The Bank of Vernon

Overview / Commentary
44825 Highway 17
Vernon, AL 35592

The Bank of Vernon is headquartered in Vernon and is the 57th largest bank in the state of Alabama. It is also the 2,976th largest bank in the nation. It was established in 1911 and as of September of 2021, it had grown to 44 employees at 5 locations. The Bank of Vernon has an A+ health rating.


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Health Grade Components

FDIC Certificate #51
Year Established1911
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD10.23%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$220.6MM$194.9MM
LoansQ3 2021vs Q3 2020$128.4MM$133.0MM
DepositsQ3 2021vs Q3 2020$190.9MM$167.3MM
Equity CapitalQ3 2021vs Q3 2020$28.5MM$26.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$2.2MM$1.6MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$640.00K$74.00K
Real Estate OwnedQ3 2021vs Q3 2020$43.00K$0

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The Bank of Vernon Locations
The Bank Of Vernon44825 Highway 17Vernon, AL 35592
Westside Branch9435 Highway 18Vernon, AL 35592
Caledonia Branch9715 Wolfe RoadCaledonia, MS 39740
Columbus Branch3561 Bluecutt RoadColumbus, MS 39705
East Columbus Branch420 Alabama StreetColumbus, MS 39702

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