Bank of the Pacific

Overview / Commentary
300 East Market Street
Aberdeen, WA 98520

Bank of the Pacific is headquartered in Aberdeen and is the 17th largest bank in the state of Washington. It is also the 791st largest bank in the nation. It was established in 1979 and as of December of 2021, it had grown to 229 employees at 17 locations. Bank of the Pacific has an A+ health rating.


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Health Grade Components

FDIC Certificate #23041
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD10.26%
Annual Interest Income$38.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.32B$1.17B
LoansQ4 2021vs Q4 2020$626.1MM$752.2MM
DepositsQ4 2021vs Q4 2020$1.18B$1.03B
Equity CapitalQ4 2021vs Q4 2020$130.2MM$126.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$8.3MM$12.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.2MM$2.4MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Bank of the Pacific; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Pacific Savings Account Rates

0.03%$250-Essential Savings
0.03%--Prime 60+ Savings
0.03%$250-Business Savings
0.02%--Christmas Club
0.02%--Youth Savings
0.01%$250-Health Savings Account

Bank of the Pacific Money Market Rates

0.08%*$1m*-Money Market
OTHER TIERS: 0.03% Up to $25k | 0.04% $25k - $250k | 0.05% $250k - $500k | 0.07% $500k - $1m
0.08%*$1m*-Business Money Market
OTHER TIERS: 0.03% Up to $25k | 0.04% $25k - $250k | 0.05% $250k - $500k | 0.07% $500k - $1m

Bank of the Pacific Checking Account Rates

0.10%*-$20kPacific Checking Rate Rewards
OTHER TIERS: 0.04% $20k+
0.04%*$250k*-Pacific Premier Checking
OTHER TIERS: 0.01% Up to $50k | 0.02% $50k - $100k | 0.03% $100k - $250k
0.02%$1k-Business Interest Checking

Bank of the Pacific CD Rates

0.35%*$250k*-60+ Month CD
OTHER TIERS: 0.25% $500 - $100k | 0.30% $100k - $250k
0.30%*$250k*-48 - 59 Month CD
OTHER TIERS: 0.25% $500 - $250k
0.25%*$100k*-36 - 47 Month CD
OTHER TIERS: 0.20% $500 - $100k
0.20%*$100k*-24 - 35 Month CD
OTHER TIERS: 0.15% $500 - $100k
0.15%*$100k*-12 - 23 Month CD
OTHER TIERS: 0.10% $500 - $25k | 0.12% $25k - $100k
0.15%*$100k*-Bear at the Bank CD - Children
OTHER TIERS: 0.10% $100 - $100k
0.08%*$50k*-6 - 11 Month CD
OTHER TIERS: 0.05% $500 - $50k
0.05%*$50k*-1 - 5 Month CD
OTHER TIERS: 0.03% $500 - $50k

Bank of the Pacific IRA Rates

0.25%$500$25k48 - 59 Month IRA
0.25%$500-60+ Month IRA
0.20%$500$25k36 - 47 Month IRA
0.15%$500$25k24 - 35 Month IRA
0.10%$500$25k12 - 23 Month IRA


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