The Bank of South Carolina

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.banksc.com

843-724-1500

256 Meeting Street
Charleston, SC 29401

The Bank of South Carolina is headquartered in CHARLESTON and is the 22^nd largest bank in the state of South Carolina. It is also the 1,642^nd largest bank in the nation. It was established in 1987 and as of March of 2025, it had grown to 84 employees at 6 locations. The Bank of South Carolina's CD rates are 2X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26912
Year Established	1987
Employees	84
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	13.99%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$567.1MM$614.2MM
Loans	Q1 2025vs Q1 2024	$355.9MM$356.2MM
Deposits	Q1 2025vs Q1 2024	$498.5MM$527.7MM
Equity Capital	Q1 2025vs Q1 2024	$54.3MM$46.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.7MM$3.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$594K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of South Carolina Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$0	-	Savings Account
0.25%^*	$10k^*	-	HSA Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k

The Bank of South Carolina Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Money Market Account
OTHER TIERS: 0.10% → $0 - $1k \| 0.15% → $1k - $2.5k \| 0.20% → $2.5k - $10k

The Bank of South Carolina Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$10k^*	-	NOW Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k
0.25%^*	$10k^*	-	Business Interest Checking
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k
0.25%^*	$10k^*	-	Special Citizen Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $5k \| 0.20% → $5k - $10k

The Bank of South Carolina CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	24 Month CD
2.25%	$1k	-	18 Month CD
2.00%	$1k	-	1 Year CD
1.75%	$1k	-	9 Month CD
1.50%	$1k	-	6 Month CD
1.25%	$1k	-	3 Month CD
1.00%	$1k	-	1 Month CD

The Bank of South Carolina IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$100	-	18 Month Fixed IRA
0.50%	$100	-	12 Month Fixed IRA

Locations

The Bank of South Carolina Locations
Summerville Branch	100 North Main Street	Summerville, SC 29483
Mt Pleasant Branch	1337 Chuck Dawley Boulevard	Mount Pleasant, SC 29464
West Ashey Office Branch	2027 Sam Rittenberg Boulevard	Charleston, SC 29407
The Bank Of South Carolina	256 Meeting St	Charleston, SC 29401
North Charleston Branch	9403 Highway 78	Ladson, SC 29456

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