The Benton State Bank


Overview / Commentary
608-759-3600
42 West Main Street
Benton, WI 53803

The Benton State Bank is headquartered in BENTON and is the 144th largest bank in the state of Wisconsin. It is also the 3,755th largest bank in the nation. It was established in 1894 and as of March of 2025, it had grown to 19 employees at 3 locations. The Benton State Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #14316
Year Established1894
Employees19
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.03%
Return on Equity - YTD16.97%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$106MM$90.3MM
LoansQ1 2025vs Q1 2024$91MM$78.9MM
DepositsQ1 2025vs Q1 2024$85.4MM$73.2MM
Equity CapitalQ1 2025vs Q1 2024$12.9MM$8.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$123K$214K
Real Estate OwnedQ1 2025vs Q1 2024$0$75K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Benton State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Benton State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$50k*-Money Market
OTHER TIERS: 0.50% $0 - $25k | 0.65% $25k - $50k
1.40%*$50k*-Business Money Market
OTHER TIERS: 0.50% $0 - $25k | 0.65% $25k - $50k

The Benton State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-NOW Checking Account
0.50%$0-Super NOW Checking Account
0.50%$0-Business NOW Checking Account
0.50%$0-Business Super NOW Checking Account

The Benton State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$0-24 Month CD
2.52%$0-30 Month CD
2.52%$0-36 Month CD
2.52%$0-48 Month CD
2.52%$0-60 Month CD
2.52%$0-Business 24 Month CD
2.52%$0-Business 30 Month CD
2.52%$0-Business 36 Month CD
2.52%$0-Business 48 Month CD
2.52%$0-Business 60 Month CD
2.01%$0-12 Month CD
2.01%$0-18 Month CD
2.01%$0-Business 12 Month CD
2.01%$0-Business 18 Month CD
1.30%$0-72 Month CD
1.30%$0-Business 72 Month CD
0.90%$0-182 Day CD
0.90%$0-Business 182 Day CD
0.30%$0-91 Day CD
0.30%$0-Business 91 Day CD
Locations


The Benton State Bank Locations
Shullsburg Branch195 Highway 11Shullsburg, WI 53586
Potosi Branch338 Highway 61 SouthPotosi, WI 53820
The Benton State Bank42 W Main StBenton, WI 53803

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