The Bank of Vernon

Overview / Commentary
44825 Highway 17
Vernon, AL 35592

The Bank of Vernon is headquartered in Vernon and is the 55th largest bank in the state of Alabama. It is also the 2,929th largest bank in the nation. It was established in 1911 and as of December of 2021, it had grown to 44 employees at 5 locations. The Bank of Vernon has an A+ health rating.


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Health Grade Components

FDIC Certificate #51
Year Established1911
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD9.98%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$225.7MM$205.9MM
LoansQ4 2021vs Q4 2020$127.1MM$131.8MM
DepositsQ4 2021vs Q4 2020$196.2MM$177.4MM
Equity CapitalQ4 2021vs Q4 2020$28.8MM$27.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.1MM$1.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$409.00K$46.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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The Bank of Vernon Locations
The Bank Of Vernon44825 Highway 17Vernon, AL 35592
Westside Branch9435 Highway 18Vernon, AL 35592
Caledonia Branch9715 Wolfe RoadCaledonia, MS 39740
Columbus Branch3561 Bluecutt RoadColumbus, MS 39705
East Columbus Branch420 Alabama StreetColumbus, MS 39702

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