Bank of the Pacific

Overview / Commentary
300 East Market Street
Aberdeen, WA 98520

Bank of the Pacific is headquartered in ABERDEEN and is the 16th largest bank in the state of Washington. It is also the 836th largest bank in the nation. It was established in 1979 and as of March of 2023, it had grown to 219 employees at 19 locations. Bank of the Pacific's money market rates are 6X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #23041
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD14.78%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.24B$1.32B
LoansQ1 2023vs Q1 2022$636.9MM$611.3MM
DepositsQ1 2023vs Q1 2022$1.11B$1.20B
Equity CapitalQ1 2023vs Q1 2022$121.2MM$121.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$8.2MM$8.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$961.00K$1.2MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Bank of the Pacific; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the Pacific Savings Account Rates

0.04%$300-Essential Savings
0.04%$500-Business Savings
0.03%*$2.5k*-Health Savings Account
OTHER TIERS: 0.01% $300 - $2.5k
0.02%--Youth Savings

Bank of the Pacific Money Market Rates

2.79%*$1m*-Money Market
OTHER TIERS: 0.20% Up to $25k | 0.50% $25k - $100k | 1.77% $100k - $250k | 2.02% $250k - $500k | 2.53% $500k - $1m
2.79%*$1m*-Business Money Market
OTHER TIERS: 0.20% Up to $25k | 0.50% $25k - $100k | 1.77% $100k - $250k | 2.02% $250k - $500k | 2.53% $500k - $1m

Bank of the Pacific Checking Account Rates

0.25%*-$20kPacific Checking Rate Rewards
OTHER TIERS: 0.05% $20k+
0.08%*$250k*-Pacific Premier Checking
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k | 0.06% $100k - $250k
0.05%$1k-Business Interest Checking

Bank of the Pacific CD Rates

4.08%*$50k*-12 - 23 Month CD
OTHER TIERS: 3.82% $500 - $50k
3.56%*$50k*-9 - 11 Month CD
OTHER TIERS: 3.30% $500 - $50k
2.02%*$250k*-24 - 35 Month CD
OTHER TIERS: 1.26% $500 - $25k | 1.51% $25k - $250k
0.90%*$250k*-36 - 47 Month CD
OTHER TIERS: 0.50% $500 - $25k | 0.70% $25k - $250k
0.90%*$250k*-48 - 59 Month CD
OTHER TIERS: 0.50% $500 - $25k | 0.70% $25k - $250k
0.90%*$250k*-60+ Month CD
OTHER TIERS: 0.50% $500 - $25k | 0.70% $25k - $250k
0.80%*$250k*-6 - 8 Month CD
OTHER TIERS: 0.25% $500 - $25k | 0.50% $25k - $100k | 0.75% $100k - $250k
0.60%*$100k*-1 - 5 Month CD
OTHER TIERS: 0.15% $500 - $25k | 0.50% $25k - $100k
0.35%*$250k*-Bear at the Bank CD - Children
OTHER TIERS: 0.20% $100 - $100k | 0.25% $100k - $250k

Bank of the Pacific IRA Rates

3.82%$500$25k12 - 23 Month IRA
1.26%$500$25k24 - 35 Month IRA
0.50%$500$25k36 - 47 Month IRA
0.50%$500$25k48 - 59 Month IRA
0.50%$500-60+ Month IRA


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