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Bank of the Pacific


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankofthepacific.com
360-533-8870
300 East Market Street
Aberdeen, WA 98520

Bank of the Pacific is headquartered in ABERDEEN and is the 16th largest bank in the state of Washington. It is also the 873rd largest bank in the nation. It was established in 1979 and as of March of 2025, it had grown to 209 employees at 20 locations. Bank of the Pacific's money market rates are 6X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #23041
Year Established1979
Employees209
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.22%
Annual Interest Income$14.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.22B$1.13B
LoansQ1 2025vs Q1 2024$697.5MM$684.9MM
DepositsQ1 2025vs Q1 2024$1.08B$996.2MM
Equity CapitalQ1 2025vs Q1 2024$129.2MM$127MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.9MM$8.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.2MM$1.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Pacific Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$300-Essential Savings
0.10%$500-Business Savings
0.05%$0-Youth Savings
0.03%*$2.5k*-Health Savings Account
OTHER TIERS: 0.01% → $300 - $2.5k

Bank of the Pacific Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$5m*-Business Money Market
OTHER TIERS: 0.20% → $0 - $25k | 0.50% → $25k - $100k | 1.77% → $100k - $250k | 2.22% → $250k - $500k | 2.74% → $500k - $1m | 2.99% → $1m - $5m
2.58%*$1m*-Money Market
OTHER TIERS: 0.15% → $0 - $25k | 0.50% → $25k - $100k | 1.77% → $100k - $250k | 2.07% → $250k - $500k | 2.33% → $500k - $1m

Bank of the Pacific Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$0$20kPacific Checking Rate Rewards
OTHER TIERS: 0.05% → $20k+
0.15%$1k-Business Interest Checking
0.10%*$250k*-Pacific Premier Checking
OTHER TIERS: 0.04% → $0 - $50k | 0.05% → $50k - $100k | 0.07% → $100k - $250k

Bank of the Pacific CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.92%*$250k*-9 - 11 Month CD
OTHER TIERS: 3.05% → $500 - $50k | 3.30% → $50k - $100k | 3.82% → $100k - $250k
2.53%*$250k*-6 - 8 Month CD
OTHER TIERS: 2.02% → $500 - $50k | 2.28% → $50k - $250k
2.02%*$100k*-12 - 17 Month CD
OTHER TIERS: 1.51% → $500 - $100k
2.02%*$250k*-18 - 23 Month CD
OTHER TIERS: 1.26% → $500 - $50k | 1.51% → $50k - $100k | 1.77% → $100k - $250k
1.51%*$250k*-24 - 35 Month CD
OTHER TIERS: 0.75% → $500 - $50k | 1.26% → $50k - $250k
1.51%*$250k*-36 - 47 Month CD
OTHER TIERS: 0.75% → $500 - $50k | 1.26% → $50k - $250k
0.60%*$100k*-60+ Month CD
OTHER TIERS: 0.40% → $500 - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.60%*$250k*-12 Month Bear at the Bank CD - Children
OTHER TIERS: 0.50% → $100 - $100k | 0.55% → $100k - $250k
0.55%*$250k*-48 - 59 Month CD
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $100k | 0.50% → $100k - $250k
0.40%*$250k*-1 - 5 Month CD
OTHER TIERS: 0.15% → $500 - $25k | 0.25% → $25k - $100k | 0.35% → $100k - $250k

Bank of the Pacific IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-12 - 17 Month IRA
OTHER TIERS: 1.51% → $500 - $100k
2.02%*$250k*-18 - 23 Month IRA
OTHER TIERS: 1.26% → $500 - $50k | 1.51% → $50k - $100k | 1.77% → $100k - $250k
1.51%*$250k*-24 - 35 Month IRA
OTHER TIERS: 0.75% → $500 - $50k | 1.26% → $50k - $250k
1.51%*$250k*-36 - 47 Month IRA
OTHER TIERS: 0.75% → $500 - $50k | 1.26% → $50k - $250k
0.60%*$100k*-60+ Month IRA
OTHER TIERS: 0.40% → $500 - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k
0.55%*$250k*-48 - 59 Month IRA
OTHER TIERS: 0.35% → $500 - $25k | 0.40% → $25k - $100k | 0.50% → $100k - $250k
Locations

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