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The Benton State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
bentonbank.com
608-759-3600
42 West Main Street
Benton, WI 53803

The Benton State Bank is headquartered in BENTON and is the 144th largest bank in the state of Wisconsin. It is also the 3,755th largest bank in the nation. It was established in 1894 and as of March of 2025, it had grown to 19 employees at 3 locations. The Benton State Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14316
Year Established1894
Employees19
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.03%
Return on Equity - YTD16.97%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$106MM$90.3MM
LoansQ1 2025vs Q1 2024$91MM$78.9MM
DepositsQ1 2025vs Q1 2024$85.4MM$73.2MM
Equity CapitalQ1 2025vs Q1 2024$12.9MM$8.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$123K$214K
Real Estate OwnedQ1 2025vs Q1 2024$0$75K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Benton State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Benton State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$50k*-Money Market
OTHER TIERS: 0.50% → $0 - $25k | 0.65% → $25k - $50k
1.40%*$50k*-Business Money Market
OTHER TIERS: 0.50% → $0 - $25k | 0.65% → $25k - $50k

The Benton State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-NOW Checking Account
0.50%$0-Super NOW Checking Account
0.50%$0-Business NOW Checking Account
0.50%$0-Business Super NOW Checking Account

The Benton State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$0-24 Month CD
2.52%$0-30 Month CD
2.52%$0-36 Month CD
2.52%$0-48 Month CD
2.52%$0-60 Month CD
2.52%$0-Business 24 Month CD
2.52%$0-Business 30 Month CD
2.52%$0-Business 36 Month CD
2.52%$0-Business 48 Month CD
2.52%$0-Business 60 Month CD
2.01%$0-12 Month CD
2.01%$0-18 Month CD
2.01%$0-Business 12 Month CD
2.01%$0-Business 18 Month CD
1.30%$0-72 Month CD
1.30%$0-Business 72 Month CD
0.90%$0-182 Day CD
0.90%$0-Business 182 Day CD
0.30%$0-91 Day CD
0.30%$0-Business 91 Day CD
Locations


The Benton State Bank Locations
Shullsburg Branch195 Highway 11Shullsburg, WI 53586
Potosi Branch338 Highway 61 SouthPotosi, WI 53820
The Benton State Bank42 W Main StBenton, WI 53803

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