The Benton State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

bentonbank.com

608-759-3600

42 West Main Street
Benton, WI 53803

The Benton State Bank is headquartered in BENTON and is the 144^th largest bank in the state of Wisconsin. It is also the 3,755^th largest bank in the nation. It was established in 1894 and as of March of 2025, it had grown to 19 employees at 3 locations. The Benton State Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14316
Year Established	1894
Employees	19
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.03%
Return on Equity - YTD	16.97%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$106MM$90.3MM
Loans	Q1 2025vs Q1 2024	$91MM$78.9MM
Deposits	Q1 2025vs Q1 2024	$85.4MM$73.2MM
Equity Capital	Q1 2025vs Q1 2024	$12.9MM$8.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$123K$214K
Real Estate Owned	Q1 2025vs Q1 2024	$0$75K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Benton State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^*	$50k^*	-	Money Market
OTHER TIERS: 0.50% → $0 - $25k \| 0.65% → $25k - $50k
1.40%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.50% → $0 - $25k \| 0.65% → $25k - $50k

The Benton State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$0	-	NOW Checking Account
0.50%	$0	-	Super NOW Checking Account
0.50%	$0	-	Business NOW Checking Account
0.50%	$0	-	Business Super NOW Checking Account

The Benton State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$0	-	24 Month CD
2.52%	$0	-	30 Month CD
2.52%	$0	-	36 Month CD
2.52%	$0	-	48 Month CD
2.52%	$0	-	60 Month CD
2.52%	$0	-	Business 24 Month CD
2.52%	$0	-	Business 30 Month CD
2.52%	$0	-	Business 36 Month CD
2.52%	$0	-	Business 48 Month CD
2.52%	$0	-	Business 60 Month CD
2.01%	$0	-	12 Month CD
2.01%	$0	-	18 Month CD
2.01%	$0	-	Business 12 Month CD
2.01%	$0	-	Business 18 Month CD
1.30%	$0	-	72 Month CD
1.30%	$0	-	Business 72 Month CD
0.90%	$0	-	182 Day CD
0.90%	$0	-	Business 182 Day CD
0.30%	$0	-	91 Day CD
0.30%	$0	-	Business 91 Day CD

Locations

The Benton State Bank Locations
Shullsburg Branch	195 Highway 11	Shullsburg, WI 53586
Potosi Branch	338 Highway 61 South	Potosi, WI 53820
The Benton State Bank	42 W Main St	Benton, WI 53803

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