnedQ1 2018vs Q1 2017$435.00K$522.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of South Carolina Savings Account Rates

0.27%--Savings Account

The Bank of South Carolina Money Market Rates

0.25%*$10k*-Money Market Account
OTHER TIERS: 0.18% Up to $1k | 0.19% $1k - $10k

The Bank of South Carolina Checking Account Rates

0.25%*$10k*-NOW Account
OTHER TIERS: 0.18% Up to $2,500 | 0.19% $2,500 - $10k

The Bank of South Carolina CD Rates

1.10%$1k-5 Year CD
0.45%$1k-9 Month CD
0.45%$1k-1 Year CD
0.40%$1k-6 Month CD
0.35%$1k-3 Month CD
0.30%$1k-1 Month CD

The Bank of South Carolina IRA Rates

1.00%$100-18 Month Fixed IRA
0.85%$100-12 Month IRA

The Bank of South Carolina Locations
Summerville Branch100 North Main StreetSummerville, SC 29483
Mt Pleasant Branch1337 Chuck Dawley BoulevardMount Pleasant, SC 29464
West Ashey Office Branch2027 San Rittenberg BoulevardCharleston, SC 29407
The Bank Of South Carolina256 Meeting StreetCharleston, SC 29401

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